Best Federal Student Loan Management Apps

208+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good federal student loan management apps. We benchmark 208+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Federal Student Loan Management

AES Student Loans#1

AES Student Loans by Avereo

Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • ๐Ÿ‘ User-friendly app
  • ๐Ÿ’ก Convenient payment process
  • ๐Ÿš€ Simple and straightforward

Room to Improve

  • ๐Ÿ› Frequent login issues
  • ๐Ÿ› Blank screen after login
  • ๐Ÿ› Face ID/Touch ID not working
LAUNCH Servicing#3

LAUNCH Servicing by Launch Servicing LLC

Manage Your Student Loans
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(4.6K ratings)
Free
LAUNCH Servicing screenshot 1
LAUNCH Servicing screenshot 2
LAUNCH Servicing screenshot 3
LAUNCH Servicing screenshot 4
LAUNCH Servicing screenshot 5

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

What We Love

  • ๐Ÿ’ณ Easy payments
  • ๐Ÿš€ Quick and easy to use
  • ๐Ÿ”’ Verified identity before payment

Room to Improve

  • ๐Ÿ”’ Forced multi-factor authentication
  • โš ๏ธ Confusing payment schedule
  • ๐Ÿ› Login issues and app crashes

More Federal Student Loan Management apps to explore

4
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
๐Ÿ’ฐ Finance
(8.2K)
freemium
5
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

View account summary for loans and credit cardsMake payments on student loansSet up and manage automatic payments
๐Ÿ’ฐ Finance
(101K)
free
6
MOHELA
MOHELA
MOHELA
by Missouri Higher Education Loan Authority
Free

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Schedule and manage paymentsView payment historyUpload forms securely
๐Ÿ’ฐ Finance
(47K)
free
7
Prodigy Finance
Prodigy Finance
Prodigy Finance
Your loan at your fingertips
Free

Manage your international student loan with ease. Track funds, check balances, and explore payment options on the go. Set up auto debit and monitor payment status for convenient financial management.

Track funds to schoolCheck loan balanceView payment options
๐Ÿ’ฐ Finance
(760)
free
8
Lafayette Federal Credit Union
Lafayette Federal Credit Union
Lafayette Federal Credit Union
Lafayette Federal Credit Union
Free

Manage your finances securely and conveniently from anywhere. This app offers features like biometric login, transaction tracking, bill payments, and easy transfers. It also provides nationwide access to ATMs and shared branches, along with competitive rates on various financial products.

Biometric loginTransaction history trackingBill payments
๐Ÿ’ฐ Finance
(1.2K)
free
9
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
10
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
๐Ÿ’ฐ Finance
(815K)
free
11
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

Monthly payment calculationTotal interest and interest savedExtra payment impact analysis
๐Ÿ”ง Utilities
(21)
free
12
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
๐Ÿ’ฐ Finance
(6.7K)
free with in-app purchases
13
SchoolsFirst FCU Mobile
SchoolsFirst FCU Mobile
SchoolsFirst FCU Mobile
by SchoolsFirst FCU
Free

Manage your accounts conveniently from your mobile device. Quickly log in, view balances, deposit checks, transfer funds, and pay bills. Enjoy secure transactions with advanced encryption and two-factor authentication.

Biometric login (Touch ID/Face ID)Mobile check depositFund transfers
๐Ÿ’ฐ Finance
(174K)
free
14
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
๐Ÿ’ฐ Finance
(35K)
free
15
Purdue Federal Digital Banking
Purdue Federal Digital Banking
Purdue Federal Digital Banking
by Purdue Federal Credit Union
Free

Manage your credit union accounts, transfer funds, pay bills, and deposit checks directly from your mobile device. Enhance security with biometric login and fraud alerts. Access member perks and rewards, and easily locate branches and ATMs.

Account balance and transaction historyFund transfers between accountsMobile check deposit
๐Ÿ’ฐ Finance
(13K)
free
16
Tower Federal Credit Union
Tower Federal Credit Union
Tower Federal Credit Union
by Tower Federal Credit Union
Free

Manage your finances conveniently on the go with this banking application. Easily check balances, transfer funds, pay bills, and deposit checks remotely. Stay informed with real-time alerts and secure access to your accounts.

Check account balancesTransfer moneyPay bills
๐Ÿ’ฐ Finance
(4.8K)
free with in-app purchases
17
Security Financeโ„ 
Security Financeโ„ 
Security Financeโ„ 
Secure & Easy Loan Management
Free

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Secure paymentsPayment remindersCheck due dates
๐Ÿ’ฐ Finance
(209)
free
18
SAFE Federal Credit Union
SAFE Federal Credit Union
SAFE Federal Credit Union
SAFE FCU Mobile Banking
Free

Manage your finances conveniently on the go. This app allows credit union members to check balances, view transactions, transfer funds, and pay bills securely from their mobile device. It also helps locate ATMs and branches.

Check account balancesView recent transactionsTransfer money between accounts
๐Ÿ’ฐ Finance
(8.3K)
free with in-app purchases
19
OE Federal Mobile
OE Federal Mobile
OE Federal Mobile
Bank YOUnion anytime, anywhere
Free

Manage your finances conveniently from your smartphone or tablet. Perform transactions, pay bills, deposit checks, and apply for loans on the go. Stay informed with alerts and access statements securely.

Thumb bar navigationSend/receive money with ZelleยฎCheck balances
๐Ÿ’ฐ Finance
(2.7K)
free
20
Student Loan Planner
Student Loan Planner
Student Loan Planner
Student loan discussion groups
Free

Connect with other student loan borrowers to share experiences and discuss repayment strategies. This ad-free community allows you to explore various loan topics, join profession-specific groups, and learn from peers.

Browse topic spaces for loan plansJoin discussions and share repayment storiesConnect with profession-specific communities
๐ŸŒ Social Networking
(15)
free