Best Debits And Credits And More Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Whether you're new to debits and credits and more or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Debits And Credits And More Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debits and Credits and moreDebits and Credits and moreFree5.0★ (4)NoYesMay 2026
2Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (16K)NoNoAug 2026
3Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (882K)NoNoAug 2026
4Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
5True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8★ (68K)YesNoAug 2026
6TransUnion®TransUnion®Free4.6★ (39K)NoNoAug 2026
7ExtraExtraFree4.6★ (9.5K)YesNoAug 2026
8myEquifaxmyEquifaxFree4.8★ (41K)NoNoAug 2026

Top Picks for Debits And Credits And More

Perpay - Shop and Build Credit#2

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Strong Contender
💰 Finance
4.9😐(16K ratings)
Free
Perpay - Shop and Build Credit screenshot 1
Perpay - Shop and Build Credit screenshot 2
Perpay - Shop and Build Credit screenshot 3
Perpay - Shop and Build Credit screenshot 4
Perpay - Shop and Build Credit screenshot 5
Perpay - Shop and Build Credit screenshot 6

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

What We Love

  • 💳 Easy payment setup
  • 🚀 Fast delivery
  • 🔍 Wide product selection
  • 💳 Builds credit

Room to Improve

  • 💰 Overpriced items
  • 🕰️ Slow shipping and approval process
  • 🤖 Poor app performance and glitches
Dave: Credit, Cash & Money App#3

Dave: Credit, Cash & Money App by Dave, Inc

Get Paid Early, No Hidden Fees
Worth Considering
💰 Finance
4.8😐(882K ratings)
Free
#27in Finance
Dave: Credit, Cash & Money App screenshot 1
Dave: Credit, Cash & Money App screenshot 2
Dave: Credit, Cash & Money App screenshot 3
Dave: Credit, Cash & Money App screenshot 4
Dave: Credit, Cash & Money App screenshot 5
Dave: Credit, Cash & Money App screenshot 6

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

What We Love

  • 🚀 Quick and easy to use
  • 💰 Helpful for financial emergencies
  • 👍 Convenient and user-friendly
  • 🌳 Donates to charity with tips

Room to Improve

  • 🤔 Inconsistent advance limits
  • 🕰️ Slow to update payment information
  • 🤑 Tricky to avoid extra fees

More Debits And Credits And More apps to explore

4
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
5
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(68K)
subscription
6
TransUnion®
TransUnion®
TransUnion®
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
💰 Finance
(39K)
freemium
7
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
8
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(41K)
free with in-app purchases
9
Accounting - Debits & Credits
Accounting - Debits & Credits
Accounting - Debits & Credits
by TSAPlay, LLC
Free

Learn fundamental accounting principles through an engaging game. Master the accounting equation, debits, credits, and journal entries with interactive challenges and study materials.

Accounting equation gameDebit and Credit coinsLearn journal entries
📚 Education
(77)
free with in-app purchases
10
CreditNinja
CreditNinja
CreditNinja
Autopay, balance, and more.
Free
💰 Finance
(0)
11
Arcane: Build Credit. Quick.
Arcane: Build Credit. Quick.
Arcane: Build Credit. Quick.
Grow & Track Your Credit Score
Free

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

Report rent and bill paymentsNo credit check requiredSecure bank account linking
💰 Finance
(4)
free with in-app purchases
12
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
13
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(29K)
free
14
Uber Pro Card
Uber Pro Card
Uber Pro Card
Keep more of what you earn
Free

This business debit Mastercard and bank account is designed for Uber drivers and couriers. It offers cash back on gas, free automatic cashouts of earnings, and a backup balance feature. Users can also add the card to digital wallets and withdraw cash from ATMs.

Business debit Mastercard and bank accountUp to 7% cash back on gasFree automatic cashouts of earnings
💰 Finance
(215K)
free with in-app purchases
15
Ryezing
Ryezing
Ryezing
by Ryezing
Free
💰 Finance
(0)
16
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
17
Dispute Beast: DIY Credit + AI
Dispute Beast: DIY Credit + AI
Dispute Beast: DIY Credit + AI
AI-Powered Credit Repair App
Free

This AI-powered finance app empowers users to take control of their credit repair journey. It identifies negative items on credit reports, generates dispute letters, and facilitates mailing them to credit bureaus. Get personalized guidance and track your progress towards a better financial future.

AI-powered credit report analysisAutomated dispute letter generationIn-app mailing service
💰 Finance
(31)
ad-supported
18
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
💰 Finance
(4.1K)
free with in-app purchases
19
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
20
Xpectations!® Plus
Xpectations!® Plus
Xpectations!® Plus
Xpect more!
Free

Manage your money with a mobile debit account offering enhanced protection and low fees. Access account features, get early direct deposits, and enjoy a free ATM network. Secure your funds by locking your card and receiving fraud alerts.

No monthly fees with direct depositEarly direct deposit accessOverdraft protection
💰 Finance
(2.3K)
free with in-app purchases

FAQ about Debits And Credits And More

What are the best debits and credits and more apps for iPhone?
Debits and Credits and more tops our debits and credits and more apps ranking as of August 2026, with a 5.0-star average from 4 App Store ratings, and it's free to download.
Yes — 20 of the top debits and credits and more apps we rank are free to download, including Debits and Credits and more and Perpay - Shop and Build Credit.
Debits and Credits and more has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ debits and credits and more apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Debits and Credits and more is an educational tool designed to help users master fundamental accounting concepts. It focuses on debits and credits, account types, and financial statement placement through interactive practice.
The app is perfect for first-year accounting students, business majors, and anyone looking to refresh their accounting skills. It's designed to be beginner-friendly for those taking their first accounting class.