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Best Small Business Checking Account Apps

208+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

If you already know Novo, this is the deeper bench. 208+ small business checking account apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Small Business Checking Account

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
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Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Intuit QuickBooks for Business#2

Intuit QuickBooks for Business by Intuit Inc.

Accounting & Invoicing with AI
Strong Contender
💼 Business
4.7😐(248K ratings)
FreeAdsIn-App Purchases
#4in Business
Intuit QuickBooks for Business screenshot 1
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Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

What We Love

  • 🚀 Efficient invoicing and expense tracking
  • 👍 Intuitive and user-friendly interface
  • 💡 Helpful mileage tracking feature
  • 🚀 Seamless bank account integration

Room to Improve

  • 🐛 Frequent crashes and glitches
  • 🔍 Lack of visibility into bank transactions
  • 🔍 Inability to edit or customize invoices
Lili - Business Banking#3

Lili - Business Banking by Lili Financial Services LTD

Banking, Accounting & Taxes
Worth Considering
💰 Finance
4.6😞(7K ratings)
Free
Lili - Business Banking screenshot 1
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This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

What We Love

  • 💰 Helpful for managing business and personal finances
  • 🗂️ Useful for categorizing expenses and tracking tax savings
  • 🚀 Convenient and easy to use app
  • 🤑 No monthly fees

Room to Improve

  • 🤖 Poor customer service and lack of responsiveness
  • 🔒 Security concerns with account access and information
  • 💳 Issues with debit card functionality and activation

More Small Business Checking Account apps to explore

4
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
5
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.3K)
free
6
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(31K)
free with in-app purchases
7
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(961)
free
8
ZiFi®: Small Business Banking
ZiFi®: Small Business Banking
ZiFi®: Small Business Banking
Digital Business Banking
Free

This digital banking platform helps small businesses save and earn more. It offers premium interest rates on savings, at-cost payment processing, and dedicated business bankers. Manage your finances with fee-free digital banking and a business debit card.

Premium interest on savingsAt-cost merchant payment processingFee-free digital banking
💰 Finance
(1)
free
9
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
Business Tax Report & Tracker
Free

Effortlessly manage expenses, scan receipts with AI, and optimize tax refunds. This app offers automatic import, smart reminders for deductions, and instant expense reports. Securely store all your financial documents in the cloud.

AI-driven receipt scanningAutomatic receipt importExpense categorization
💰 Finance
(34K)
free with in-app purchases
10
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
11
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

Run payroll on the goReview and approve team hoursManage employee information
💰 Finance
(44K)
free with in-app purchases
12
Wave: Small Business Software
Wave: Small Business Software
Wave: Small Business Software
Invoice, scan receipts & more
Free

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

Send customized invoices and estimatesScan receipts with OCR for expense trackingMonitor business insights on a dashboard
💼 Business
(6.6K)
free with in-app purchases
13
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
14
Small Business Accounting
Small Business Accounting
Small Business Accounting
Bookkeeping for Self Employed
Free

This app simplifies bookkeeping for self-employed individuals and freelancers. It offers an easy-to-use interface without requiring registration, with data syncing across Apple devices. Ideal for first-time tax filers seeking affordable accounting solutions.

No registration or login requiredCross-device compatibility (iPhone, iPad, Mac)Affordable pricing
💰 Finance
(525)
freemium
15
OnPoint Mobile
OnPoint Mobile
OnPoint Mobile
by OnPoint Community Credit Union
Free

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

Secure sign-in with biometricsBill management and paymentsSend money to contacts
💰 Finance
(22K)
free with in-app purchases
16
Wio Business
Wio Business
Wio Business
Reboot business banking
Free

This app offers a fully digital business banking experience, enabling users to manage finances, create virtual cards, and track invoices. It simplifies business growth with real-time transactions and transparent fee structures.

Digital business account openingVirtual card creationInvoice management
💰 Finance
(324)
ad-supported
17
First Financial Bank Texas
First Financial Bank Texas
First Financial Bank Texas
by First Financial Bank National Association
Free

Manage your finances securely and conveniently with a suite of mobile banking tools. Track accounts, pay bills, deposit checks, and control debit cards. Offers features for both individual and business customers.

Debit Card ControlsMobile Check DepositBill Pay
💰 Finance
(11K)
free
18
Meritrust Business
Meritrust Business
Meritrust Business
Meritrust Credit Union
Free

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Self-Service User AccessACH Approvals & Positive PayeStatements & Notifications
💰 Finance
(8.2K)
free with in-app purchases
19
Finom • Business Account
Finom • Business Account
Finom • Business Account
Konto für Unternehmer:innen
Free

Manage your business finances in one place. Open a banking account, connect existing ones, and handle invoices and payments. Features include sub-accounts, team management, and transaction reconciliation.

Open banking account in 5 minutesConnect and manage multiple bank accountsSEPA and Direct Debit payments
💰 Finance
(46)
ad-supported
20
PlainsCapital Business Mobile
PlainsCapital Business Mobile
PlainsCapital Business Mobile
by PlainsCapital Bank
Free

Manage your business finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is designed for existing PlainsCapital Bank business online banking customers.

Check account balancesSearch recent transactionsTransfer money between accounts
💰 Finance
(1.6K)
free