Best Cleo Apps

247+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.7★, the cleo category is one of the App Store's strongest. Browse all 247+ apps we track, sorted so the most loved ones surface first.

Compare top Cleo Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (261K)NoNoSep 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
3Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (557K)NoNoSep 2026
4Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (458K)NoNoSep 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (888K)NoNoSep 2026
6Grant Cash AdvanceGrant Cash AdvanceFree4.9★ (245K)NoNoSep 2026
7EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (454K)NoNoSep 2026
8True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8★ (68K)YesNoSep 2026

Top Picks for Cleo

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Editor's Choice
💰 Finance
4.7😐(261K ratings)
Free
#35in Finance
Cleo AI: Cash Advance & Budget screenshot 1
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Cleo AI: Cash Advance & Budget screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
  • 🤖 Unhelpful and unresponsive customer service
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#8in Finance
Lenme: Borrowing and Lending screenshot 1
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Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Brigit: Cash Advance & Credit#3

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Worth Considering
💰 Finance
4.8😐(557K ratings)
Free
#36in Finance
Brigit: Cash Advance & Credit screenshot 1
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Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
  • 🚫 Difficulty canceling subscription
  • ❌ Unreliable approval process

More Cleo apps to explore

FAQ about Cleo

What are the best cleo apps for iPhone?
Cleo AI: Cash Advance & Budget tops our cleo apps ranking as of September 2026, with a 4.7-star average from 261K App Store ratings, and it's free to download.
Yes — 20 of the top cleo apps we rank are free to download, including Cleo AI: Cash Advance & Budget and Lenme: Borrowing and Lending.
Cleo AI: Cash Advance & Budget has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ cleo apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Cleo AI is an AI-powered money coach that helps users budget, save money, build credit, and access cash advances. It uses a conversational interface to make managing finances simple and engaging, offering insights into spending habits and personalized financial advice.
Key features include an AI chat interface for financial queries, budgeting tools, a savings account with a 2.72% APY, cash advances up to $250 with no interest or credit checks, credit building without a credit card, automated financial planning with Autopilot, and a debt management dashboard.

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