Best Get Money Now Pay Later Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Whether you're new to get money now pay later or looking for an upgrade, our curated collection of 248+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Get Money Now Pay Later Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026
2Grid MoneyGrid MoneyFree4.6★ (30K)NoNoOct 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
4Instant Cash Advance - ZoraInstant Cash Advance - ZoraFree—NoNoSep 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (918K)NoNoOct 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (392K)YesNoOct 2026
7DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (504K)NoNoOct 2026
8ATM Cash Advance・Instant MoneyATM Cash Advance・Instant MoneyFree4.7★ (29K)YesNoOct 2026

Top Picks for Get Money Now Pay Later

Afterpay: Pay over time#1

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Editor's Choice
🛍️ Shopping
4.9😐(753K ratings)
Free
#36in Shopping
Afterpay: Pay over time screenshot 1
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Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores
  • 🕰️ Flexible payment scheduling
  • 💰 Helps with budgeting and affordability

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues
  • 💳 Incompatibility with certain payment methods
  • 🕰️ Automatic payments causing overdraft issues
Grid Money#2

Grid Money by Hatfield, Inc.

We’re here to make money easy
Strong Contender
💰 Finance
4.6😞(30K ratings)
Free
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Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

What We Love

  • 🚀 Instant cash advances
  • 💳 Helpful credit-building tools
  • 👍 User-friendly app
  • 🤝 Reliable customer service
  • 💰 Flexible repayment options

Room to Improve

  • 🐛 Technical issues with account connectivity
  • 🕰️ Slow response from customer support
  • 💰 Subscription fees and hidden costs
  • 🔒 Concerns about account security
  • 📆 Delays in receiving cash advances
Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#14in Finance
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Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Get Money Now Pay Later apps to explore

FAQ about Get Money Now Pay Later

What are the best get money now pay later apps for iPhone?
Afterpay: Pay over time tops our get money now pay later apps ranking as of October 2026, with a 4.9-star average from 753K App Store ratings, and it's free to download.
Yes — 20 of the top get money now pay later apps we rank are free to download, including Afterpay: Pay over time and Grid Money.
Afterpay: Pay over time has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ get money now pay later apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.