Best Digital Banking Nepal Apps

0+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated July 2026

The best digital banking nepal apps on iPhone average 3.9★ across 0+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Digital Banking Nepal Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Khalti Digital Wallet (Nepal)Khalti Digital Wallet (Nepal)Free3.3★ (197)NoNoAug 2026
2Siddhartha BankSmartXPSiddhartha BankSmartXPFree4.6★ (1.1K)NoNoAug 2026
3YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3★ (2.9K)NoNoAug 2026
4Gulf Bank Mobile BankingGulf Bank Mobile BankingFree4.8★ (3.4K)NoNoAug 2026
5NIC ASIA MOBANKNIC ASIA MOBANKFree4.4★ (2.3K)NoNoAug 2026
6RBB Digital SansarRBB Digital SansarFree2.6★ (47)NoNoJul 2026
7Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoAug 2026
8O2 Digital BankingO2 Digital BankingFree4.7★ (11K)NoNoAug 2026

Top Picks for Digital Banking Nepal

Khalti Digital Wallet (Nepal)#1
3.3😞(197 ratings)
Free
Khalti Digital Wallet (Nepal) screenshot 1
Khalti Digital Wallet (Nepal) screenshot 2
Khalti Digital Wallet (Nepal) screenshot 3
Khalti Digital Wallet (Nepal) screenshot 4
Khalti Digital Wallet (Nepal) screenshot 5
Khalti Digital Wallet (Nepal) screenshot 6

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

What We Love

  • 🚀 Easy payments using linked bank accounts
  • 🌍 Works internationally with Khalti Roaming
  • 🔒 Top-notch security options
  • 👍 User-friendly interface and smooth UI

Room to Improve

  • 🐛 Frequent app crashes and errors
  • ❌ Transaction failures when needed most
  • ⏱️ Slow transaction processing times
Siddhartha BankSmartXP#2

Siddhartha BankSmartXP by Siddhartha Bank Ltd.

Siddhartha Bank Mobile Banking
Strong Contender
💰 Finance
4.6😐(1.1K ratings)
Free
Siddhartha BankSmartXP screenshot 1
Siddhartha BankSmartXP screenshot 2
Siddhartha BankSmartXP screenshot 3
Siddhartha BankSmartXP screenshot 4
Siddhartha BankSmartXP screenshot 5
Siddhartha BankSmartXP screenshot 6

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

What We Love

  • 👍 User-friendly application
  • 🚀 Quick and reliable service
  • 💯 Excellent customer service
  • 🌟 Great overall experience

Room to Improve

  • 🐛 Frequent app crashes
  • ⚠️ Unreliable transactions
  • 🕰️ Slow and laggy performance
YONO SBI:Banking and Lifestyle#3

YONO SBI:Banking and Lifestyle by State Bank of India

Bank,Invest,Shop,Travel
Worth Considering
💰 Finance
3.3😞(2.9K ratings)
Free
YONO SBI:Banking and Lifestyle screenshot 1
YONO SBI:Banking and Lifestyle screenshot 2
YONO SBI:Banking and Lifestyle screenshot 3
YONO SBI:Banking and Lifestyle screenshot 4
YONO SBI:Banking and Lifestyle screenshot 5
YONO SBI:Banking and Lifestyle screenshot 6

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

What We Love

  • 🚀 Great app
  • 🔒 Safe and secure
  • 👍 Easy to operate
  • 👍 Excellent service

Room to Improve

  • 🐛 Bill payment not working
  • 🐛 Bugs and crashes
  • 🐛 Slow and unreliable

More Digital Banking Nepal apps to explore

4
Gulf Bank Mobile Banking
Gulf Bank Mobile Banking
Gulf Bank Mobile Banking
by Gulf Bank (KSC)
Free

This advanced mobile banking application offers a personalized and seamless experience. It provides faster, more convenient access to numerous banking services with a redesigned interface.

Personalized banking experienceSeamless user interfaceFaster transaction speeds
💰 Finance
(3.4K)
free
5
NIC ASIA MOBANK
NIC ASIA MOBANK
NIC ASIA MOBANK
by NIC ASIA Bank Ltd.
Free

Manage your bank account digitally and securely from anywhere, anytime. This app offers convenient features like bill payments, fund transfers, and cardless withdrawals, along with exclusive discounts and offers.

Banking on the goFund/Money TransfersUtility/Bill Payments
💰 Finance
(2.3K)
free
6
RBB Digital Sansar
RBB Digital Sansar
RBB Digital Sansar
by Rastriya Banijya Bank Ltd.
Free

Manage your bank account on the go with this secure mobile banking app. Perform transactions, pay bills, and transfer funds easily from your handheld device. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(47)
free
7
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
8
O2 Digital Banking
O2 Digital Banking
O2 Digital Banking
by Old Second National Bank
Free

Manage all your bank accounts in one place. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with passcode and biometric login.

Aggregate financial accountsOrganize transactions with tags and notesSet balance alerts
💰 Finance
(11K)
free with in-app purchases
9
Thaili Digital Paisa Wallet
Thaili Digital Paisa Wallet
Thaili Digital Paisa Wallet
Thaili
Free

This mobile wallet allows users to securely send, receive, and spend money with zero transaction costs. It facilitates instant payments to other users, P2P fund transfers, and cash-in/cash-out services through an agent network. The app also supports various bill payments and top-ups.

Zero Transaction Cost PaymentsInstant P2P Fund TransfersCash-In/Cash-Out via Agents
💰 Finance
(3)
free
10
Nepal Telecom
Nepal Telecom
Nepal Telecom
Nepal Telecom
Free

Access information about services and the organization. Users can pay for landline, ADSL, prepaid, and postpaid services using recharge cards or an eSewa account. This app is exclusively for Nepal Telecom users.

View service informationPay for landline servicesPay for ADSL services
🔧 Utilities
(43)
free
11
CBE Mobile Banking
CBE Mobile Banking
CBE Mobile Banking
Commercial Bank of Ethiopia
Free

Perform banking tasks from your mobile device, including checking balances, transferring funds, and managing beneficiaries. Access account statements, view exchange rates, and locate ATMs. This official app provides secure access to your accounts anytime, anywhere.

Real-time account balanceAccount statement accessFunds transfer
💰 Finance
(2.7K)
free
12
MHV Digital Banking App
MHV Digital Banking App
MHV Digital Banking App
by Mid-Hudson Valley Federal Credit Union
Free

Manage your finances with an enhanced digital banking app. It offers streamlined access and innovative features for easier and more efficient financial management.

Enhanced digital bankingStreamlined accessInnovative features
💰 Finance
(1.1K)
ad-supported
13
eSewa
eSewa
eSewa
by ESEWA LTD.
Free

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Mobile recharge and top-upUtility bill payments (electricity, water, internet)Ticket booking (air, bus)
💰 Finance
(511)
free
14
CNB Mobile Online Banking
CNB Mobile Online Banking
CNB Mobile Online Banking
by Canandaigua National Bank and Trust
Free

Manage your bank accounts on the go with real-time information, transaction history, and fund transfers. Deposit checks, pay bills, and securely message your bank. Locate branches and ATMs, and easily connect with customer support.

Real-time account informationSearch account historyMobile check deposit
💰 Finance
(3.8K)
free
15
SNB Mobile
SNB Mobile
SNB Mobile
Premiere Mobile Banking App
Free

This app offers a premier digital banking experience, allowing clients to manage their finances without visiting a branch. It seamlessly integrates banking products and services for enhanced customer relationships and loyalty.

Digital banking experienceSeamless integration of products and servicesEnhanced customer relationships
💰 Finance
(58K)
free
16
neobank by BNC Digital
neobank by BNC Digital
neobank by BNC Digital
BNC Bank with Digital Services
Free

Manage your finances with a user-friendly digital banking app. Offers daily interest savings, high-yield deposits, loans, bill payments, and investment options. Features include free interbank transfers, cashback, and secure chat.

Daily interest savings accountsHigh-yield deposit optionsPersonal loans with high limits
💰 Finance
(21)
free
17
Leader Bank Digital Banking
Leader Bank Digital Banking
Leader Bank Digital Banking
by LEADER BANK
Free

Manage your finances on the go with this mobile banking solution. View balances, transfer funds, pay bills, and deposit checks remotely. Send and receive money easily with integrated P2P payment capabilities.

View account balancesMake transfersPay bills
💰 Finance
(1.3K)
free
18
NIMB Smart
NIMB Smart
NIMB Smart
by MEGA BANK NEPAL LIMITED
Free

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(61)
free
19
MTB Neo
MTB Neo
MTB Neo
Same Trust, Neo Banking!
Free

Manage your bank accounts and perform various financial transactions on the go. This app allows real-time account viewing, fund transfers, mobile recharges, and bill payments. It also facilitates opening new products and ordering checkbooks, all secured with advanced encryption and two-factor authentication.

Real-time account informationFund transfers (local & international)Mobile top-up
💰 Finance
(233)
free
20
Forcht Bank Mobile Banking
Forcht Bank Mobile Banking
Forcht Bank Mobile Banking
by Forcht Bank National Association
Free

Access your bank accounts securely and conveniently from your mobile device. Manage your finances anytime, anywhere with this fast and free banking solution.

Account accessMobile device managementSecure transactions
💰 Finance
(2.6K)
free with in-app purchases

FAQ about Digital Banking Nepal

What are the best digital banking nepal apps for iPhone?
Khalti Digital Wallet (Nepal) tops our digital banking nepal apps ranking as of July 2026, with a 3.3-star average from 197 App Store ratings, and it's free to download.
Yes — 20 of the top digital banking nepal apps we rank are free to download, including Khalti Digital Wallet (Nepal) and Siddhartha BankSmartXP.
Khalti Digital Wallet (Nepal) has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
This app serves as Nepal's trusted digital wallet, consolidating payment and remittance services. It allows users to perform a wide range of transactions including utility bill payments, flight bookings, sending and receiving money domestically and internationally, and making online purchases.
Key features include easy top-up and recharge for mobile and internet, seamless utility bill payments for electricity, water, and more, domestic flight bookings, remittance services, QR code payments, bank transfers, and a rewards program with Daami Points. It also offers unique features like Smart Deposit for recurring savings.