Best Personal Finance App For Students

52+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Whether you're new to personal finance app for students or looking for an upgrade, our curated collection of 52+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Personal Finance App For Students

Discover Mobile#1

Discover Mobile by Discover Financial Services

Banking and Finance
Editor's Choice
💰 Finance
4.9😐(5.1M ratings)
Free
#42in Finance
Discover Mobile screenshot 1
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Manage your credit card and bank accounts easily with this mobile app. Check balances, make payments, redeem rewards, and more on the go. Contact us at mobappqs@service.discovercard.com for any queries.

What We Love

  • 👍 Excellent customer service
  • 🚀 Smooth and easy-to-use app
  • 💳 Great credit card with rewards
  • 🔒 Secure and reliable

Room to Improve

  • 🐛 App crashes and bugs
  • 🤖 Poor customer service and unresponsive to issues
  • 💳 Difficult to get credit limit increases
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Your personal money app
Strong Contender
💰 Finance
4.8😐(7.6M ratings)
FreeAds
#15in Finance
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Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
SoFi: Bank, Invest & Crypto#3

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Worth Considering
💰 Finance
4.7😐(386K ratings)
FreeAds
#19in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds

More Personal Finance App For Students apps to explore

4
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

💰 Finance
(27)
5
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

An easy-to-use loan calculator app for various types of loans like car, home, personal, and more. Input loan details such as amount, term, interest rate, and frequency to calculate payments, compare options, and export results. Contact for assistance at phannhatd@gmail.com.

💰 Finance
(963)
6
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

This app helps you estimate monthly payments and total costs for car loans and auto leases, with features like amortization, chart views, and email capabilities. Easily manage your calculations and saved items, and customize the app theme. Give it a try and share your feedback for improvement!

💰 Finance
(1.3K)
7
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

💰 Finance
(22K)
8
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Capture life's moments with this social platform that lets you connect with friends, share memories, and explore interests through photos and videos. Join now to start sharing your world.

📷 Photo & Video
(4.2M)
9
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Take control of your credit with our powerful financial management app. Monitor your credit score, track your spending, and get personalized recommendations for improving your financial health. Download now to start managing your finances with ease.

💰 Finance
(2.7M)
10
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
Personal Loans, Credit Score
Free

Get instant personal loans up to ₹25 lacs from over 50 banks and NBFCs with minimal interest rates and easy approval. Check your free credit score, explore credit card options, and manage your loans with a user-friendly platform.

💰 Finance
(42)
11
Nelnet Bank
Nelnet Bank
Nelnet Bank
Manage Your Personal Loans
Free

Manage your personal loans easily with our app, which allows you to view your balance, documents, and payments, and connect with customer support at your fingertips. Download the app for complete control of your loans.

💰 Finance
(39)
12
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

This simple loan calculator provides a forecast of loan repayment and allows users to view the impact of extra payments on their payment plan. It supports various payment methods, frequencies, and extra payment options, making it easy to use and create a personalized payment schedule.

💰 Finance
(313)
13
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This banking application offers a range of services, including zero-balance digital savings accounts with daily interest, fixed deposits with high interest rates, and instant personal loans up to ₹5 lakhs. It also enables fast UPI payments, automated bill payments, and real-time spend tracking with complete security, allowing users to take control of their finances with smarter banking.

💰 Finance
(187)
14
Loan Calc: Easy EMI Calculator
Loan Calc: Easy EMI Calculator
Loan Calc: Easy EMI Calculator
Cash & Financial Interest App
Free

This financial companion app makes it easy to calculate EMIs for various loans, such as home loans, car loans, and personal loans, and provides tools to explore interest rates, plan finances, and make informed decisions. With its user-friendly interface and advanced features, it empowers users to manage their finances effortlessly and achieve their financial goals.

💰 Finance
(44)
15
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
House Car Mortgage Student Emi
Free

This loan calculator helps you refinance your current loan with a new interest rate, calculate monthly payments, total interest, and total repayment, and even see how extra payments can save you interest. Try it out, save your loan plans, and provide your feedback to help improve the app.

💰 Finance
(52)
16
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

An app that consolidates important items like credit cards, IDs, tickets, and more on your iPhone, promoting easy and secure payments in stores or online using Apple Pay, offering features like Apple Pay Later and Apple Card for simplified transactions and management.

💰 Finance
(6.7M)
17
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free
💰 Finance
(412)
18
Google Chrome
Google Chrome
Google Chrome
Rapide et sécurisé, par Google
Free

A lightning-fast web browser designed for seamless internet browsing across various devices. Experience an efficient and user-friendly way to explore the web – download now for faster browsing!

🔧 Utilities
(340K)
19
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

The Loan Amortization Calculator is a powerful app that helps you visualize and manage your loan payments. It allows you to easily input your loan details, calculate your monthly payments, and explore potential savings through additional payments, making it a valuable tool for financial planning and debt management.

💰 Finance
(561)
20
Money Manager - Budget & Track
Money Manager - Budget & Track
Money Manager - Budget & Track
Personal Finance Made Easy
Free

Take control of your financial future with this all-in-one personal finance companion, featuring smart expense tracking, intelligent budget planning, and comprehensive income management. Download now and start your journey to financial freedom, saving more money, reducing unnecessary spending, and achieving your financial goals faster.

🔧 Utilities
(0)