Best Personal Finance App Alternative

221+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated June 2026

Looking for free personal finance app alternative apps? 19 of our 221+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Personal Finance App Alternative

Buddy: Money & Budget Planner#1

Buddy: Money & Budget Planner by Buddy Budgeting AB

Money Manager & Tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜(589 ratings)
FreeAdsIn-App Purchases
#62in Finance
Buddy: Money & Budget Planner screenshot 1
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Buddy: Money & Budget Planner screenshot 5
Buddy: Money & Budget Planner screenshot 6

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Visually appealing
  • ๐Ÿ’ก Customizable categories
  • ๐Ÿš€ Intuitive interface

Room to Improve

  • ๐Ÿ› Recurring transactions not working properly
  • ๐Ÿ› Balance not carrying over to next month
  • ๐Ÿ› Syncing issues between devices
Quicken: Intelligent Money#2

Quicken: Intelligent Money by Quicken Inc.

Personal & Business Finances
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜(11K ratings)
FreeAdsIn-App Purchases
#20in Finance
Quicken: Intelligent Money screenshot 1
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Quicken: Intelligent Money screenshot 5
Quicken: Intelligent Money screenshot 6

Track every dollar with Quicken Simplifiโ€”the smart budget app that simplifies personal finance. Set savings goals, manage debt, track spending, and plan for retirement all in one place. Join millions taking control of their finances and achieve your money goals effortlessly.

What We Love

  • ๐Ÿš€ Intuitive and user-friendly
  • ๐Ÿ’ก Helpful budgeting and planning features
  • ๐Ÿ”’ Secure and private
  • ๐Ÿ‘ Comprehensive financial tracking

Room to Improve

  • ๐Ÿ› Buggy and unreliable
  • ๐Ÿ” Lacking customization options
  • โฑ๏ธ Slow performance and frequent crashes
Ally: Bank, Auto & Invest#3

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(109K ratings)
Free
#74in Finance
Ally: Bank, Auto & Invest screenshot 1
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Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

What We Love

  • ๐Ÿš€ Reliable app performance
  • ๐Ÿ‘ Helpful customer service
  • ๐Ÿ’ก Useful savings buckets feature
  • ๐Ÿš€ Immediate fund transfers

Room to Improve

  • ๐Ÿ› Frequent app crashes and bugs
  • ๐Ÿ•ฐ๏ธ Slow mobile check deposit processing
  • ๐Ÿ”’ Lack of VPN compatibility

More Personal Finance App Alternative apps to explore

4
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

Track and optimize your daily activities with our app. Set goals, monitor progress, and receive personalized recommendations to improve your productivity. Take control of your time and achieve your objectives effortlessly. Download now and start maximizing your efficiency!

๐Ÿ’ฐ Finance
(29K)
5
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
Personal Accounting Software
Free

Track your finances, budget effectively, and stay on top of your expenses with this personal finance app. Manage multiple accounts, set financial goals, and categorize your transactions easily. Start taking control of your money today!

๐Ÿ’ฐ Finance
(2.1K)
6
Empower ยฎ
Empower ยฎ
Empower ยฎ
Plan, save, invest, retire
Free

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

๐Ÿ’ฐ Finance
(386K)
7
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

๐Ÿ’ฐ Finance
(60K)
8
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

๐Ÿ’ฐ Finance
(23K)
9
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your program's progress with ease, connect with our Client Success Team effortlessly, and get personalized financial tips for your journey. Start optimizing your financial future today!

๐Ÿ’ฐ Finance
(17K)
10
Peapack Private Personal
Peapack Private Personal
Peapack Private Personal
by Peapack Private Bank & Trust
Free

"Manage all your financial accounts in one place with PGB Personal. Track transactions, set alerts, make payments, deposit checks, and more. Secure and convenient banking at your fingertips."

๐Ÿ’ฐ Finance
(1.5K)
11
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

๐Ÿ’ฐ Finance
(142K)
12
CoinKeeper: money manager
CoinKeeper: money manager
CoinKeeper: money manager
spending tracker & budgeting
Free

CoinKeeper is a spending tracker app that helps you manage your finances efficiently. Track your expenses, set budgets, and stay in control of your money effortlessly. Start saving and budgeting smarter today!

๐Ÿ’ฐ Finance
(1.6K)
13
iXpenseIt Pro: Manage Finance
iXpenseIt Pro: Manage Finance
iXpenseIt Pro: Manage Finance
Track expense, budget,cashflow
$4.99

Elevate your financial well-being with this ultimate personal finance app. Manage your expenses, income, and budget effortlessly with award-winning excellence. Start tracking your finances with joy today!

๐Ÿ’ฐ Finance
(1.7K)
14
Revolut โ€” Teen Finance
Revolut โ€” Teen Finance
Revolut โ€” Teen Finance
The money app for teens
Free

A money management app designed for 6-17-year-olds, allowing them to spend, save, and send money. Features include personalized prepaid debit cards, goal-setting tools, spending alerts, and the ability to send and receive money. Parents can oversee their children's accounts and set security controls.

๐Ÿ’ฐ Finance
(2K)
15
Debit & Credit
Debit & Credit
Debit & Credit
Personal Finance Manager
Free

This innovative app simplifies personal finance management by offering users a convenient way to track expenses, set budgets, and analyze spending habits. Take control of your finances effortlessly with this user-friendly tool.

๐Ÿ’ฐ Finance
(197)
16
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

A financial management app that offers comprehensive tools for budgeting, expense tracking, goal setting, and saving towards financial targets. Users can easily manage their finances, set priorities, and stay on top of their financial health. Try it now for better control over your money.

๐Ÿ’ฐ Finance
(80K)
17
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

A comprehensive and user-friendly finance management app that offers banking, investment, and budgeting tools all in one place, making it easy to stay on top of your financial health. Take control of your finances today with MoneyLion!

๐Ÿ’ฐ Finance
(313K)
18
BBVA Spain | Online banking
BBVA Spain | Online banking
BBVA Spain | Online banking
Download your BBVA Online app
Free

Manage your finances easily with the online banking app offering tools to improve financial health, send/receive money with Bizum, open accounts, apply for loans, manage insurance, track investments, and more. Download now and take control of your financial future!

๐Ÿ’ฐ Finance
(2.9K)
19
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Financial Advisor
Free

This app is a financial advisor that offers an easy way to understand your finances by providing instant access to your real credit score, home equity monitoring, personalized loan offers, and more. It includes the world's first credit card that quickly unlocks home equity, saving time, effort, and money, all conveniently accessible from your phone.

๐Ÿ’ฐ Finance
(3.8K)
20
Toss - Make finance easier
Toss - Make finance easier
Toss - Make finance easier
Find everything about finance
Free

Manage all your finances in one place with this app, which offers a comprehensive overview of your accounts, bill tracking, and fee-free transfers. It also provides instant loan options, smart insurance recommendations, and simple investing tools, all with a focus on security and accessibility.

๐Ÿ’ฐ Finance
(91K)