Best Mobile Money Apps

234+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our mobile money list covers 234+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Mobile Money Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MTN MoMoMTN MoMoFree3.1★ (554)NoNoJul 2026
2Wave - Mobile MoneyWave - Mobile MoneyFree4.6★ (3.4K)NoNoJul 2026
3Mobile Money (CAC Bank)Mobile Money (CAC Bank)Free5.0★ (4)NoNoMay 2026
4Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (83K)NoNoJul 2026
5WorldRemit: Money Transfer AppWorldRemit: Money Transfer AppFree4.8★ (216K)YesNoJul 2026
6Remitly: Send money abroadRemitly: Send money abroadFree4.9★ (2.6M)YesNoJul 2026
7Taptap Send: Money TransferTaptap Send: Money TransferFree4.8★ (83K)YesNoJul 2026
8MoMo AppMoMo AppFree3.5★ (1.1K)NoNoJul 2026

Top Picks for Mobile Money

MTN MoMo#1

MTN MoMo by MTN Group LTD

MoMo
Editor's Choice
💰 Finance
3.1😞(554 ratings)
Free
MTN MoMo screenshot 1
MTN MoMo screenshot 2
MTN MoMo screenshot 3
MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • 👍 Useful for money transfers
  • 💡 Suggestion for resending from transaction history
  • 👍 Decent app interface and design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security issues with saved login details
  • 🔍 Difficult to log in and register
Wave - Mobile Money#2

Wave - Mobile Money by Wave Global Employment Inc.

Strong Contender
💰 Finance
4.6😊(3.4K ratings)
Free
Wave - Mobile Money screenshot 1
Wave - Mobile Money screenshot 2
Wave - Mobile Money screenshot 3
Wave - Mobile Money screenshot 4

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

What We Love

  • 🚀 Fast and efficient
  • 🔒 Secure and reliable
  • 👍 User-friendly interface
  • 💰 Free money transfers

Room to Improve

  • 🐛 Occasional crashes and bugs
  • 🤖 Poor customer service
  • 💳 Lack of international payment options

More Mobile Money apps to explore

4
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
5
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send worldwide with low fees
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
6
Remitly: Send money abroad
Remitly: Send money abroad
Remitly: Send money abroad
Send for Personal or Business
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.6M)
free with in-app purchases
7
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(83K)
free with in-app purchases
8
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
💰 Finance
(1.1K)
free
9
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.5M)
free with in-app purchases
10
Money Network Mobile App
Money Network Mobile App
Money Network Mobile App
by First Data Corporation
Free

Manage your finances on the go with this secure mobile application. Track balances, set aside funds, receive alerts, and deposit checks. Access account details and locate ATMs and reload agents 24/7.

Quick balance view without loginAccount balance and transaction detailsPiggy Banks for saving
💰 Finance
(136K)
free
11
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
12
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
💰 Finance
(79K)
free with in-app purchases
13
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(268K)
free with in-app purchases
14
MoneyMobile
MoneyMobile
MoneyMobile
by MX TECHNOLOGIES, INC.
Free

This app offers a visually engaging and convenient way to manage all your financial accounts in one place. It automatically categorizes transactions, helps you create budgets with unique visualizations, and provides insightful reports to understand your finances better.

Consolidate all financial accountsAutomatic transaction categorizationPatent-pending Bubble Budgets
💰 Finance
(405)
free
15
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(106K)
free with in-app purchases
16
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
17
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
18
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
19
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
20
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium

FAQ about Mobile Money

What are the best mobile money apps for iPhone?
MTN MoMo tops our mobile money apps ranking as of July 2026, with a 3.1-star average from 554 App Store ratings, and it's free to download.
Yes — 20 of the top mobile money apps we rank are free to download, including MTN MoMo and Wave - Mobile Money.
MTN MoMo has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 234+ mobile money apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to send money to friends and family, top up airtime, purchase data bundles, and pay your bills and merchants. It aims to be a one-stop shop for various financial transactions.
The app provides a centralized platform to track and manage your financial activities. You can easily see your transactions related to sending money, paying bills, and purchasing services, making it simpler to keep an overview of your spending.

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