Best Mobile Money Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our mobile money list covers 249+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Mobile Money Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1mobilemoneyincmobilemoneyincFree3.5★ (8)NoNoMay 2026
2MTN MoMoMTN MoMoFree3.1★ (572)NoNoAug 2026
3MoMo AppMoMo AppFree3.5★ (1.2K)NoNoAug 2026
4Mobile Money (CAC Bank)Mobile Money (CAC Bank)Free5.0★ (4)NoNoMay 2026
5Wave - Mobile MoneyWave - Mobile MoneyFree4.6★ (3.5K)NoNoAug 2026
6Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (85K)NoNoAug 2026
7WorldRemit: Money Transfer AppWorldRemit: Money Transfer AppFree4.8★ (216K)NoNoAug 2026
8Remitly: Send Money & TransferRemitly: Send Money & TransferFree4.9★ (2.7M)NoNoAug 2026

Top Picks for Mobile Money

MTN MoMo#2

MTN MoMo by MTN

MoMo
Strong Contender
💰 Finance
3.1😞(572 ratings)
Free
MTN MoMo screenshot 1
MTN MoMo screenshot 2
MTN MoMo screenshot 3
MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • 👍 Useful for money transfers
  • 💡 Suggestion for resending from transaction history
  • 👍 Decent app interface and design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security issues with saved login details
  • 🔍 Difficult to log in and register
MoMo App#3

MoMo App by MTN FINTECH(PTY) LTD

Your Ultimate Financial App
Worth Considering
💰 Finance
3.5😞(1.2K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • 🚀 Fast transactions
  • 💡 Innovative features
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Bugs and glitches
  • 🔒 Security issues
  • 🔋 Performance problems

More Mobile Money apps to explore

4
Mobile Money (CAC Bank)
Mobile Money (CAC Bank)
Mobile Money (CAC Bank)
Bank in your wallet
Free

Manage all your banking and financial services in one place. Easily deposit, withdraw, send money, pay bills, and shop securely from your mobile device.

Deposit and withdraw fundsSend and receive transfersPay bills and local obligations
💰 Finance
(4)
free
5
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Mobile Money
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
💰 Finance
(3.5K)
free
6
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(85K)
free with in-app purchases
7
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send Transfers & Remittance
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
8
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases
9
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(90K)
free with in-app purchases
10
Money Network Mobile App
Money Network Mobile App
Money Network Mobile App
by First Data Corporation
Free

Manage your finances on the go with this secure mobile application. Track balances, set aside funds, receive alerts, and deposit checks. Access account details and locate ATMs and reload agents 24/7.

Quick balance view without loginAccount balance and transaction detailsPiggy Banks for saving
💰 Finance
(138K)
free
11
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
12
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(285K)
free with in-app purchases
13
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
14
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
15
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
16
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(109K)
free with in-app purchases
17
Odola: Money Made Simple
Odola: Money Made Simple
Odola: Money Made Simple
One App for Your Global Life
Free

Manage your finances, send money internationally, and invest in gold all from one intuitive application. Experience personalized customer support and receive timely updates on your transactions, ensuring confidence and control.

Open accounts quicklyReceive a debit cardSend money internationally
💰 Finance
(16)
free
18
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
19
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
💰 Finance
(81K)
free with in-app purchases
20
Regions Mobile
Regions Mobile
Regions Mobile
by Regions Financial Corp
Free

Manage your bank accounts, transfer funds, and make mobile deposits with this comprehensive banking application. It offers robust security features, bill payment, budgeting tools, and convenient access to branch locations and ATMs. Available in English and Spanish, it simplifies everyday financial tasks.

Account balance checksTransaction history searchCard management and alerts
💰 Finance
(520K)
free

FAQ about Mobile Money

What are the best mobile money apps for iPhone?
mobilemoneyinc tops our mobile money apps ranking as of August 2026, with a 3.5-star average from 8 App Store ratings, and it's free to download.
Yes — 20 of the top mobile money apps we rank are free to download, including mobilemoneyinc and MTN MoMo.
mobilemoneyinc has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ mobile money apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
mobilemoneyinc is a mobile application designed to provide customers with a convenient interface for managing their payment cards, viewing balances, and tracking purchases directly from their smartphone.
mobilemoneyinc is compatible with iOS devices, including iPhone, iPad, and iPod. It is designed for a mobile-first experience on Apple's ecosystem.

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