Best Medical Insurance Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Out of 250+ medical insurance apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Medical Insurance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UnitedHealthcareUnitedHealthcareFree4.7โ˜… (825K)NoNoAug 2026
2Sydney HealthSydney HealthFree4.8โ˜… (554K)NoNoAug 2026
3Aetna HealthAetna HealthFree4.7โ˜… (374K)NoNoAug 2026
4BCBSILBCBSILFree4.7โ˜… (26K)NoNoAug 2026
5myCignamyCignaFree4.8โ˜… (150K)NoNoAug 2026
6MyChartMyChartFree4.6โ˜… (690K)NoNoAug 2026
7Oscar HealthOscar HealthFree4.8โ˜… (17K)NoNoAug 2026
8UMR | HealthUMR | HealthFree4.6โ˜… (17K)NoNoAug 2026

Top Picks for Medical Insurance

UnitedHealthcare#1

UnitedHealthcare by United HealthCare Services, Inc.

Access Health Plan & Benefits
Editor's Choice
๐Ÿฅ Medical
4.7๐Ÿ˜(825K ratings)
Free
#3in Medical
UnitedHealthcare screenshot 1
UnitedHealthcare screenshot 2
UnitedHealthcare screenshot 3
UnitedHealthcare screenshot 4
UnitedHealthcare screenshot 5
UnitedHealthcare screenshot 6

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

What We Love

  • ๐Ÿš€ Convenient access to insurance information
  • ๐Ÿ” Easy to find in-network providers
  • ๐Ÿ“Š Clear overview of claims and expenses
  • ๐Ÿ’ฌ Helpful customer service

Room to Improve

  • ๐Ÿ› Glitches and bugs in the app
  • ๐Ÿ” Inaccurate provider information
  • ๐Ÿค” Confusing navigation and UI
Sydney Health#2

Sydney Health by Elevance Health, Inc

Anthem/Wellpoint
Strong Contender
๐Ÿฅ Medical
4.8๐Ÿ˜ž(554K ratings)
Free
#13in Medical
Sydney Health screenshot 1
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Sydney Health screenshot 4
Sydney Health screenshot 5
Sydney Health screenshot 6

Manage your health benefits, find care providers, and access your digital ID card. Understand your plan details, track claims, and refill prescriptions. Connect fitness device data for a holistic view of your wellness.

What We Love

  • ๐Ÿš€ Extremely quick info at your fingertips
  • ๐Ÿ‘ Super easy to use
  • ๐Ÿ’ก Nutrition tracker with automatic food logging

Room to Improve

  • ๐Ÿ› Confusing notifications, data, and customer service
  • ๐Ÿ› Clunky and difficult to navigate
  • ๐Ÿ› Broken features and bugs
Aetna Health#3

Aetna Health by Aetna Inc.

Take control of your benefits
Worth Considering
๐Ÿ’ช Health & Fitness
4.7๐Ÿ˜ž(374K ratings)
Free
#35in Health & Fitness
Aetna Health screenshot 1
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Aetna Health screenshot 4
Aetna Health screenshot 5

Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

What We Love

  • ๐Ÿš€ Time saver
  • ๐Ÿ’ก $1200 wellness allowance
  • ๐Ÿ‘ Very Pleased So Far

Room to Improve

  • ๐Ÿ› Full of Miss-information!
  • ๐Ÿ› Poorly designed
  • ๐Ÿ› Signing in glitch

More Medical Insurance apps to explore

4
BCBSIL
BCBSIL
BCBSIL
by Blue Cross and Blue Shield of Illinois
Free

Access your Blue Cross and Blue Shield of Illinois member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage pharmacy benefits. This app also offers virtual visit options and shopping tools for new plans.

Access coverage, claims, and ID cardsFind in-network doctors and facilitiesEstimate procedure costs
๐Ÿ’ช Health & Fitness
(26K)
free
5
myCigna
myCigna
myCigna
by Cigna Corporation
Free

Access your health insurance information, view ID cards, find care providers, manage claims, and refill prescriptions. This secure app requires Cigna customer login and offers features based on your coverage.

View ID cards (front and back)Search for care providers and compare costsView and search claims
๐Ÿ’ช Health & Fitness
(150K)
free
6
MyChart
MyChart
MyChart
Your secure health connection
Free

Access your health records, communicate with your doctor, schedule appointments, and view bills. This app securely connects you to your healthcare provider's information, allowing you to manage your well-being and family's care conveniently from your mobile device.

Communicate with care teamReview health informationSchedule and manage appointments
๐Ÿฅ Medical
(690K)
free
7
Oscar Health
Oscar Health
Oscar Health
by Oscar Management Corporation
Free

Manage your health insurance plan with ease. Access your ID card, find in-network providers, and connect with virtual care. Get support, pay bills, and earn rewards.

Digital ID card accessIn-network provider search24/7 Virtual Urgent Care
๐Ÿฅ Medical
(17K)
free with in-app purchases
8
UMR | Health
UMR | Health
UMR | Health
UMR makes health benefits easy
Free

Easily access your health benefits information. Find providers, view plan details, check claims, and receive personalized alerts. Connect with support through chat, call, or secure messaging.

Find in-network providers and estimated costsView plan balances and out-of-pocket amountsCheck claim history and EOBs
๐Ÿฅ Medical
(17K)
free
9
Ambetter Health
Ambetter Health
Ambetter Health
Your plan in your pocket 24/7
Free

Manage your healthcare benefits conveniently from your mobile device. Access your ID card, find in-network providers, track payments, and view your plan details. Get answers to your questions and manage your health on the go.

View, save, and share ID cardFind in-network doctors and facilitiesPay premiums and view payment history
๐Ÿฅ Medical
(48K)
free
10
Surest
Surest
Surest
Health plan
Free

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

Compare doctor and service pricesSee clear copays in advanceAccess digital ID card
๐Ÿ’ช Health & Fitness
(6.4K)
free
11
Whereby - Video Meetings
Whereby - Video Meetings
Whereby - Video Meetings
Easy video meetings on the go
Free

Conduct and join video meetings effortlessly from your mobile device. Features include in-app chat, an audio-only option for saving data, and secure, private conversations. It's designed for simplicity and ease of use for both hosts and guests.

Instant meeting joinIn-app chatAudio-only mode
๐Ÿ’ผ Business
(3.6K)
free with in-app purchases
12
Solidarity Medical Insurance
Solidarity Medical Insurance
Solidarity Medical Insurance
by Health 360ยฐ Ancillary Services W.L.L
Free
๐Ÿฅ Medical
(0)
13
MyHumana
MyHumana
MyHumana
by Humana Inc.
Free

Manage your health plan on the go. Access ID cards, explore coverage, find care, estimate drug costs, and pay premiums directly from your phone.

Access ID cardsExplore coverage detailsFind nearby care
๐Ÿ’ช Health & Fitness
(36K)
free
14
AXA TH Health
AXA TH Health
AXA TH Health
Your AXA Health Insurance App
Free
๐Ÿ’ฐ Finance
(0)
15
Ace Medical Insurance App
Ace Medical Insurance App
Ace Medical Insurance App
by Ace Medical Insurance
Free

Manage your healthcare benefits with this app. View your medical usage, find nearby doctors, and access your digital insurance card for easy care. It simplifies accessing your health services.

View healthcare utilizationLocate healthcare providersGet directions to providers
๐Ÿฅ Medical
(4)
free
16
Citizens Insurance Medical
Citizens Insurance Medical
Citizens Insurance Medical
Citizens Insurance Medical app
Free
๐Ÿ’ผ Business
(0)
17
Wizer Insurance
Wizer Insurance
Wizer Insurance
by Insurance Company Wizer
Free

Manage your health, travel, and car insurance needs in one convenient app. Get support, request reimbursements, upload documents, and track your claims for a simpler insurance experience.

Manage health insuranceManage travel insuranceManage car insurance
๐Ÿ’ฐ Finance
(5)
free
18
ClaimDOC
ClaimDOC
ClaimDOC
Fair Payment Solutions
Free

This app connects users with medical claim advocates, helps manage provider nominations, and initiates balance bill support. Access educational resources and store your virtual ID card for convenient benefit management.

Connect with member advocatesNominate providersInitiate balance bill support
๐Ÿฅ Medical
(4)
free
19
First Choice Health Mobile
First Choice Health Mobile
First Choice Health Mobile
by First Choice Health Network, Inc
Free

Access your health plan information and digital ID cards easily. Find in-network providers and view your coverage details. Manage your healthcare benefits conveniently from your mobile device.

Digital ID cardsView benefits and coverageFind in-network providers
๐Ÿฅ Medical
(12)
free
20
DKV Insurance
DKV Insurance
DKV Insurance
Your medical expenses
Free

Easily submit medical expenses by scanning and sending documents directly through the app. Enjoy faster reimbursements for various healthcare visits and access your claims statements and insurance details anytime. Manage your personal information and keep your Medi-Cardยฎ handy for quick access to your insurance data.

Submit medical expenses via scanFaster reimbursements with AssurMedView claims statements and coverages
๐Ÿฅ Medical
(85)
free

FAQ about Medical Insurance

What are the best medical insurance apps for iPhone?
UnitedHealthcare tops our medical insurance apps ranking as of August 2026, with a 4.7-star average from 825K App Store ratings, and it's free to download.
Yes โ€” 20 of the top medical insurance apps we rank are free to download, including UnitedHealthcare and Sydney Health.
UnitedHealthcare has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ medical insurance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your health plan, check your benefits, track claims, find doctors, access virtual care 24/7, manage prescriptions, and use your digital member ID card. You can also track your health activities and earn rewards.
You can search for in-network doctors, specialists, hospitals, and clinics near you. The app also allows you to create favorites for frequently visited providers and facilities for quick access. You can also find out the estimated cost of services before receiving care.

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