Best Spoko Money Transfers Apps

235+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our spoko money transfers list covers 235+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Spoko Money Transfers Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SPOKO money transfersSPOKO money transfersFree2.4★ (7)NoNoMay 2026
2Wise - Global MoneyWise - Global MoneyFree4.6★ (107K)NoNoJul 2026
3Paysend: Send Money WorldwidePaysend: Send Money WorldwideFree4.8★ (30K)NoNoJul 2026
4TransferGo: Money TransferTransferGo: Money TransferFree4.7★ (512)YesNoJul 2026
5Xe Money Transfer & CurrencyXe Money Transfer & CurrencyFree4.8★ (122K)YesNoJul 2026
6Pangea Money TransferPangea Money TransferFree4.8★ (36K)NoNoJul 2026
7Afriex - Money transferAfriex - Money transferFree4.7★ (8.7K)NoNoJul 2026
8MoneyGram® Money Transfers AppMoneyGram® Money Transfers AppFree4.9★ (679K)YesNoJul 2026

Top Picks for Spoko Money Transfers

SPOKO money transfers#1

SPOKO money transfers by PU GROUP LIMITED

Smart money transfers
Editor's Choice
💰 Finance
2.4😞(7 ratings)
Free
SPOKO money transfers screenshot 1
SPOKO money transfers screenshot 2
SPOKO money transfers screenshot 3
SPOKO money transfers screenshot 4
SPOKO money transfers screenshot 5
SPOKO money transfers screenshot 6

Send money internationally with competitive exchange rates and low fees. Supports transfers from 25 European countries and the UK to over 50 countries worldwide. Offers multiple convenient transfer and receiving methods, including cards, bank transfers, and cash pickup.

What We Love

  • 🚀 Fast and efficient
  • 💰 Good exchange rates
  • 🔒 Secure and reliable
  • 👍 User-friendly and easy to use

Room to Improve

  • 🐛 Frequent account blocking and verification issues
  • 💸 High commission fees
  • ⚠️ Inconsistent service quality
Wise - Global Money#2

Wise - Global Money by Wise Payments Ltd

International finance app
Strong Contender
💰 Finance
4.6😐(107K ratings)
Free
#55in Finance
Wise - Global Money screenshot 1
Wise - Global Money screenshot 2
Wise - Global Money screenshot 3
Wise - Global Money screenshot 4
Wise - Global Money screenshot 5
Wise - Global Money screenshot 6

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

What We Love

  • 🚀 Fast and efficient transfers
  • 💰 Competitive exchange rates and low fees
  • 🌍 Convenient for international money transfers
  • 👍 Easy to use app

Room to Improve

  • 🕰️ Slow or delayed transfers in some cases
  • 🤔 Unclear or confusing account verification process
  • 🔐 Security issues with account deactivation and fund recovery
Paysend: Send Money Worldwide#3

Paysend: Send Money Worldwide by Paysend Technology limited

Fast, secure low-cost transfer
Worth Considering
💰 Finance
4.8😞(30K ratings)
Free
Paysend: Send Money Worldwide screenshot 1
Paysend: Send Money Worldwide screenshot 2
Paysend: Send Money Worldwide screenshot 3
Paysend: Send Money Worldwide screenshot 4
Paysend: Send Money Worldwide screenshot 5
Paysend: Send Money Worldwide screenshot 6

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

What We Love

  • 💸 Fast money transfers
  • 💳 Convenient card-to-card transactions
  • 💰 Competitive exchange rates
  • 📦 Reliable delivery of funds

Room to Improve

  • 🔒 Excessive identity verification requirements
  • 🤖 Poor customer service and communication
  • ⏳ Delayed or failed transactions

More Spoko Money Transfers apps to explore

4
TransferGo: Money Transfer
TransferGo: Money Transfer
TransferGo: Money Transfer
Send money abroad fast & wise
Free

Send money internationally quickly, affordably, and securely. This app allows users to transfer funds to 164 countries in 41 currencies with transparent fees and excellent exchange rates. Join millions who trust this service for fast, hassle-free global money transfers.

Fast international money transfersLow fees and excellent exchange ratesSend to 164 countries
💰 Finance
(512)
free with in-app purchases
5
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Transfer, Exchange & Converter
Free

Easily send money internationally to over 200 countries and 100+ currencies. Get competitive rates, track transfers, and choose flexible payment and payout methods. Millions trust this app for fast, secure, and reliable global money transfers.

Send money internationally to 200+ countriesTransfer across 100+ currenciesCheck live exchange rates
💰 Finance
(122K)
free with in-app purchases
6
Pangea Money Transfer
Pangea Money Transfer
Pangea Money Transfer
Send Money to Mexico & More
Free

Send money internationally with low fees and competitive exchange rates. Enjoy fast, secure transfers with real-time tracking to destinations like Mexico and the Philippines. Save favorite recipients for quick repeat transfers and choose from flexible delivery options.

Instant transfersLow fees and great ratesSecure and trusted
💰 Finance
(36K)
free with in-app purchases
7
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably. This app offers competitive exchange rates and low transfer fees, with a user-friendly interface for seamless global transactions. It also provides a Global USD Account for receiving international payments.

Fast international transfersSecure and reliable transactionsLow transfer fees
💰 Finance
(8.7K)
free with in-app purchases
8
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
9
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(83K)
free with in-app purchases
10
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
11
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom, A PayPal Service
Free

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

24/7 transaction protectionTransparent rates, no recipient feesPayPal wallet integration
💰 Finance
(1.2M)
free with in-app purchases
12
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(268K)
free with in-app purchases
13
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Send Money, Instant and Safe
Free

Send money internationally with a secure and user-friendly mobile app. Experience fast, reliable, and convenient cross-border transactions with competitive exchange rates and real-time tracking.

Instant international money transfersSecure and encrypted transactionsCompetitive exchange rates
💰 Finance
(2K)
free with in-app purchases
14
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
15
Intermex
Intermex
Intermex
International Money Transfers
Free

Send money internationally, top up phones worldwide, and pay bills in the U.S. This app offers a secure and affordable way to stay connected with loved ones, with options for cash pickup, bank deposits, or home delivery.

Send money to 62+ countriesCash pickup or bank depositTop up phones in 130+ countries
💰 Finance
(23K)
free with in-app purchases
16
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
💰 Finance
(70K)
free
17
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send Transfers & Remittance
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
18
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
💰 Finance
(79K)
free with in-app purchases
19
uLink Money Transfer SuperApp
uLink Money Transfer SuperApp
uLink Money Transfer SuperApp
by Unitellerapp
Free

Easily send money internationally and domestically to over 172,000 locations in 69 countries. Enjoy competitive exchange rates, low fees, and transparent pricing. Track your transfers, reload phones abroad, and earn rewards.

International money transfersDomestic money transfersReload prepaid phones abroad
💰 Finance
(9K)
free with in-app purchases
20
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
💰 Finance
(1.3M)
free with in-app purchases

FAQ about Spoko Money Transfers

What are the best spoko money transfers apps for iPhone?
SPOKO money transfers tops our spoko money transfers apps ranking as of May 2026, with a 2.4-star average from 7 App Store ratings, and it's free to download.
Yes — 20 of the top spoko money transfers apps we rank are free to download, including SPOKO money transfers and Wise - Global Money.
SPOKO money transfers has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 235+ spoko money transfers apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
SPOKO money transfers is a mobile application designed for sending money internationally. It offers competitive exchange rates and low fees, aiming to be cheaper than traditional banks and other financial services for international remittances. The app allows users to send money from 25 European countries and the UK to over 50 countries globally.
You can send money using various methods including Visa, Mastercard, Maestro debit and credit cards, Sofort/Klarna, bank transfer, Blik (for Polish Złoty), and Apple Pay/Google Pay. Money can be received instantly on a bank account, debit card, e-wallet, mobile money, or as cash pickup from agent locations worldwide.