Best On Heckit Apps

SoLo Funds: Lend, Borrow, Bank

Making Gains on Your Own Terms

Free

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, and manage your finances with a free digital wallet and AI financial co-pilot. Offers identity verification and fraud monitoring for security.

Rain Instant Pay

Unlock your employer benefits!

Free

Access your earned wages and financial benefits instantly, anytime. Track earnings, gain insights into your spending, and utilize a suite of tools to improve your financial well-being. Enjoy fast, flexible, and secure management of your money.

Biorhythm-365

Check it every morning.

Free

Understand your daily physical, emotional, and intellectual cycles. This app provides insights into your biorhythms, helping you make informed decisions and avoid potential risks by analyzing your daily, weekly, and monthly patterns.

Gauth: AI Study Companion

Step-by-Step Study Guidance

Free

This AI-powered study companion offers step-by-step guidance for complex subjects, interactive tutoring via voice and whiteboard, and tools to transform notes into study aids. It aims to deepen understanding and improve academic performance across various disciplines.

Receipt Hog: Shopping Rewards

Scanner & Surveys to Earn Cash

Free

Earn real money rewards for every purchase by simply uploading your shopping receipts. Connect your email or loyalty accounts for automatic uploads and track your spending. Redeem earnings for cash via PayPal, Visa, or Amazon.

Credit Sesame: Grow Your Score

Manage, Track & Build Credit

Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

myFICO - Credit Score Tracking

Monitor & Report Credit Scores

Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

Step: All-In-One Money App

Build, Spend, Save, and Borrow

Free

This financial app helps users build credit, earn cashback on purchases, and grow savings with a high interest rate. It also offers early access to funds and opportunities to earn money through various activities, simplifying personal finance management.

Bobby Approved - Food Scanner

Scan labels, find healthy food

Free

Instantly assess the healthiness of food products by scanning barcodes. This app highlights harmful ingredients and provides explanations for their potential health impacts, helping you make informed grocery shopping decisions.

Self - Credit Builder & Cards

Secured Card & Score Tracker

Free

Build credit and grow savings with a secured credit card or credit builder account. This tool helps establish better financial habits and offers a path to credit with no initial credit check. Report rent, utility, and cell phone payments to credit bureaus.

PriceCharting: TCG Collector

Scan Track Value Collectibles

Free

Easily determine the market value of your collectibles, including video games, trading cards, comic books, and more. Track prices, manage your collection, and receive alerts for items on your wishlist. Features photo and barcode scanning for quick identification.

Varo Bank: Online Banking

Early Payday & Cash Advances

Free

This digital bank offers early payday, fee-free banking, and competitive interest rates. Access instant cash advances, a line of credit, and a free secured credit card to build your credit history.

Tabby: Send, spend and save

Take power over money

Free

Manage your finances with a comprehensive money app. Split purchases into interest-free installments, earn cashback, and access exclusive deals. Send money internationally and track all your spending in one place.

Vola: Cash Advance & Credit

Instant Cash Before Payday

Free

Access instant cash advances up to $500 with no express fees, interest, or late charges. This app also offers a free expense tracker, budget planner, and tools to build credit by reporting rent payments.

Navy Federal Credit Union

Our Members are the Mission

Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Free

Access instant cash advances, build credit history, and gain financial insights. The app offers tools to track spending, manage bills, and find job opportunities, helping users stress less about their finances.

Microsoft To Do

Capture Tasks & Set Reminders

Free

Manage your daily tasks and create various lists to stay organized. This app offers personalized daily planning tools and intelligent suggestions to help you focus on what matters. Collaborate with others on shared lists and access your tasks across all your devices.