Best My Fico Score Apps

136+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.7★, the my fico score category is one of the App Store's strongest. Browse all 136+ apps we track, sorted so the most loved ones surface first.

Compare top My Fico Score Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoAug 2026
2Experian®Experian®Free4.8★ (2.7M)NoYesAug 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
4TransUnion®TransUnion®Free4.6★ (39K)NoNoAug 2026
5Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoAug 2026
6myEquifaxmyEquifaxFree4.8★ (41K)NoNoAug 2026
7CreditVanaCreditVanaFree5.0★ (192)NoYesAug 2026
8Credit Score CheckCredit Score CheckFree4.6★ (198)NoYesAug 2026

Top Picks for My Fico Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
Experian®#2

Experian® by Experian

Control Your Credit & Finances
Strong Contender
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#31in Finance
Experian® screenshot 1
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Experian® screenshot 6

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#21in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns

More My Fico Score apps to explore

4
TransUnion®
TransUnion®
TransUnion®
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
💰 Finance
(39K)
freemium
5
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(309K)
free
6
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(41K)
free with in-app purchases
7
CreditVana
CreditVana
CreditVana
Credit Scores, Credit & More
Free

Monitor your credit score and track changes to your credit profile. Receive personalized insights and alerts to help you make smarter financial decisions and improve your credit health. Access your financial information securely anytime, anywhere.

Credit score monitoringCredit insights and tipsCredit activity alerts
💰 Finance
(192)
free with in-app purchases
8
Credit Score Check
Credit Score Check
Credit Score Check
Track Your Credit Wise Report
Free

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

Credit history analysisTrack major credit bureausFinancial dashboard
💰 Finance
(198)
free with in-app purchases
9
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Build credit for a credit card
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(324K)
free with in-app purchases
10
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Equifax, Experian + TransUnion
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(263K)
free with in-app purchases
11
FICO
FICO
FICO
by MyCompanyFiles
Free
💼 Business
(0)
12
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
13
Ai-Credit Score Coach
Ai-Credit Score Coach
Ai-Credit Score Coach
Boost Credit Score Fast
Free
💰 Finance
(0)
14
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
15
Credit Score Education
Credit Score Education
Credit Score Education
Understand & Improve Credit
Free
💰 Finance
(0)
16
IDProtect® Score Tracker
IDProtect® Score Tracker
IDProtect® Score Tracker
by Econ-O-Check Corporation
Free
🌟 Lifestyle
(0)
17
Boost Your Score
Boost Your Score
Boost Your Score
by Boost Your Score
Free

Manage your credit card account with ease. This application provides convenient access to your Boost Your Score Credit Card information, allowing for straightforward account management.

Credit card account managementEasy access to card informationStreamlined financial tracking
💰 Finance
(7)
free
18
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(49K)
subscription
19
Credit Score Tracker & Builder
Credit Score Tracker & Builder
Credit Score Tracker & Builder
Check & Grow your Score
Free
💰 Finance
(0)
20
Credit Score & Loan Emi Calc
Credit Score & Loan Emi Calc
Credit Score & Loan Emi Calc
Check Credit Score & Report
Free
💰 Finance
(0)

FAQ about My Fico Score

What are the best my fico score apps for iPhone?
myFICO - Credit Score Tracking tops our my fico score apps ranking as of August 2026, with a 4.8-star average from 50K App Store ratings, and it's free to download.
Yes — 20 of the top my fico score apps we rank are free to download, including myFICO - Credit Score Tracking and Experian®.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 136+ my fico score apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.
You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.

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