Best Payments And Subscriptions Apps

238+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

The best payments and subscriptions apps on iPhone average 4.6★ across 238+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Payments And Subscriptions

Apple Wallet#1

Apple Wallet by Apple Inc.

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(6.7M ratings)
FreeAds
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An app that consolidates important items like credit cards, IDs, tickets, and more on your iPhone, promoting easy and secure payments in stores or online using Apple Pay, offering features like Apple Pay Later and Apple Card for simplified transactions and management.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
PayPal - Send, Manage, Pay#2

PayPal - Send, Manage, Pay by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
💰 Finance
4.7😐(190K ratings)
FreeAds
#5in Finance
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An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Cancel Subscriptions & Refund#3

Cancel Subscriptions & Refund by VUNYO BILGI TEKNOLOJILERI LIMITED SIRKETI

Subee: Manager,Stopper,Tracker
Worth Considering
💰 Finance
4.3😞(604 ratings)
FreeIn-App Purchases
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Effortlessly manage and cancel all your subscriptions in one place with this application. Take control of your recurring payments today and simplify your financial management.

What We Love

  • ⭐️ Does what it says
  • ⭐️ Simple and effective
  • ⭐️ Helpful for tracking subscriptions
  • ⭐️ Life saver

Room to Improve

  • ❌ Useless, have to manually enter subscriptions
  • ❌ Not what was expected, doesn't work as advertised
  • ❌ Misleading, basic features that could be done without the app

More Payments And Subscriptions apps to explore

4
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

💰 Finance
(356K)
5
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
6
Cancel Subscriptions & Manager
Cancel Subscriptions & Manager
Cancel Subscriptions & Manager
Subscription Tracker & Manage
Free

Easily manage and cancel subscriptions with our user-friendly app. Take control of your recurring payments and finances effortlessly. Download now to simplify your subscription management.

🔧 Utilities
(43)
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(752K)
8
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Track and manage your business payments on the go with this mobile app. View earnings, manage refunds, interact with customers, and receive notifications for your business updates.

💼 Business
(1.8K)
9
Amex
Amex
Amex
Payments, Balance & Rewards
Free

A convenient app for managing finances, making payments, and checking balances all in one place. Simplify your financial life with Amex today!

💰 Finance
(4.3M)
10
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

💰 Finance
(4.1K)
11
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(823K)
12
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

A comprehensive point-of-sale system that streamlines sales, inventory management, and customer data for small businesses. Upgrade your business operations with our user-friendly POS solution today.

💼 Business
(16K)
13
SubPilot: Cancel Subscriptions
SubPilot: Cancel Subscriptions
SubPilot: Cancel Subscriptions
Find & stop unwanted charges
Free

This personal subscription manager helps you monitor, organize, and cancel unwanted subscriptions, saving you money every month by providing a centralized view of your subscriptions and easy cancellation guides. Download it today to take control of your recurring payments and get insights into your subscription habits.

💰 Finance
(3.8K)
14
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

A mobile banking app that allows you to easily manage your finances, pay bills, and access banking services on the go. Take control of your money with secure transactions and account management. Download now for seamless banking experience.

💰 Finance
(348K)
15
Subscription Manager - Bills
Subscription Manager - Bills
Subscription Manager - Bills
Manage Recurring Bill Payments
Free

Track your recurring bills effortlessly with our Subscription Manager app. Easily monitor subscriptions, expenses, and due dates while getting timely reminders for payments. Keep your finances in check with categorized subscriptions and automated total calculations. Try it now for a hassle-free bill management experience!

💰 Finance
(1.6K)
16
Bobby - Track subscriptions
Bobby - Track subscriptions
Bobby - Track subscriptions
Easily manage your expenses
Free

Track your subscriptions effortlessly with this app to manage your expenses. Easily add, view, and get notified about upcoming bills. Take control of your monthly spending now!

💰 Finance
(7.8K)
17
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

💰 Finance
(5.2K)
18
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(108K)
19
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
20
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your wages before payday easily with DailyPay On-Demand Pay. Build up a Pay Balance as you work and withdraw funds instantly or by the next business day to manage bills and goals effectively.

💰 Finance
(453K)