Best Payper Apps

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Afterpay: Pay over time

Shop Now. Split your payments.

Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Paidwork: Make Money

Get paid wherever you are

Free

Earn money from any device with internet access by completing various tasks like surveys, typing, and online shopping. Set your own hours and withdraw earnings quickly via bank transfer or PayPal. Refer friends for bonuses.

DailyPay On-Demand Pay

Your money, when you need it!

Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Dayforce Wallet: On-demand Pay

Get paid as you earn.

Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Paychex Flex

by Paychex, Inc

Free

This app connects employers and employees to essential payroll and benefits functions. Employers can submit payroll, access reports, and view employee data. Employees can view pay stubs, manage retirement contributions, and access benefit details.

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Payactiv

On-demand pay and beyond

Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

CallPayMin: Pay Per Minute

Video chat with vetted experts

Free

Connect with verified professionals for instant advice via video, audio, or chat, paying only for the minutes used. Offers meeting rooms for group sessions and a platform for posting and applying to jobs with real-time monitoring.

Tabby: Send, spend and save

Take power over money

Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

rapid! Pay

rapid! Access PayCard OnDemand

Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Rain Instant Pay

Unlock your employer benefits!

Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

PayLater: Split Your Payments

Relax, PayLater

Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Deferit: Pay bills in 4

Buy now pay later for bills

Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Klarna: Smarter everyday money

Cashback, payments, savings

Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.