Best Health Savings Apps

220+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

HealthEquity Mobile is the household name in health savings, but it's far from the only option. We track 220+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Health Savings Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1HealthEquity MobileHealthEquity MobileFree4.3★ (15K)NoNoAug 2026
2Healthy SavingsHealthy SavingsFree4.3★ (2.8K)NoNoAug 2026
3HSA BankHSA BankFree4.1★ (1.6K)NoNoAug 2026
4Optum BankOptum BankFree4.7★ (54K)NoNoAug 2026
5Fidelity Health®Fidelity Health®Free4.9★ (24K)NoNoAug 2026
6UnitedHealthcareUnitedHealthcareFree4.7★ (818K)NoNoAug 2026
7Healthy Benefits+ (Classic)Healthy Benefits+ (Classic)Free4.5★ (97K)NoNoAug 2026
8Aetna HealthAetna HealthFree4.7★ (374K)NoNoAug 2026

Top Picks for Health Savings

HealthEquity Mobile#1

HealthEquity Mobile by HealthEquity

Connecting Health and Wealth
Editor's Choice
💰 Finance
4.3😞(15K ratings)
Free
#79in Finance
HealthEquity Mobile screenshot 1
HealthEquity Mobile screenshot 2
HealthEquity Mobile screenshot 3
HealthEquity Mobile screenshot 4
HealthEquity Mobile screenshot 5

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

What We Love

  • 👍 User-friendly interface
  • 🚀 Easy to navigate
  • 💰 Helpful for managing medical expenses
  • 📊 Provides clear account balance information

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🔒 Security issues causing login problems
  • 📁 Unreliable document upload and attachment functionality
Healthy Savings#2

Healthy Savings by Solutran, Inc.

Strong Contender
💪 Health & Fitness
4.3😞(2.8K ratings)
Free
Healthy Savings screenshot 1
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Healthy Savings screenshot 4
Healthy Savings screenshot 5

Access exclusive savings on healthier food brands and health-related items at participating stores. Easily redeem benefits by scanning your mobile app barcode at checkout. Save up to $50 weekly on qualifying products, including fresh produce.

What We Love

  • 👍 Easy to use
  • 💰 Helpful savings
  • 🛒 Convenient in-store experience

Room to Improve

  • 🐛 Buggy app performance
  • 🚫 Limited product selection
  • 💳 Inconsistent card/app integration
HSA Bank#3

HSA Bank by Webster Bank®

Own your health & wealth™
Worth Considering
💰 Finance
4.1😞(1.6K ratings)
Free
HSA Bank screenshot 1
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Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

What We Love

  • 👍 Easy to navigate
  • 🚀 Clear and straightforward
  • 💡 Helpful product eligibility scanner

Room to Improve

  • 🐛 Frequent login issues
  • 🔑 Lack of biometric login options
  • 🔍 Poor visibility and readability

More Health Savings apps to explore

4
Optum Bank
Optum Bank
Optum Bank
Connecting health & finance
Free

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Track account balancesUnderstand eligible expensesPay for health costs
💰 Finance
(54K)
free
5
Fidelity Health®
Fidelity Health®
Fidelity Health®
Health benefits + expenses
Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances
💰 Finance
(24K)
free
6
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(818K)
free
7
Healthy Benefits+ (Classic)
Healthy Benefits+ (Classic)
Healthy Benefits+ (Classic)
Easy access to your benefits
Free

Access your sponsored health benefits easily on your mobile device. Instantly redeem benefits on qualifying products using your card number or barcode at checkout. Manage your account, view balances, and review transaction history to support a healthier lifestyle.

Access benefits anywhere, anytimeInstantly redeem benefitsView benefit balance
🏥 Medical
(97K)
free
8
Aetna Health
Aetna Health
Aetna Health
Take control of your benefits
Free

Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

Access and save ID cardTrack spending and deductibleManage HSA/HRA/FSA accounts
💪 Health & Fitness
(374K)
free with in-app purchases
9
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
10
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ™
Free

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

View important benefit informationManage account balance and transactionsInitiate and verify claims
💰 Finance
(8.7K)
ad-supported
11
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
12
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

Manage health savings accounts (HSA)Manage flexible spending accounts (FSA)Request reimbursement
💰 Finance
(37K)
free with in-app purchases
13
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
14
Tompkins Health Savings
Tompkins Health Savings
Tompkins Health Savings
by Tompkins Financial Corporation
Free

Easily manage your Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), and Flexible Spending Account (FSA). Check balances, view claims, submit receipts, and access important account details securely on the go.

Check account balances 24/7View account summaries and claimsSubmit receipts via photo upload
💰 Finance
(27)
free
15
Select Health
Select Health
Select Health
by SelectHealth Inc.
Free

Manage your health plan on the go. Easily check deductibles, track claims, download your ID card, and estimate healthcare costs. Find in-network doctors to make informed decisions about your care.

Check deductible statusTrack claimsDownload ID card
🏥 Medical
(3.8K)
free
16
Surest
Surest
Surest
Health plan
Free

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

Compare doctor and service pricesSee clear copays in advanceAccess digital ID card
💪 Health & Fitness
(6.3K)
free
17
GoodRx: Prescription Savings
GoodRx: Prescription Savings
GoodRx: Prescription Savings
Medication Delivery & Tracker
Free

Access digital coupons and discounts for prescription medications, including specialized drugs. Find reliable telehealth services and manage your prescriptions with a personal tracker and refill reminders. Save money on healthcare, even without insurance.

Prescription drug discountsGLP-1 medication savingsTelehealth services
🏥 Medical
(699K)
free with in-app purchases
18
Lincoln Health Savings
Lincoln Health Savings
Lincoln Health Savings
by Lincoln National Corp.
Free

Easily manage your health benefit accounts like HSA, HRA, and FSA. Check balances, view claims, submit receipts, and even manage investments and investments on the go with secure, real-time access.

Check account balances 24/7View account charts and statementsSubmit claims with receipt photos
💰 Finance
(5)
free
19
Vida Health
Vida Health
Vida Health
Virtual Health Clinic
Free

This app connects you with a virtual health team including coaches, dietitians, therapists, and medical providers to help you achieve your health goals. It offers convenient communication tools and integrates with various devices to track your progress, leading to proven results in weight loss, diabetes management, stress reduction, and more.

Virtual health team accessPersonalized health coachingDietitian and therapist support
💪 Health & Fitness
(13K)
free
20
UPMC Health Plan
UPMC Health Plan
UPMC Health Plan
Health insurance access 24/7
Free

Access your health insurance benefits and wellness plans anytime, anywhere. View member ID cards, chat with a Health Care Concierge, find in-network providers, and track your wellness progress.

View and email member ID cardsAccess coverage and benefitsLive chat with Health Care Concierge
🏥 Medical
(6.9K)
free

FAQ about Health Savings

What are the best health savings apps for iPhone?
HealthEquity Mobile tops our health savings apps ranking as of July 2026, with a 4.3-star average from 15K App Store ratings, and it's free to download.
Yes — 20 of the top health savings apps we rank are free to download, including HealthEquity Mobile and Healthy Savings.
HealthEquity Mobile has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 220+ health savings apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The HealthEquity mobile app allows you to access your benefit accounts on the go. You can view account balances and history, submit claims and payments, manage your debit cards, and even manage your HSA investments. It also offers features for new member sign-up and account activation.
You can initiate claims and payments directly from the app. The app allows you to upload documentation by taking a photo, selecting from your gallery, or accessing files. You can then send payments to providers or reimburse yourself for out-of-pocket expenses.

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