Best Smartcash Apps & Games

202+ iOS apps & games curated and reviewed

4.0 avg rating
20 free apps & games
Updated May 2026

If you already know Smartcash PSB, this is the deeper bench. 202+ smartcash apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Compare top Smartcash Apps & Games (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Smartcash PSBSmartcash PSBFree3.9★ (1.8K)NoNoJul 2026
2My Airtel AfricaMy Airtel AfricaFree4.1★ (4.4K)NoNoJul 2026
3OPay-Beyond BankingOPay-Beyond BankingFree4.5★ (97K)NoNoJul 2026
4WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesJul 2026
5SnapchatSnapchatFree4.5★ (5.9M)YesYesJul 2026
6Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (133K)NoNoJul 2026
7XXFree4.6★ (11M)YesYesJul 2026
8MTN MoMoMTN MoMoFree3.1★ (554)NoNoJul 2026

Top Picks for Smartcash

Smartcash PSB#1

Smartcash PSB by Bharti Airtel Ltd

Smartcash
Editor's Choice
🔧 Utilities
3.9😞(1.8K ratings)
Free
Smartcash PSB screenshot 1
Smartcash PSB screenshot 2
Smartcash PSB screenshot 3
Smartcash PSB screenshot 4
Smartcash PSB screenshot 5
Smartcash PSB screenshot 6

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

What We Love

  • 🚀 Fast and reliable
  • 💰 Great cashback offers
  • 👍 Convenient and easy to use
  • 🏆 Best app ever

Room to Improve

  • 🐛 Frequent crashes and login issues
  • 🤔 Inconsistent cashback and data bundle issues
  • 🤨 Poor customer service and unresolved complaints
My Airtel Africa#2

My Airtel Africa by Bharti Airtel Ltd

Airtel Africa
Strong Contender
🔧 Utilities
4.1😞(4.4K ratings)
Free
My Airtel Africa screenshot 1
My Airtel Africa screenshot 2
My Airtel Africa screenshot 3
My Airtel Africa screenshot 4
My Airtel Africa screenshot 5
My Airtel Africa screenshot 6

Manage your Airtel connection effortlessly. Recharge prepaid numbers, buy data bundles, check balances, and subscribe to services. Postpaid users can pay bills, manage plans, and check data usage. It also facilitates Airtel Money transactions, bill payments, and cash withdrawals.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💰 Convenient for transactions
  • 🥰 Great app overall

Room to Improve

  • 🐛 App crashes and bugs
  • ⚠️ Poor network connectivity
  • 💰 High data/airtime costs
OPay-Beyond Banking#3
4.5😐(97K ratings)
Free
OPay-Beyond Banking screenshot 1
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OPay-Beyond Banking screenshot 3
OPay-Beyond Banking screenshot 4
OPay-Beyond Banking screenshot 5
OPay-Beyond Banking screenshot 6

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

What We Love

  • 🚀 Fast and reliable transactions
  • 👍 Convenient and user-friendly
  • 💰 Helpful savings and cashback features

Room to Improve

  • 🐛 Issues with account upgrades and verification
  • 🔒 Weak security measures (no biometrics)
  • 🤖 Poor customer service and support

More Smartcash apps to explore

4
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
5
Snapchat
Snapchat
Snapchat
Share the moment!
Free

Instantly share photos and videos with friends and family. Express yourself with creative tools, connect through live messaging and video calls, and discover content from the community. Save your favorite moments and explore shared memories.

Camera with Lenses and FiltersLive Messaging and Video ChatFriend and Group Stories
📷 Photo & Video
(5.9M)
free with in-app purchases
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
7
X
X
X
Actualités & réseaux sociaux
Free

Connect with a global community in real-time for breaking news, live events, and conversations. Share your thoughts, discover trending topics, and engage with diverse perspectives. Features include an AI assistant, live audio/video, and private messaging.

Real-time breaking news updatesPost thoughts, photos, and videosAI assistant for news summaries
📡 News
(11M)
free with in-app purchases
8
MTN MoMo
MTN MoMo
MTN MoMo
MoMo
Free

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

Send money to friends and familyTop up airtimePurchase bundles
💰 Finance
(554)
free
9
SmartCash
SmartCash
SmartCash
by SMARTNET
Free

Earn cash rewards by referring friends who need financial assistance. Partnering with loan companies, this app offers a diverse portfolio of low-interest loan products and provides professional financial consultation to ensure successful loan grants for your referrals.

Refer friends for cash rewardsAccess diverse loan productsLow-interest loan schemes
💰 Finance
(2)
free
10
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
11
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(42K)
free
12
MoneyMaster PSB
MoneyMaster PSB
MoneyMaster PSB
by MoneyMaster Payment Service Bank Limited
Free

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

Mobile walletsSavings and current accountsFund transfers
💰 Finance
(7)
free
13
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(337)
free
14
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free
15
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
16
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
💰 Finance
(1.7K)
free
17
Temple Run 2: Endless Escape
Temple Run 2: Endless Escape
Temple Run 2: Endless Escape
Run, Jump & Escape Danger!
Free

Embark on an exhilarating endless runner adventure through vibrant jungle worlds. Dodge obstacles, collect power-ups, and unlock legendary characters with unique abilities. Compete globally and play offline anytime in this thrilling action-packed game.

Endless running through diverse environmentsUnlockable legendary characters with unique abilitiesPowerful in-game power-ups
🎮 Games
(493K)
free with in-app purchases
18
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7K)
free
19
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases
20
Phemex: Buy Bitcoin & Crypto
Phemex: Buy Bitcoin & Crypto
Phemex: Buy Bitcoin & Crypto
Trade BTC, ETH, Stocks & Gold
Free

This app allows users to buy, trade, and earn various cryptocurrencies, including Bitcoin and Ethereum. It offers features for both beginners with simple purchasing options and professional traders with advanced futures and AI trading bots. The platform also supports trading global assets like metals and stock futures.

Buy Bitcoin & 600+ coinsSpot and Futures TradingAI Trading Bots
💰 Finance
(2.8K)
free

FAQ about Smartcash

What are the best smartcash apps & games for iPhone?
Smartcash PSB tops our smartcash apps & games ranking as of May 2026, with a 3.9-star average from 1.8K App Store ratings, and it's free to download.
Yes — 20 of the top smartcash apps & games we rank are free to download, including Smartcash PSB and My Airtel Africa.
Smartcash PSB has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 202+ smartcash apps & games on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to instantly transfer money to any mobile number or bank account. You can also recharge mobile data, pay various bills like electricity, water, and cable TV, and make payments at merchant outlets by scanning.
The app provides secure sign-in options and ensures that all your transactions are conducted securely. This is a key feature for user trust and data protection.

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