Best Debits And Credits And More Apps

211+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Whether you're new to debits and credits and more or looking for an upgrade, our curated collection of 211+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Debits And Credits And More

Happen Bank#2

Happen Bank by LendingClub Corporation

Get more from your money
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(8.1K ratings)
Free
Happen Bank screenshot 1
Happen Bank screenshot 2
Happen Bank screenshot 3
Happen Bank screenshot 4
Happen Bank screenshot 5
Happen Bank screenshot 6

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Convenient banking
  • ๐Ÿš€ Seamless experience
  • ๐Ÿš€ Intuitive interface

Room to Improve

  • ๐Ÿ› Buggy app
  • ๐Ÿ› Unreliable app performance
  • ๐Ÿ› Slow transaction processing
Perpay - Shop and Build Credit#3

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(11K ratings)
FreeAds
Perpay - Shop and Build Credit screenshot 1
Perpay - Shop and Build Credit screenshot 2
Perpay - Shop and Build Credit screenshot 3
Perpay - Shop and Build Credit screenshot 4
Perpay - Shop and Build Credit screenshot 5
Perpay - Shop and Build Credit screenshot 6

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

What We Love

  • ๐Ÿ’ณ Easy payment setup
  • ๐Ÿš€ Fast delivery
  • ๐Ÿ” Wide product selection
  • ๐Ÿ’ณ Builds credit

Room to Improve

  • ๐Ÿ’ฐ Overpriced items
  • ๐Ÿ•ฐ๏ธ Slow shipping and approval process
  • ๐Ÿค– Poor app performance and glitches

More Debits And Credits And More apps to explore

4
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(847K)
freemium
5
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
๐Ÿ’ฐ Finance
(9.5K)
free with in-app purchases
6
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
๐Ÿ’ฐ Finance
(313K)
free with in-app purchases
7
Xpectations!ยฎ Plus
Xpectations!ยฎ Plus
Xpectations!ยฎ Plus
Xpect more!
Free

Manage your money with a mobile debit account offering enhanced protection and low fees. Access account features, get early direct deposits, and enjoy a free ATM network. Secure your funds by locking your card and receiving fraud alerts.

No monthly fees with direct depositEarly direct deposit accessOverdraft protection
๐Ÿ’ฐ Finance
(2.3K)
free with in-app purchases
8
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
9
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
๐Ÿ’ฐ Finance
(509K)
free with in-app purchases
10
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
11
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Accounting & Invoicing with AI
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
๐Ÿ’ผ Business
(248K)
subscription
12
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
๐Ÿ’ฐ Finance
(252K)
free with in-app purchases
13
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyโ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
๐Ÿ’ฐ Finance
(67K)
free with in-app purchases
14
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
๐Ÿ’ฐ Finance
(33K)
free
15
Aspire Account Center
Aspire Account Center
Aspire Account Center
by Atlanticus Services
Free

Manage your credit cards from your Apple device. Check balances, view transactions, set up alerts, and monitor your credit score for free. Securely access your accounts with fingerprint or PIN.

Manage credit cardsCheck account balancesView payment activity
๐Ÿ’ฐ Finance
(78)
free
16
Fortiva Account Center
Fortiva Account Center
Fortiva Account Center
by Atlanticus Services
Free

Manage your credit cards, personal loans, and retail credit accounts conveniently from your mobile device. View balances, transaction details, set up alerts, and monitor your credit score for free. Secure access with fingerprint or PIN.

Manage credit cards, loans, and retail accountsCheck account balances and payment activityView transaction details
๐Ÿ’ฐ Finance
(82)
free
17
Accounting - Debits & Credits
Accounting - Debits & Credits
Accounting - Debits & Credits
by TSAPlay, LLC
Free

Learn fundamental accounting principles through an engaging game. Master the accounting equation, debits, credits, and journal entries with interactive challenges and study materials.

Accounting equation gameDebit and Credit coinsLearn journal entries
๐Ÿ“š Education
(77)
free with in-app purchases
18
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
19
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

Free daily credit scores and reportsPersonalized credit improvement planBudgeting and spending tracker
๐Ÿ’ฐ Finance
(9.9K)
free with in-app purchases
20
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Spend, save, manage your money
Free

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

Real-time spending notificationsCashback on purchasesHigh APY savings rates
๐Ÿ’ฐ Finance
(5.6K)
free with in-app purchases