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Best Opay Update Apps

48+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

The best opay update apps on iPhone average 4.5★ across 48+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Compare top Opay Update Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OPay-Beyond BankingOPay-Beyond BankingFree4.5★ (97K)NoNoJul 2026
2OPay BusinessOPay BusinessFree3.6★ (465)NoNoAug 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
4WhatsApp BusinessWhatsApp BusinessFree4.7★ (1.5M)YesYesAug 2026
5TikTok - Videos, Shop & LIVETikTok - Videos, Shop & LIVEFree4.7★ (18M)YesYesAug 2026
6Fawri AppFawri AppFree—NoNoJul 2026
7SnapchatSnapchatFree4.5★ (5.9M)YesYesAug 2026
8Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026

Top Picks for Opay Update

OPay-Beyond Banking#1

OPay-Beyond Banking by OPAY DIGITAL SERVICES PTE. LTD.

Editor's Choice
💰 Finance
4.5😐(97K ratings)
Free
OPay-Beyond Banking screenshot 1
OPay-Beyond Banking screenshot 2
OPay-Beyond Banking screenshot 3
OPay-Beyond Banking screenshot 4
OPay-Beyond Banking screenshot 5
OPay-Beyond Banking screenshot 6

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

What We Love

  • 🚀 Fast and reliable transactions
  • 👍 Convenient and user-friendly
  • 💰 Helpful savings and cashback features

Room to Improve

  • 🐛 Issues with account upgrades and verification
  • 🔒 Weak security measures (no biometrics)
  • 🤖 Poor customer service and support
OPay Business#2

OPay Business by OPay Digital Services Pte.Ltd.

Strong Contender
💰 Finance
3.6😞(465 ratings)
Free
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

  • 👍 Good app functionality overall
  • 💡 Bill payment feature requested and appreciated

Room to Improve

  • 🐛 Missing loan icon in updated version
  • 🐛 Transaction history not displaying properly
  • 🐛 Sub-account creation failing on iPhone
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(18M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)

More Opay Update apps to explore

4
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile
💼 Business
(1.5M)
free with in-app purchases
5
TikTok - Videos, Shop & LIVE
TikTok - Videos, Shop & LIVE
TikTok - Videos, Shop & LIVE
Watch, discover and stream!
Free

Discover and create short-form videos, stream LIVE content, and shop for products from brands and small businesses. This platform inspires creativity and joy through personalized content feeds and easy-to-use editing tools.

Personalized video discoveryShort-form video creationLIVE streaming
🎬 Entertainment
(18M)
free with in-app purchases
6
Fawri App
Fawri App
Fawri App
by BANK ALJAZIRA (BAJ)
Free
💰 Finance
(0)
7
Snapchat
Snapchat
Snapchat
Share the moment!
Free

Instantly share photos and videos with friends and family. Express yourself with creative tools, connect through live messaging and video calls, and discover content from the community. Save your favorite moments and explore shared memories.

Camera with Lenses and FiltersLive Messaging and Video ChatFriend and Group Stories
📷 Photo & Video
(5.9M)
free with in-app purchases
8
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
9
Audiomack - Play Music Offline
Audiomack - Play Music Offline
Audiomack - Play Music Offline
Stream music & songs offline
Free

Stream and download music, mixtapes, and albums for free. Discover new artists and trending tracks across various genres. Customize playback with audio effects and listen offline without data.

Stream and download musicOffline listeningPlaylist creation
🎵 Music
(2M)
freemium
10
InstaPay Egypt
InstaPay Egypt
InstaPay Egypt
InstaPay Egypt
Free

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

Instant money sending and receivingLink bank accounts and Meeza cardsSend via mobile number or Instant Payment Address
💰 Finance
(687)
free
11
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
12
Messenger
Messenger
Messenger
Text, audio and video calls
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases
13
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
14
YouTube
YouTube
YouTube
Videos, Music and Live Streams
Free

Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.

Personalized video recommendationsSubscribe to favorite channelsExplore trending and popular content
📷 Photo & Video
(49M)
free with in-app purchases
15
Telegram Messenger
Telegram Messenger
Telegram Messenger
Fast. Secure. Powerful.
Free

A fast, secure, and powerful instant messaging app synced across all devices. It offers unlimited media and file sharing, robust encryption, and extensive group chat capabilities. Enjoy a simple, private, and customizable communication experience.

Cross-device synchronizationUnlimited file and media sharingEnd-to-end encrypted secret chats
🌐 Social Networking
(276K)
free with in-app purchases
16
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
📷 Photo & Video
(29M)
free with in-app purchases
17
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
18
Gmail - Email by Google
Gmail - Email by Google
Gmail - Email by Google
Secure, fast & organized email
Free

This application provides a secure and efficient email experience with advanced features like spam blocking, smart replies, and multi-account support. It integrates with other Google services for enhanced productivity and collaboration.

Robust security & spam blockingReal-time notificationsMultiple account support
📊 Productivity
(2.4M)
free with in-app purchases
19
Facebook
Facebook
Facebook
Connection starts here
Free

Connect with friends and discover communities based on your interests. Share moments, explore content, and use AI tools to express yourself creatively. Find unique items and engage with creators.

Personalized feedMarketplace shoppingAI-powered content creation
🌐 Social Networking
(28M)
free with in-app purchases
20
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases

FAQ about Opay Update

What are the best opay update apps for iPhone?
OPay-Beyond Banking tops our opay update apps ranking as of May 2026, with a 4.5-star average from 97K App Store ratings, and it's free to download.
Yes — 20 of the top opay update apps we rank are free to download, including OPay-Beyond Banking and OPay Business.
OPay-Beyond Banking has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 48+ opay update apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
OPay is a financial services platform that allows users to send and receive money instantly, pay bills, top up airtime and data, grow savings with daily interest, access flexible loans, and get debit cards. It aims to provide secure, fast, and affordable financial solutions.
Key features include instant and successful money transfers, exclusive bonuses on airtime and data purchases, daily interest on savings accounts, hassle-free debit cards with zero charges, and flexible loans with low interest rates. It also offers advanced security features like biometric login and transaction shields.