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Best Retirement Savings App

202+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Out of 202+ retirement savings app apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Retirement Savings App

Acorns: Save & Invest Money#1

Acorns: Save & Invest Money by Acorns Grow Incorporated

Grow Your Financial Wellness
Editor's Choice
💰 Finance
4.7😊(953K ratings)
FreeAds
#58in Finance
Acorns: Save & Invest Money screenshot 1
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Acorns: Save & Invest Money screenshot 6

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

What We Love

  • 🚀 Exceptionally remarkable and highly impressive cryptocurrency recovery technology solution!!
  • 🚀 Professional and highly efficient cryptocurrency recovery services!
  • 🚀 Most extremely effective well experienced crypto recovery service expertises!
  • 🚀 Helping people make good decisions about recovering their cryptocurrency lost funds.

Room to Improve

  • 🐛 You may never see your money again
  • 🐛 Lack of non automated assistance, a real person would be nice.
  • 🐛 Terrible when you need it most
Thrift Savings Plan#2

Thrift Savings Plan by Federal Retirement Thrift Investment Board

Official app of the TSP
Strong Contender
💼 Business
4.8😞(105K ratings)
Free
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Manage your Thrift Savings Plan easily with the official TSP app. View account summary, monitor investments, use tools like the TSP virtual assistant, and securely manage your account on-the-go. Download now and stay on top of your finances conveniently.

What We Love

  • 👍 Works for users
  • 🚀 Quick to navigate
  • 💡 Convenient mobile access

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable check scanning
  • 🐛 Slow and unresponsive
Vanguard: Save, Invest, Retire#3

Vanguard: Save, Invest, Retire by The Vanguard Group, Inc.

Investing, Advice, Retirement
Worth Considering
💰 Finance
4.6😞(177K ratings)
FreeAds
#66in Finance
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The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

What We Love

  • 🚀 Comprehensive investment app
  • 🤖 Exceptional way to recover lost funds
  • 👍 Majestic interface
  • 🤑 Best financial app

Room to Improve

  • 🕰️ Long wait times for customer service
  • 🐛 Inconsistent functionality
  • 🤯 Worthless app

More Retirement Savings App apps to explore

4
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Access financial wellness resources, manage retirement accounts, view balances, change contributions, and more with the intuitive OneAmerica Financial app. Designed for retirement plan participants, it prioritizes data security and provides support through email or website.

💰 Finance
(8.4K)
5
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

💰 Finance
(386K)
6
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

An innovative investment platform designed to help users grow their wealth through automated investing, personalized advice, and goal-based strategies. Start investing smarter today for a more secure financial future.

💰 Finance
(62K)
7
Retirement Countdown ·
Retirement Countdown ·
Retirement Countdown ·
Retirement-Countdown App
Free

Counting down to your retirement has never been easier with this app. Get daily notifications, share your countdown with friends, and enjoy beautiful background images while tracking the days until your big day! Download now and start planning your retirement in style.

🎬 Entertainment
(11K)
8
Equitable Mobile App
Equitable Mobile App
Equitable Mobile App
Advice•Protection•Retirement
Free

Manage all your Equitable accounts conveniently with our mobile app. View balances, make payments, update information, and connect with financial professionals easily. Download now for simplified retirement and investment account management.

💰 Finance
(32K)
9
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Safely manage your retirement plan on-the-go with easy access to account details, real-time projections, goal-setting, financial tools, and educational resources. Take charge of your retirement with our app today!

💰 Finance
(34K)
10
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Access your retirement account securely anytime, anywhere with our mobile app. Track balances, adjust contributions, and stay secure with biometric authentication. Start planning for a better retirement today.

💰 Finance
(4.2K)
11
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Qapital is a personal finance app that helps users save money towards their goals by allowing them to set up customized savings rules and automate their savings. With features like goal setting, automatic savings transfers, and round-up purchases, users can effortlessly work towards their financial objectives. Start saving smarter today!

💰 Finance
(86K)
12
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

💰 Finance
(109K)
13
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(227K)
14
Work, Save, Retire
Work, Save, Retire
Work, Save, Retire
Easily Access Retirement Plan
Free

This app serves as a retirement roadmap, helping users navigate from their current situation to their desired retirement goals. It allows users to easily monitor and manage their retirement plan accounts, taking control of their financial future.

💰 Finance
(28)
15
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

An app for users of Bread Savings online bank to easily access and manage their high-yield savings accounts and CDs. Features include account monitoring, mobile check deposits, fund transfers, customization options, and direct customer support access. Sign in with online banking credentials to start saving conveniently on the go.

💰 Finance
(4.7K)
16
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, options, mutual funds
Free

An all-in-one investment and trading app with commission-free trades, professionally built portfolios, comprehensive research tools, banking features, and live streaming video. Start investing confidently and conveniently with E*TRADE today.

💰 Finance
(381K)
17
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

💰 Finance
(19)
18
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Save with a 3D money box
Free

An app that helps users set savings goals, track progress, and manage expenses. Stay on top of your finances effortlessly.

💰 Finance
(7.5K)
19
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Manage your finances efficiently with this comprehensive budgeting application. Track expenses, set financial goals, and stay on top of your budget effortlessly. Start saving money today!

💰 Finance
(94K)
20
MissionSquare Retirement
MissionSquare Retirement
MissionSquare Retirement
by ICMA-RC
Free

Access all your retirement account information, manage investments, set savings goals, and get personalized financial education resources all in one place with our mobile app. Take control of your financial future today!

💰 Finance
(1.1K)

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