Best Federal Student Loan Apps

199+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our federal student loan list covers 199+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Federal Student Loan

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
💰 Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
MOHELA screenshot 2
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MOHELA screenshot 5
MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
FAFSA 2026 Guidelines#2

FAFSA 2026 Guidelines by Magdalena Torres Melis

Federal Student Aid Guide
Strong Contender
💰 Finance
4.8(557 ratings)
FreeAdsIn-App Purchases
FAFSA 2026 Guidelines screenshot 1
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FAFSA 2026 Guidelines screenshot 3
FAFSA 2026 Guidelines screenshot 4
FAFSA 2026 Guidelines screenshot 5
FAFSA 2026 Guidelines screenshot 6

This app provides comprehensive guidance and resources for navigating the FAFSA program. It offers information on eligibility, form completion, deadlines, and tips to maximize financial aid. Resources are available for students and parents, along with FAQs and contact information.

Sallie Mae#3

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Worth Considering
💰 Finance
4.5😞(101K ratings)
Free
Sallie Mae screenshot 1
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Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service

More Federal Student Loan apps to explore

4
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
💰 Finance
(16K)
free
5
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
6
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
7
FAFSA Student Aid Guide 2025
FAFSA Student Aid Guide 2025
FAFSA Student Aid Guide 2025
Apply Federal Student Aid Gov
Free

This app provides guidance and information to help students and parents navigate the federal student aid application process. It includes tools for estimating aid, understanding eligibility, and tracking application status. Access important dates, deadlines, and resources to maximize financial aid opportunities.

Federal student aid estimate calculatorEligibility requirements explainedStep-by-step application guidance
💰 Finance
(8)
free
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
9
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
💰 Finance
(0)
10
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
🔧 Utilities
(24)
subscription
11
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
💰 Finance
(5.1M)
free
12
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

Monthly payment calculationTotal interest and interest savedExtra payment impact analysis
🔧 Utilities
(21)
free
13
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

This app consolidates all your student loan information into one place, offering personalized repayment plans and enrollment in federal programs. It helps you track savings and provides tools for debt-free living with advanced security features.

Consolidate loan detailsEnroll in federal programsFree credit score access
💰 Finance
(18)
free with in-app purchases
14
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
15
SLTF Mobile
SLTF Mobile
SLTF Mobile
Students Loan Trust Fund
Free

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

Loan application for tertiary studentsRequires Ghana CardRequires personal email
💰 Finance
(28)
free
16
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
Learning & Money Saving Deals
Free

Access exclusive student and graduate deals on fashion, tech, beauty, food, and more. Save money with promo codes and coupons. Also find learning, study, and wellbeing tools to support college life.

Exclusive student dealsPromo codes and couponsFashion, tech, beauty savings
🛍️ Shopping
(160K)
free with in-app purchases
17
Students AId
Students AId
Students AId
Your One-Stop Solution!
Free
💰 Finance
(0)
18
Prodigy Finance
Prodigy Finance
Prodigy Finance
Your loan at your fingertips
Free

Manage your international student loan with ease. Track funds, check balances, and explore payment options on the go. Set up auto debit and monitor payment status for convenient financial management.

Track funds to schoolCheck loan balanceView payment options
💰 Finance
(760)
free
19
Aspire Servicing Center
Aspire Servicing Center
Aspire Servicing Center
by Avereo
Free

Easily manage your student loan account on the go. Access your loan details, make payments, and update your information securely with biometric login. Schedule payments, target specific loans, or even pay off your loans entirely.

Biometric login (Touch ID/Face ID)View loan balance and detailsPayment history
💰 Finance
(321)
free
20
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
💰 Finance
(4.6K)
free