Best Online Car Insurance Apps

0+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Root is the household name in online car insurance, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Online Car Insurance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7★ (73K)NoNoSep 2026
2American Family Insurance AppAmerican Family Insurance AppFree4.7★ (91K)NoNoSep 2026
3IAA Buyer Salvage AuctionsIAA Buyer Salvage AuctionsFree4.3★ (16K)YesNoSep 2026
4Flipkart - Online Shopping AppFlipkart - Online Shopping AppFree4.6★ (106K)NoNoSep 2026
5CarInfo - Vehicle InformationCarInfo - Vehicle InformationFree4.7★ (4.6K)YesNoSep 2026
6Car Insurance Quotes - Get DanCar Insurance Quotes - Get DanFree4.8★ (161)NoNoAug 2026
7تكافل الراجحي|Al Rajhi Takafulتكافل الراجحي|Al Rajhi TakafulFree4.4★ (3.9K)NoNoSep 2026
8Sydney HealthSydney HealthFree4.8★ (559K)NoNoSep 2026

Top Picks for Online Car Insurance

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
💰 Finance
4.7😞(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included
  • 💰 Significant savings compared to other insurers

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
  • 🚫 Difficulty changing payment plans
  • 🚧 Unreliable claims process
American Family Insurance App#2

American Family Insurance App by American Family Insurance

Manage your Insurance Needs
Strong Contender
💰 Finance
4.7😞(91K ratings)
Free
American Family Insurance App screenshot 1
American Family Insurance App screenshot 2
American Family Insurance App screenshot 3
American Family Insurance App screenshot 4
American Family Insurance App screenshot 5
American Family Insurance App screenshot 6

Manage your home, car, and umbrella insurance policies conveniently on the go. Access policy details, make payments, file claims, and get roadside assistance. Secure login options are available.

What We Love

  • 🚀 Contactless
  • 🚀 Easy to manage insurance coverage
  • 🚀 Prompt and friendly service
  • 🚀 Excellent communication and service
  • 🚀 Professional and amazing people
  • 🚀 Great customer service

Room to Improve

  • 🐛 Buggy, spins, etc.
  • 🐛 Cannot get new version to upload
  • 🐛 Log in with correct credentials failed
  • 🐛 App not allowing to pay bill or access statements
  • 🐛 Notification icon never leaves
  • 🐛 Cannot save insurance card to Apple Wallet
  • 🐛 Unread count won't clear
  • 🐛 Notifications not working
  • 🐛 App icon badge won't go away
  • 🐛 Glitchy, freezes up constantly
  • 🐛 Apple Wallet integration broken
  • 🐛 Clunky, too many issues
  • 🐛 Most unreliable horrible app
  • 🐛 Notifications not working
  • 🐛 Unread count won't clear
  • 🐛 Wallet cards not available same day as PDF
  • 🐛 Cannot pay bill electronically
IAA Buyer Salvage Auctions#3

IAA Buyer Salvage Auctions by Insurance Auto Auctions

Insurance Auto Auctions
Worth Considering
💼 Business
4.3😞(16K ratings)
FreeAds
IAA Buyer Salvage Auctions screenshot 1
IAA Buyer Salvage Auctions screenshot 2
IAA Buyer Salvage Auctions screenshot 3
IAA Buyer Salvage Auctions screenshot 4
IAA Buyer Salvage Auctions screenshot 5
IAA Buyer Salvage Auctions screenshot 6

Bid on a wide variety of salvaged vehicles, including cars, trucks, and motorcycles, anytime. Access detailed vehicle information, engine sounds, and high-resolution images to make informed purchasing decisions. Manage your bids, watch list, and payments all within the app.

What We Love

  • 🚀 Easy to navigate
  • 👍 Convenient mobile access
  • 🚀 Smooth live bidding experience
  • 👍 Wide variety of vehicles

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • 🔍 Ineffective search and filtering
  • 💰 Excessive fees and charges
  • 🔍 Misleading vehicle descriptions
  • 🔧 Unreliable vehicle condition reporting
  • 🔧 Forklift drivers damaging vehicles

More Online Car Insurance apps to explore

FAQ about Online Car Insurance

What are the best online car insurance apps for iPhone?
Root: Better car insurance tops our online car insurance apps ranking as of July 2026, with a 4.7-star average from 73K App Store ratings, and it's free to download.
Yes — 20 of the top online car insurance apps we rank are free to download, including Root: Better car insurance and American Family Insurance App.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.
Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.