Best Health Savings Apps

224+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

HealthEquity Mobile is the household name in health savings, but it's far from the only option. We track 224+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Health Savings

HealthEquity Mobile#1

HealthEquity Mobile by HealthEquity Inc.

Connecting Health and Wealth
Editor's Choice
💰 Finance
4.3😞(14K ratings)
Free
#58in Finance
HealthEquity Mobile screenshot 1
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Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

What We Love

  • 👍 User-friendly interface
  • 🚀 Easy to navigate
  • 💰 Helpful for managing medical expenses
  • 📊 Provides clear account balance information

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🔒 Security issues causing login problems
  • 📁 Unreliable document upload and attachment functionality
Healthy Savings#2

Healthy Savings by SOLUTRAN, INC.

Strong Contender
💪 Health & Fitness
4.3😞(2.8K ratings)
Free
Healthy Savings screenshot 1
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Access exclusive savings on healthier food brands and health-related items at participating stores. Easily redeem benefits by scanning your mobile app barcode at checkout. Save up to $50 weekly on qualifying products, including fresh produce.

What We Love

  • 👍 Easy to use
  • 💰 Helpful savings
  • 🛒 Convenient in-store experience

Room to Improve

  • 🐛 Buggy app performance
  • 🚫 Limited product selection
  • 💳 Inconsistent card/app integration
Fidelity Health®#3

Fidelity Health® by Fidelity Investments

Health benefits + expenses
Worth Considering
💰 Finance
4.9😊(23K ratings)
FreeAds
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Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and responsive
  • 💳 Convenient for HSA reimbursements
  • 🔍 Helpful for managing health finances

Room to Improve

  • 🐛 Occasional crashes or errors
  • 🔒 Strict 2-factor authentication can be inconvenient
  • 📱 Compatibility issues with older iOS versions

More Health Savings apps to explore

4
HSA Bank
HSA Bank
HSA Bank
Own your health & wealth™
Free

Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

Account balance and transaction historyContribution managementReimbursement and claim filing
💰 Finance
(1.5K)
free
5
Optum Bank
Optum Bank
Optum Bank
Connecting health & finance
Free

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Track account balancesUnderstand eligible expensesPay for health costs
💰 Finance
(54K)
free
6
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(793K)
free
7
Healthy Benefits+ (Classic)
Healthy Benefits+ (Classic)
Healthy Benefits+ (Classic)
Easy access to your benefits
Free

Access your sponsored health benefits easily on your mobile device. Instantly redeem benefits on qualifying products using your card number or barcode at checkout. Manage your account, view balances, and review transaction history to support a healthier lifestyle.

Access benefits anywhere, anytimeInstantly redeem benefitsView benefit balance
🏥 Medical
(97K)
free
8
Aetna Health
Aetna Health
Aetna Health
Take control of your benefits
Free

Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

Access and save ID cardTrack spending and deductibleManage HSA/HRA/FSA accounts
💪 Health & Fitness
(374K)
free with in-app purchases
9
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ®
Free

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

View important benefit informationManage account balance and transactionsInitiate and verify claims
💰 Finance
(8.5K)
ad-supported
10
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
11
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(57K)
free
12
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

Manage health savings accounts (HSA)Manage flexible spending accounts (FSA)Request reimbursement
💰 Finance
(37K)
free with in-app purchases
13
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
14
GoodRx: Prescription Savings
GoodRx: Prescription Savings
GoodRx: Prescription Savings
Medication Delivery & Tracker
Free

Access digital coupons and discounts for prescription medications, including specialized drugs. Find reliable telehealth services and manage your prescriptions with a personal tracker and refill reminders. Save money on healthcare, even without insurance.

Prescription drug discountsGLP-1 medication savingsTelehealth services
🏥 Medical
(697K)
free with in-app purchases
15
Select Health
Select Health
Select Health
by SelectHealth Inc.
Free

Manage your health plan on the go. Easily check deductibles, track claims, download your ID card, and estimate healthcare costs. Find in-network doctors to make informed decisions about your care.

Check deductible statusTrack claimsDownload ID card
🏥 Medical
(3.8K)
free
16
Surest
Surest
Surest
Health plan
Free

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

Compare doctor and service pricesSee clear copays in advanceAccess digital ID card
💪 Health & Fitness
(5.1K)
free
17
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(6.9K)
free
18
RxSS: Rx Savings Solutions
RxSS: Rx Savings Solutions
RxSS: Rx Savings Solutions
Your prescription savings tool
Free

This app helps users save money on prescription drugs by identifying lower-cost alternatives and comparing prices. It connects to your health plan to display current medications and potential savings, and offers support from certified pharmacy technicians.

Identify lower-cost prescription alternativesCompare drug pricesConnects to health plan
🏥 Medical
(266)
free
19
HealthJoy
HealthJoy
HealthJoy
by HealthJoy, LLC
Free

Simplify and maximize your employee health benefits. Access healthcare concierges, 24/7 online medical consultations, and a personalized benefits wallet. Get help with appointments, prescriptions, doctor recommendations, and medical bill advocacy.

Healthcare concierges for appointments and questions24/7 online medical consultations with prescriptionsPersonalized benefits wallet
💪 Health & Fitness
(3.6K)
free
20
Tompkins Health Savings
Tompkins Health Savings
Tompkins Health Savings
by Tompkins Financial Corporation
Free

Easily manage your Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), and Flexible Spending Account (FSA). Check balances, view claims, submit receipts, and access important account details securely on the go.

Check account balances 24/7View account summaries and claimsSubmit receipts via photo upload
💰 Finance
(27)
free

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