Best My Payment Plus Apps

249+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated October 2026

The best my payment plus apps on iPhone average 4.1★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top My Payment Plus Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyPaymentsPlusMyPaymentsPlusFree2.7★ (23)NoNoOct 2026
2BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoOct 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026
4MySynchronyMySynchronyFree4.8★ (116K)NoNoOct 2026
5Cash AppCash AppFree4.8★ (8.8M)NoNoOct 2026
6NewpayNewpayFree—NoNoOct 2026
7myWisely: Mobile BankingmyWisely: Mobile BankingFree4.7★ (38K)NoNoOct 2026
8QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoOct 2026

Top Picks for My Payment Plus

BILL AP & AR Business Payments#2

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Strong Contender
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
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This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
  • 🔒 Security concerns with account verification
  • 🤷‍♀️ Inconsistent app functionality compared to website
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(753K ratings)
Free
#34in Shopping
Afterpay: Pay over time screenshot 1
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Afterpay: Pay over time screenshot 3
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Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores
  • 🕰️ Flexible payment scheduling
  • 💰 Helps with budgeting and affordability

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues
  • 💳 Incompatibility with certain payment methods
  • 🕰️ Automatic payments causing overdraft issues

More My Payment Plus apps to explore

FAQ about My Payment Plus

What are the best my payment plus apps for iPhone?
MyPaymentsPlus tops our my payment plus apps ranking as of October 2026, with a 2.7-star average from 23 App Store ratings, and it's free to download.
Yes — 20 of the top my payment plus apps we rank are free to download, including MyPaymentsPlus and BILL AP & AR Business Payments.
MyPaymentsPlus has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ my payment plus apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.