Best M1 Finance Apps

229+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

If you already know M1, this is the deeper bench. 229+ m1 finance apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top M1 Finance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1M1: Invest & Bank SmarterM1: Invest & Bank SmarterFree4.7★ (74K)YesNoJul 2026
2Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoJul 2026
3Robinhood: Trading & InvestingRobinhood: Trading & InvestingFree4.3★ (4.8M)NoNoJul 2026
4SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoJul 2026
5Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
6Yahoo Finance: Stocks, MarketsYahoo Finance: Stocks, MarketsFree4.8★ (622K)YesYesJul 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)YesNoJul 2026
8Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (955K)YesNoJul 2026

Top Picks for M1 Finance

M1: Invest & Bank Smarter#1

M1: Invest & Bank Smarter by M1 Finance LLC

Manage Money, Build Wealth
Editor's Choice
💰 Finance
4.7😊(74K ratings)
FreeAds
M1: Invest & Bank Smarter screenshot 1
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M1: Invest & Bank Smarter screenshot 6

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

What We Love

  • 🚀 Great update and app
  • 🚀 Wonderful app to organize accounts
  • 🚀 Easiest visual long-term investing app
  • 👍 Excellent service and good app

Room to Improve

  • 🔍 Stop pushing users to take on margin debt
  • 🐛 Buggy and glitchy app
  • 🔍 Confusing and baffling app
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.2M ratings)
Free
#14in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
Robinhood: Trading & Investing#3

Robinhood: Trading & Investing by Robinhood Markets Inc

Invest and trade US stocks
Worth Considering
💰 Finance
4.3😊(4.8M ratings)
Free
#24in Finance
Robinhood: Trading & Investing screenshot 1
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Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

What We Love

  • 🚀 Extremely effective crypto recovery service
  • 🚀 Highly efficient cryptocurrency recovery
  • 👍 Easy to use
  • 👍 Good trading platform

Room to Improve

  • 🐛 Slow app performance
  • 🐛 Unreliable customer support
  • 🔒 Security and account access issues

More M1 Finance apps to explore

4
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
5
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
6
Yahoo Finance: Stocks, Markets
Yahoo Finance: Stocks, Markets
Yahoo Finance: Stocks, Markets
Real-time quotes and news
Free

Track stocks, crypto, and other financial assets with real-time data and personalized news. Monitor your portfolio, set price alerts, and access in-depth financial information to make informed investment decisions.

Track personal portfolio performanceMonitor crypto assetsReal-time stock quotes and news
💰 Finance
(622K)
free with in-app purchases
7
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
8
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(955K)
subscription
9
Webull: Investing & Trading
Webull: Investing & Trading
Webull: Investing & Trading
Stocks, Options, Crypto, ETFs
Free

Trade stocks, options, crypto, and ETFs with $0 commissions. Access advanced trading tools, AI market analysis, and practice risk-free with paper trading. Manage wealth with cash management and IRA matching options.

$0 commissions on stocks, ETFs, and optionsTrade crypto, futures, and sports/index eventsAI-powered market analysis tools
💰 Finance
(338K)
free with in-app purchases
10
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
💰 Finance
(255K)
free
11
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
12
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
Yield, Cash, Crypto, Stocks
Free

Consolidate your banking, brokerage, and crypto into a single platform. Earn competitive yields on cash and investments, trade stocks and crypto commission-free, and automate your investing strategy.

All-in-one wealth managementEarn yield on cash and investmentsCommission-free stock and ETF trading
💰 Finance
(359)
free with in-app purchases
13
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
💰 Finance
(63K)
free with in-app purchases
14
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
15
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Expert-built portfoliosAutomated investingPersonalized financial guidance
💰 Finance
(311K)
subscription
16
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
17
thinkorswim: Trade. Invest.
thinkorswim: Trade. Invest.
thinkorswim: Trade. Invest.
TD Ameritrade trading App
Free

Trade stocks, options, futures, and forex with a powerful mobile platform. Manage positions, analyze charts, and practice strategies with simulated trading. Get real-time data and educational resources.

Advanced order creation and modificationLive chat support with screen sharingLive streaming financial news
💰 Finance
(325K)
free
18
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(397K)
free with in-app purchases
19
Stocks
Stocks
Stocks
by Apple Inc.
Free

Follow daily stock and market performance with customizable watchlists. Get real-time quotes, interactive charts, and breaking business news. Seamlessly sync across all your Apple devices.

Customizable watchlistsReal-time quotes and price changesInteractive stock charts
💰 Finance
(696K)
free with in-app purchases
20
Fundrise: Invest in Alts
Fundrise: Invest in Alts
Fundrise: Invest in Alts
Venture, Real estate, Income
Free

Build a diversified portfolio of private market investments, including real estate, venture capital, and private credit. Access high-growth opportunities and receive transparent reporting with bank-level security. Start investing with flexible minimums.

Invest in private real estateInvest in venture capitalInvest in private credit
💰 Finance
(38K)
free

FAQ about M1 Finance

What are the best m1 finance apps for iPhone?
M1: Invest & Bank Smarter tops our m1 finance apps ranking as of July 2026, with a 4.7-star average from 74K App Store ratings, and it's free to download.
Yes — 20 of the top m1 finance apps we rank are free to download, including M1: Invest & Bank Smarter and Fidelity Investments.
M1: Invest & Bank Smarter shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 229+ m1 finance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This finance app acts as a 'Finance Super App' allowing users to earn, invest, and borrow all in one place. It offers features like a high-yield cash account, tools to build custom investment portfolios with automated rebalancing, and margin borrowing capabilities.
Key investment features include the ability to build custom portfolios called 'Pies' from over 6,000 stocks and ETFs, choose from curated portfolios, invest long-term with automatic rebalancing and fractional shares, and open various brokerage and retirement accounts like IRAs.

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