Best My Payment Plus Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

The best my payment plus apps on iPhone average 4.5★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top My Payment Plus Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyPaymentsPlusMyPaymentsPlusFree2.9★ (18)NoNoAug 2026
2Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026
3Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (846K)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
6My Vault Card PlusMy Vault Card PlusFree5.0★ (3)NoAug 2026
7rapid! Payrapid! PayFree4.5★ (188K)NoNoAug 2026
8BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoAug 2026

Top Picks for My Payment Plus

Cash App#2

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Strong Contender
💰 Finance
4.8😞(8.6M ratings)
Free
#2in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
Zip - Buy Now, Pay Later#3

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Worth Considering
🛍️ Shopping
4.9😊(846K ratings)
Free
#53in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support

More My Payment Plus apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
6
My Vault Card Plus
My Vault Card Plus
My Vault Card Plus
by payfare Inc.
Free

Manage your Vault Visa® Payroll Card on the go. Check balances, review transactions, and add your card to mobile payment services for secure spending. Easily find nearby ATMs for cash access.

Check account balanceReview transaction historyAdd card to Apple Pay/Google Pay
💰 Finance
(3)
free
7
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
8
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
9
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
10
MySynchrony
MySynchrony
MySynchrony
by Synchrony Financial
Free

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Manage credit cards in one placeSecure biometric loginSchedule and manage payments
💰 Finance
(102K)
free
11
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
12
UScellular™ – My Account
UScellular™ – My Account
UScellular™ – My Account
by U.S. Cellular
Free

Manage your mobile account with ease, from checking your bill and making payments to exploring new plans and upgrading your device. This app offers a streamlined shopping experience and personalized account management features.

Streamlined shopping for upgrades and new plansDetailed billing and payment optionsEasy access to upgrade eligibility and savings
📊 Productivity
(70K)
free
13
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
14
Smipay
Smipay
Smipay
Utility Platform
Free
🔧 Utilities
(0)
15
Datacom MyPay
Datacom MyPay
Datacom MyPay
by Datacom Employer Services Limited
Free

Access your pay information and manage payroll details on the go. This app connects to your employer's payroll system, providing easy access to pay-related functions and information. Requires your organization to use specific payroll software and enable employee self-service.

View pay-related informationAccess payroll functionsEmployee self-service portal login
💼 Business
(1)
free
16
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(84K)
free
17
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
18
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
19
MyFatoorah   ماي فاتورة
MyFatoorah   ماي فاتورة
MyFatoorah ماي فاتورة
MyFatoorah - ماي فاتورة
Free

This online payment solution helps businesses in Kuwait efficiently accept payments online. It allows users to invoice clients and process transactions through a secure gateway, simplifying cash flow and improving customer experience.

Online payment solutionInvoice clientsAccept payments online
💼 Business
(3.3K)
free
20
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
💰 Finance
(35K)
free

FAQ about My Payment Plus

What are the best my payment plus apps for iPhone?
MyPaymentsPlus tops our my payment plus apps ranking as of August 2026, with a 2.9-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top my payment plus apps we rank are free to download, including MyPaymentsPlus and Cash App.
MyPaymentsPlus has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ my payment plus apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
MyPaymentsPlus allows parents and guardians to manage their students' cafeteria accounts at participating schools. You can check account balances, add funds, view transaction history, and monitor what items are being purchased.
Key features include viewing current cafeteria account balances for all your students, securely depositing funds, enabling notifications for low balances, reviewing payment history, and monitoring purchased items.