Best Kcitr Apps

212+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Kcitr is the household name in kcitr, but it's far from the only option. We track 212+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Kcitr Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1KcitrKcitrFreeNoNoJun 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoJul 2026
3Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoJul 2026
4Kohl's - Shopping & DiscountsKohl's - Shopping & DiscountsFree4.8★ (922K)YesNoJul 2026
5Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoJul 2026
6Capital One Shopping: Save NowCapital One Shopping: Save NowFree4.9★ (1.6M)YesNoJul 2026
7Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoJul 2026
8Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoJul 2026

Top Picks for Kcitr

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(752K ratings)
Free
#30in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
💼 Business
4.8😐(603K ratings)
Free
#32in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support

More Kcitr apps to explore

4
Kohl's - Shopping & Discounts
Kohl's - Shopping & Discounts
Kohl's - Shopping & Discounts
Get rewards & access deals.
Free

Access deals, discounts, and rewards for online and in-store shopping. Manage your account, track offers, and enjoy simplified checkout with integrated payment options. Find savings on fashion, home goods, electronics, and more.

Kohl's Wallet for offers and couponsShop online or in-store price scannerKohl's Pay for simplified checkout
🛍️ Shopping
(922K)
free with in-app purchases
5
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
6
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Capital One Shopping: Save Now
Coupons, Rewards, and Deals
Free

Automatically find and apply coupons at checkout to save money on your purchases. Earn shopping rewards redeemable for gift cards and get notified of price drops on items you're interested in.

Automatic coupon applicationEarn shopping rewardsPrice comparison
🛍️ Shopping
(1.6M)
ad-supported
7
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
8
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
9
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(83K)
free
10
Consumer Reports
Consumer Reports
Consumer Reports
Product reviews and shopping
Free

Access unbiased product reviews, ratings, and shopping guides to make informed purchasing decisions. Features include a smart advisor for product questions, tools for savings, and exclusive member deals.

Product ratings and reviewsBuying guidesBill Negotiator tool
🛍️ Shopping
(64K)
free with in-app purchases
11
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
12
Joom. Shopping for every day.
Joom. Shopping for every day.
Joom. Shopping for every day.
Low prices. Huge selection.
Free

Discover a vast selection of products from around the globe at competitive prices. Enjoy free worldwide shipping and convenient order tracking. Find everything from fashion and electronics to home goods and hobbies, with daily deals and buyer reviews.

Huge product selectionFree worldwide shippingOrder tracking
🛍️ Shopping
(67K)
free with in-app purchases
13
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Unify in-person & online sales
Free

This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.

Accept all major payment methodsManage inventory across online and in-storeProcess local pickup and delivery orders
💼 Business
(7.5K)
free
14
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
15
Checkmate: Save While You Shop
Checkmate: Save While You Shop
Checkmate: Save While You Shop
Be Rewarded for Who You Are
Free

This AI-powered shopping network generates personalized offers based on your identity. Save money with tailored deals from a vast network of supported websites.

AI-generated personalized offersSave money on purchasesSupports 500,000+ websites
🛍️ Shopping
(13K)
ad-supported
16
Jarir Bookstore
Jarir Bookstore
Jarir Bookstore
Not just a bookstore
Free

Shop a vast catalog of books, electronics, stationery, and gifts with a user-friendly interface. Enjoy convenient delivery options worldwide, secure checkout, and personalized recommendations. Get notified when items are back in stock and access exclusive discounts with a loyalty card.

Extensive product catalogDetailed product information and comparisonWorldwide delivery to 120+ countries
🛍️ Shopping
(5.4K)
free
17
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
18
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
19
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
20
Shop Your Way
Shop Your Way
Shop Your Way
by Shop Your Way Inc.
Free

Earn points on everyday purchases online and in-store with a membership and linked card. Redeem accumulated points as statement credits for real savings on your bills. Discover exclusive deals and offers to maximize your rewards.

Earn points on purchasesRedeem points as statement creditLink membership and card
🛍️ Shopping
(4.6K)
free with in-app purchases

FAQ about Kcitr

Are there free kcitr apps for iPhone?
Yes — 20 of the top kcitr apps we rank are free to download, including Kcitr and Afterpay: Pay over time.
Kcitr has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 212+ kcitr apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.