Best Smartcash Apps & Games

247+ iOS apps & games curated and reviewed

4.2 avg rating
20 free apps & games
Updated August 2026

If you already know Smartcash PSB, this is the deeper bench. 247+ smartcash apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Smartcash Apps & Games (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Smartcash PSBSmartcash PSBFree3.9★ (1.9K)NoNoAug 2026
2My Airtel AfricaMy Airtel AfricaFree4.1★ (4.6K)NoNoAug 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
4SnapchatSnapchatFree4.5★ (5.9M)YesYesAug 2026
5Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
6Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
7MTN MoMoMTN MoMoFree3.1★ (572)NoNoAug 2026
8myMTN NGmyMTN NGFree4.4★ (14K)NoNoAug 2026

Top Picks for Smartcash

Smartcash PSB#1

Smartcash PSB by Airtel Africa

Smartcash
Editor's Choice
🔧 Utilities
3.9😞(1.9K ratings)
Free
Smartcash PSB screenshot 1
Smartcash PSB screenshot 2
Smartcash PSB screenshot 3

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

What We Love

  • 🚀 Fast and reliable
  • 💰 Great cashback offers
  • 👍 Convenient and easy to use
  • 🏆 Best app ever

Room to Improve

  • 🐛 Frequent crashes and login issues
  • 🤔 Inconsistent cashback and data bundle issues
  • 🤨 Poor customer service and unresolved complaints
My Airtel Africa#2

My Airtel Africa by Airtel Africa

Airtel Africa
Strong Contender
🔧 Utilities
4.1😞(4.6K ratings)
Free
My Airtel Africa screenshot 1
My Airtel Africa screenshot 2
My Airtel Africa screenshot 3
My Airtel Africa screenshot 4
My Airtel Africa screenshot 5
My Airtel Africa screenshot 6

Manage your Airtel connection effortlessly. Recharge prepaid numbers, buy data bundles, check balances, and subscribe to services. Postpaid users can pay bills, manage plans, and check data usage. It also facilitates Airtel Money transactions, bill payments, and cash withdrawals.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💰 Convenient for transactions
  • 🥰 Great app overall

Room to Improve

  • 🐛 App crashes and bugs
  • ⚠️ Poor network connectivity
  • 💰 High data/airtime costs
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(18M ratings)
FreeAdsIn-App Purchases
#1in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)

More Smartcash apps to explore

4
Snapchat
Snapchat
Snapchat
Share the moment!
Free

Instantly share photos and videos with friends and family. Express yourself with creative tools, connect through live messaging and video calls, and discover content from the community. Save your favorite moments and explore shared memories.

Camera with Lenses and FiltersLive Messaging and Video ChatFriend and Group Stories
📷 Photo & Video
(5.9M)
free with in-app purchases
5
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
7
MTN MoMo
MTN MoMo
MTN MoMo
MoMo
Free

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

Send money to friends and familyTop up airtimePurchase bundles
💰 Finance
(572)
free
8
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
9
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(560)
free
10
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
💰 Finance
(4.8K)
free
11
X
X
X
Social Media & Breaking News
Free

Connect with a global community in real-time for breaking news, live events, and conversations. Share your thoughts, discover trending topics, and engage with diverse perspectives. Features include an AI assistant, live audio/video, and private messaging.

Real-time breaking news updatesPost thoughts, photos, and videosAI assistant for news summaries
📡 News
(11M)
free with in-app purchases
12
Temple Run 2
Temple Run 2
Temple Run 2
Run, Jump & Escape Danger!
Free

Embark on an exhilarating endless runner adventure through vibrant jungle worlds. Dodge obstacles, collect power-ups, and unlock legendary characters with unique abilities. Compete globally and play offline anytime in this thrilling action-packed game.

Endless running through diverse environmentsUnlockable legendary characters with unique abilitiesPowerful in-game power-ups
🎮 Games
(494K)
free with in-app purchases
13
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
14
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free
15
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
16
MoneyMaster PSB
MoneyMaster PSB
MoneyMaster PSB
by MoneyMaster Payment Service Bank Limited
Free

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

Mobile walletsSavings and current accountsFund transfers
💰 Finance
(7)
free
17
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(67K)
free
19
GTWorld
GTWorld
GTWorld
by Guaranty Trust Bank PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(46K)
free
20
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
💰 Finance
(2K)
free

FAQ about Smartcash

What are the best smartcash apps & games for iPhone?
Smartcash PSB tops our smartcash apps & games ranking as of August 2026, with a 3.9-star average from 1.9K App Store ratings, and it's free to download.
Yes — 20 of the top smartcash apps & games we rank are free to download, including Smartcash PSB and My Airtel Africa.
Smartcash PSB has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ smartcash apps & games on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to instantly transfer money to any mobile number or bank account. You can also recharge mobile data, pay various bills like electricity, water, and cable TV, and make payments at merchant outlets by scanning.
The app provides secure sign-in options and ensures that all your transactions are conducted securely. This is a key feature for user trust and data protection.

Related searches