Best Lease To Buy Apps

209+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated June 2026

With an average user rating of 4.6β˜…, the lease to buy category is one of the App Store's strongest. Browse all 209+ apps we track, sorted so the most loved ones surface first.

Compare top Lease To Buy Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Katapult | Shop & Lease to OwnKatapult | Shop & Lease to OwnFree4.8β˜… (28K)NoNoSep 2026
2Acima: Lease Now & Buy LaterAcima: Lease Now & Buy LaterFree4.8β˜… (27K)NoNoSep 2026
3Progressive LeasingProgressive LeasingFree4.7β˜… (34K)NoNoSep 2026
4Lease Exchange: Car TraderLease Exchange: Car TraderFree3.2β˜… (391)YesYesJul 2026
5Snap FinanceSnap FinanceFree4.9β˜… (27K)NoNoSep 2026
6AutoScout24: Buying & leasingAutoScout24: Buying & leasingFree4.8β˜… (24K)YesYesSep 2026
7Koalafi: Lease-to-ownKoalafi: Lease-to-ownFree4.9β˜… (1.2K)NoNoSep 2026
8Car & Auto Payment CalculatorCar & Auto Payment CalculatorFree4.1β˜… (2.2K)YesYesSep 2026

Top Picks for Lease To Buy

Katapult | Shop & Lease to Own#1

Katapult | Shop & Lease to Own by Katapult

Browse, shop, lease, and own.
Editor's Choice
πŸ’° Finance
4.8😐(28K ratings)
Free
Katapult | Shop & Lease to Own screenshot 1
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Katapult | Shop & Lease to Own screenshot 3
Katapult | Shop & Lease to Own screenshot 4
Katapult | Shop & Lease to Own screenshot 5

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

What We Love

  • πŸš€ Easy financing
  • πŸ’‘ 90-day early buyout option
  • πŸ‘ Friendly customer service
  • πŸš€ Quick approval process
  • πŸ‘ Convenient payment options

Room to Improve

  • πŸ› App issues and glitches
  • πŸ”’ Security and privacy concerns
  • πŸ’° High interest rates after 90 days
  • πŸ€” Confusing payment tracking
  • πŸ€” Limited store selection
Acima: Lease Now & Buy Later#2

Acima: Lease Now & Buy Later by Acima

Easy Leasing & Payment Options
Strong Contender
πŸ›οΈ Shopping
4.8😞(27K ratings)
Free
Acima: Lease Now & Buy Later screenshot 1
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Acima: Lease Now & Buy Later screenshot 3
Acima: Lease Now & Buy Later screenshot 4
Acima: Lease Now & Buy Later screenshot 5
Acima: Lease Now & Buy Later screenshot 6

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

What We Love

  • πŸš€ Great service
  • πŸ‘ Customer service representatives
  • πŸ’‘ Life saver
  • πŸ‘ Easy access of item even with low credit
  • πŸ‘ Pay off in 3 months
  • πŸ‘ Great lease to own plan
  • πŸ‘ Provides service for medium to low credit

Room to Improve

  • πŸ› Customer service issues
  • πŸ› Confusing fees and charges
  • πŸ› Incorrect balances and payments
  • πŸ› Technical issues with app
  • πŸ› Predatory lending practices
  • πŸ› Lack of transparency
4.7😐(34K ratings)
Free
Progressive Leasing screenshot 1
Progressive Leasing screenshot 2
Progressive Leasing screenshot 3
Progressive Leasing screenshot 4
Progressive Leasing screenshot 5
Progressive Leasing screenshot 6

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

What We Love

  • πŸ‘ Easy to use
  • πŸ’‘ Helpful for building credit
  • πŸš€ Convenient payment options
  • πŸ”’ Good customer service

Room to Improve

  • πŸ› App issues (freezing, glitches, login problems)
  • πŸ’° High interest rates and fees
  • πŸ€” Confusing payment details and policies
  • 🀯 Unexpected charges and payment increases

More Lease To Buy apps to explore

FAQ about Lease To Buy

What are the best lease to buy apps for iPhone?
Katapult | Shop & Lease to Own tops our lease to buy apps ranking as of June 2026, with a 4.8-star average from 28K App Store ratings, and it's free to download.
Yes β€” 19 of the top lease to buy apps we rank are free to download, including Katapult | Shop & Lease to Own and Acima: Lease Now & Buy Later.
Katapult | Shop & Lease to Own has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 209+ lease to buy apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Katapult is a lease-to-own service that allows you to shop for items from over 100 retailers and pay for them over time. It offers a flexible way to acquire necessary goods like furniture, electronics, and appliances without requiring traditional credit or paying the full amount upfront.
You can apply online or through the app, then shop supported retailers directly within the app. When checking out, select Katapult as your payment option. Once approved, you can sign your agreement and make your first payment, with options to pay over time, purchase early, or return items.