Best Qivvy Apps

213+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good qivvy apps. We benchmark 213+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Qivvy Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1QivvyQivvyFreeโ€”NoYesJul 2026
2CheckPlease Tip CalculatorCheckPlease Tip CalculatorFree3.7โ˜… (62)NoNoJul 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (752K)NoNoAug 2026
4Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.3M)YesNoAug 2026
5Qi ServicesQi ServicesFree4.5โ˜… (82K)NoNoAug 2026
6Square Point of Sale (POS)Square Point of Sale (POS)Free4.8โ˜… (603K)NoNoAug 2026
7BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9โ˜… (49K)NoNoAug 2026
8Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8โ˜… (84K)NoNoAug 2026

Top Picks for Qivvy

CheckPlease Tip Calculator#2

CheckPlease Tip Calculator by Nick Alonge

Strong Contender
๐Ÿ” Food & Drink
3.7๐Ÿ˜Š(62 ratings)
Free
CheckPlease Tip Calculator screenshot 1
CheckPlease Tip Calculator screenshot 2

Easily calculate tips and split bills with this intuitive application. It offers flexible options for tip calculation, including excluding tax, and allows for bill splitting among multiple people. Supports local and custom currencies.

What We Love

  • ๐Ÿš€ Simple and useful
  • ๐Ÿš€ Accurate tip calculations
  • ๐Ÿ‘ No ads (in older versions)
  • ๐Ÿ‘ Works well on iOS 15

Room to Improve

  • ๐Ÿ› Calculation errors in some versions
  • ๐Ÿ› Crashes on newer iOS versions
  • ๐Ÿ”‹ Ads introduced in later versions
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Worth Considering
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(752K ratings)
Free
#30in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • ๐Ÿš€ Convenient payment plan
  • ๐Ÿ’ณ No interest or hidden fees
  • ๐Ÿค Good customer service (initially)
  • ๐Ÿ“ˆ Increasing credit limit with usage

Room to Improve

  • ๐Ÿ› App/website technical issues
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿค– Lack of human customer support

More Qivvy apps to explore

4
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
5
Qi Services
Qi Services
Qi Services
Qi Mobile Services
Free

Securely manage your bank accounts and payment cards. Transfer funds, view statements, and locate nearby services. Block or unblock cards and reset PINs with ease.

Manage Qi Bank AccountsManage Qi Payment CardsTransfer Money
๐Ÿ’ฐ Finance
(82K)
free
6
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(603K)
free with in-app purchases
7
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
๐Ÿ’ผ Business
(49K)
free
8
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
๐Ÿ’ฐ Finance
(84K)
free
9
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
๐Ÿ” Food & Drink
(3K)
free
10
Tip Calculator % Gold
Tip Calculator % Gold
Tip Calculator % Gold
Fast Tips & Split Bills App
Free

Easily calculate and split bills when dining out or enjoying drinks. This app helps you save money by tipping exact amounts and offers a convenient rounding feature. It's designed for quick and straightforward bill management.

Fast bill entryBill splittingExact tipping
๐Ÿ” Food & Drink
(60K)
free with in-app purchases
11
ServerLife - Tip Tracker
ServerLife - Tip Tracker
ServerLife - Tip Tracker
Start tracking your income!
Free

This app helps tipped and commission-based workers track their income shift by shift. It provides insights into earnings, hourly averages, and income trends, with forecasting features to predict month-end totals. An upgrade offers advanced tools for deeper financial analysis.

Track tips and hoursLog earnings by shiftIncome forecasting
๐Ÿ’ฐ Finance
(9.4K)
free with in-app purchases
12
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
๐Ÿ’ฐ Finance
(32K)
free with in-app purchases
13
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
๐Ÿ’ฐ Finance
(118K)
free
14
TipStar
TipStar
TipStar
by Ryan Rowe
Free

Easily calculate tips and split bills with this intuitive and free application. Customize presets, choose tax modes, and round totals for quick and accurate calculations. It offers a clean interface with theme options.

Quick tip calculationBill splittingCustomizable presets
๐Ÿ”ง Utilities
(16)
free
15
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
16
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
17
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
18
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
19
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
๐Ÿ’ผ Business
(69K)
free with in-app purchases
20
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
๐Ÿ›๏ธ Shopping
(112K)
freemium

FAQ about Qivvy

Are there free qivvy apps for iPhone?
Yes โ€” 20 of the top qivvy apps we rank are free to download, including Qivvy and CheckPlease Tip Calculator.
Qivvy has no ads and offers in-app purchases, according to its App Store listing as of May 2026.
We track 213+ qivvy apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.