Best My Payment Plus Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

The best my payment plus apps on iPhone average 4.5★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top My Payment Plus Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyPaymentsPlusMyPaymentsPlusFree2.9★ (18)NoNoSep 2026
2Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
3Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026
4MySynchronyMySynchronyFree4.8★ (107K)NoNoSep 2026
5Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (858K)NoNoSep 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
7PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
8BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoSep 2026

Top Picks for My Payment Plus

Cash App#2

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Strong Contender
💰 Finance
4.8😞(8.7M ratings)
Free
#3in Finance
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Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Worth Considering
💰 Finance
4.9😞(2.4M ratings)
FreeAds
#10in Finance
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Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
  • 🕰️ Slow/delayed refund processing
  • 🤯 Poor customer service

More My Payment Plus apps to explore

FAQ about My Payment Plus

What are the best my payment plus apps for iPhone?
MyPaymentsPlus tops our my payment plus apps ranking as of September 2026, with a 2.9-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top my payment plus apps we rank are free to download, including MyPaymentsPlus and Cash App.
MyPaymentsPlus has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ my payment plus apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
MyPaymentsPlus allows parents and guardians to manage their students' cafeteria accounts at participating schools. You can check account balances, add funds, view transaction history, and monitor what items are being purchased.
Key features include viewing current cafeteria account balances for all your students, securely depositing funds, enabling notifications for low balances, reviewing payment history, and monitoring purchased items.