Best Federal Student Loan Apps

199+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our federal student loan list covers 199+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Federal Student Loan

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
💰 Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
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MOHELA screenshot 5
MOHELA screenshot 6

An application dedicated to providing top-notch customer service and assistance to students managing their loans. It offers account access, payment scheduling, form upload, tax information, and messaging for Direct Loan and FFELP borrowers. Effortlessly manage your student loan repayments with ease.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
FAFSA 2026 Guidelines#2

FAFSA 2026 Guidelines by Magdalena Torres Melis

Federal Student Aid Guide
Strong Contender
💰 Finance
4.8(504 ratings)
FreeAdsIn-App Purchases
FAFSA 2026 Guidelines screenshot 1
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FAFSA 2026 Guidelines screenshot 5
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Access a comprehensive FAFSA student aid app offering eligibility requirements, form guidance, resources, deadlines, financial aid tips, parent support, FAQs, news updates, and contact information. Download now to streamline your FAFSA process and stay informed on student financial aid options.

Sallie Mae#3

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Worth Considering
💰 Finance
4.5😞(100K ratings)
Free
Sallie Mae screenshot 1
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Manage your student loans and credit cards effortlessly with our mobile app. View balances, make payments, set up automatic payments, track credit health, apply for new loans, and get support all in one place. Download now for convenient account management on the go!

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service

More Federal Student Loan apps to explore

4
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loans effortlessly with the AES Student Loans app! Access your account, view loan details, make payments, manage Direct Debit, and plan for successful loan repayment all in one place. Download now for seamless loan management.

💰 Finance
(16K)
5
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

💰 Finance
(6.7K)
6
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

With Kredi, meet all your banking needs efficiently and securely. Open accounts, save money, apply for loans, fund accounts, make transfers, pay bills, and top-up airtime seamlessly. Start banking with Kredi today!

💰 Finance
(120)
7
FAFSA Student Aid Guide 2025
FAFSA Student Aid Guide 2025
FAFSA Student Aid Guide 2025
Apply Federal Student Aid Gov
Free

This application guides users through the federal student aid process, providing tools and information to help navigate FAFSA applications, estimate eligibility, and maximize financial aid opportunities. Download it to access a step-by-step guide, calculators, and resources to take control of your education funding.

💰 Finance
(8)
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

💰 Finance
(7.6M)
9
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
💰 Finance
(0)
10
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free
🔧 Utilities
(24)
11
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your credit card and bank accounts easily with this mobile app. Check balances, make payments, redeem rewards, and more on the go. Contact us at mobappqs@service.discovercard.com for any queries.

💰 Finance
(5.1M)
12
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

This application helps you calculate essential details about your student loan, including monthly payments, total paid, and interest saved, and provides recommendations for paying off your debt faster. Simply enter your loan information and use the calculator to plan your debt repayment and even export your calculations for future reference.

🔧 Utilities
(21)
13
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

Lever is a student loan repayment app that simplifies managing your loans in one place. It offers easy enrollment in federal programs, personalized payment plans, credit score access, and enhanced security features for a smoother debt-free journey. Take control of your student loans today with Lever!

💰 Finance
(18)
14
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Bank conveniently with the mobile app from a trusted credit union. Easily manage accounts, payments, transfers, deposits, and more with enhanced security features. Join as a member, apply for new accounts, and access financial education resources. Apply now or call for membership.

💰 Finance
(815K)
15
SLTF Mobile
SLTF Mobile
SLTF Mobile
Students Loan Trust Fund
Free

This application provides loans to Ghanaian tertiary students pursuing accredited undergraduate programmes in accredited institutions. To apply, students must have a Ghana Card, a personal email address, and register for an e-zwich card.

💰 Finance
(28)
16
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
Learning & Money Saving Deals
Free

Discover exclusive student discounts from popular brands and online stores with this app, and save money on your purchases. Sign up now and start enjoying amazing deals tailored for students.

🛍️ Shopping
(159K)
17
Students AId
Students AId
Students AId
Your One-Stop Solution!
Free
💰 Finance
(0)
18
Prodigy Finance
Prodigy Finance
Prodigy Finance
Your loan at your fingertips
Free

Access your loan information on the go with our mobile app! Track funds, check balances, view payment options, set up auto debit, monitor payment status, use a budget calculator, and get assistance from our Payments Team. Download now!

💰 Finance
(760)
19
Aspire Servicing Center
Aspire Servicing Center
Aspire Servicing Center
by Avereo
Free

Manage your student loan account effortlessly with this convenient app. Access your account with ease using Touch ID or Face ID, view loan details, make payments, and manage your information efficiently. Take control of your loans anytime, anywhere!

💰 Finance
(299)
20
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Manage your student loans easily from your phone with our app. View statements, make payments, update info, and more. Safe, secure, and convenient. Join now!

💰 Finance
(4.6K)