Best H-Pay Apps

247+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good h-pay apps. We benchmark 247+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top H-Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1HPayHPayFreeNoNoJun 2026
2Heyseller PayHeyseller PayFreeNoNoMay 2026
3Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (853K)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
5PaycomPaycomFree4.8★ (1.5M)NoNoAug 2026
6PayactivPayactivFree4.7★ (78K)NoNoAug 2026
7Payconiq – BGL BNP ParibasPayconiq – BGL BNP ParibasFree1.0★ (1)NoNoJul 2026
8ThermometerThermometerFree4.4★ (4.2K)YesYesAug 2026

Top Picks for H-Pay

HPay#1

HPay by Telestream Communications Pty Ltd

hellopay Merchant Application
Editor's Choice
💼 Business
0.0(0 ratings)
Free
HPay screenshot 1
HPay screenshot 2
HPay screenshot 3
HPay screenshot 4
HPay screenshot 5
HPay screenshot 6

This app offers a secure mobile wallet for merchants to manage payments. Easily transfer funds, make instant peer-to-peer payments, and pay suppliers. Access your wallet balance and transaction history on the go.

Zip - Buy Now, Pay Later#3

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Worth Considering
🛍️ Shopping
4.9😊(853K ratings)
Free
#55in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support

More H-Pay apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Paycom
Paycom
Paycom
by Paycom
Free

Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.

Manage HR and payroll tasksView employee informationTrack time and expenses
💼 Business
(1.5M)
free
6
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
7
Payconiq – BGL BNP Paribas
Payconiq – BGL BNP Paribas
Payconiq – BGL BNP Paribas
by BGL BNP PARIBAS
Free

This app allows for fast, secure, and free mobile payments in stores, for bills, and online. It also enables sending, receiving, and requesting money between phone numbers, linked directly to your bank account.

In-store payments via QR codesBill payments with QR codesSend, receive, and request money
💰 Finance
(1)
free
8
Thermometer
Thermometer
Thermometer
Temperature & More
Free

This app transforms your iPhone or iPod Touch into a thermometer, displaying the exact outside temperature based on your current location. It provides detailed local weather conditions and allows you to check temperatures for other cities.

Real-time outdoor temperature displayLocation-based temperature readingsLocal weather condition reports
🔧 Utilities
(4.2K)
free with in-app purchases
9
Create Pay
Create Pay
Create Pay
Kuwait
Free
💰 Finance
(0)
10
PayMate - Pay your mates
PayMate - Pay your mates
PayMate - Pay your mates
by Alternative Payments Ltd
Free
💰 Finance
(0)
11
Paycor Mobile
Paycor Mobile
Paycor Mobile
by Paycor, Inc.
Free

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off
💼 Business
(34K)
free
12
SafetyPayment
SafetyPayment
SafetyPayment
by Xiao Mu (Beijing) TECHNOLOGY CO., LTD.
Free
💼 Business
(0)
13
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
14
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
15
PaySlip_Virox
PaySlip_Virox
PaySlip_Virox
viroxSoftwar
Free
💼 Business
(0)
16
EarnHCM
EarnHCM
EarnHCM
by EarnHCM
Free
💼 Business
(0)
17
KlickPay
KlickPay
KlickPay
by KLICK-PAY CO. FOR ELECTRONIC PAYMENT INFRASTRUCTURE WLL
Free
💰 Finance
(0)
18
PAYSNUG
PAYSNUG
PAYSNUG
Simplifying payment
Free
💰 Finance
(0)
19
SimplePay Self-Service
SimplePay Self-Service
SimplePay Self-Service
by SimplePay Online Payroll
Free

Manage essential payroll tasks on the go. This app enables existing users to request leave, submit claims, and view payslips directly from their smartphone. It enhances the online payroll service with convenient mobile access.

Request leaveSubmit claim requestsView payslips
💼 Business
(0)
free
20
CashD
CashD
CashD
by Cashd Pty Ltd
Free

Access your earned wages in real-time, before your regular payday. This service integrates with your employer's systems to validate completed work and allows you to withdraw available funds anytime. It supports various employment types, helping you manage income and expenses more effectively.

Real-time wage accessSupports full-time, part-time, casuals, and contractorsIntegrates with operational systems
💼 Business
(0)
free

FAQ about H-Pay

Are there free h-pay apps for iPhone?
Yes — 20 of the top h-pay apps we rank are free to download, including HPay and Heyseller Pay.
HPay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ h-pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
HPay is a mobile wallet application designed for merchants to facilitate secure peer-to-peer, supplier, and distributor payments. It allows users to view their wallet balance, transfer funds, and track transaction history.
HPay is compatible with iPhone, iPad, and iPod devices. Users can access its features on various Apple mobile devices.