Best Students Loans Apps

244+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated September 2026

MOHELA is the household name in students loans, but it's far from the only option. We track 244+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Students Loans Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MOHELAMOHELAFree4.6★ (47K)NoNoSep 2026
2Sallie MaeSallie MaeFree4.5★ (102K)NoNoSep 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
4SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
5Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
6AES Student LoansAES Student LoansFree4.6★ (16K)NoNoSep 2026
7Student Loan CalculatorStudent Loan CalculatorFree4.8★ (21)NoNoJul 2026
8Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoSep 2026

Top Picks for Students Loans

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
💰 Finance
4.6😞(47K ratings)
Free
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Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service
  • 🚀 Straightforward account management

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
  • 🐛 Difficulty making payments and managing loans
  • 🐛 Poor customer service and long wait times
Sallie Mae#2

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Strong Contender
💰 Finance
4.5😞(102K ratings)
Free
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Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service
  • 💸 Predatory loan terms from Sallie Mae
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#24in Finance
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Students Loans apps to explore

FAQ about Students Loans

What are the best students loans apps for iPhone?
MOHELA tops our students loans apps ranking as of September 2026, with a 4.6-star average from 47K App Store ratings, and it's free to download.
Yes — 19 of the top students loans apps we rank are free to download, including MOHELA and Sallie Mae.
MOHELA has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 244+ students loans apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The MOHELA app allows you to manage your student loans on your mobile phone. You can schedule payments, view your payment history, upload necessary forms, access tax information, and communicate with MOHELA through secure messaging.
This app is specifically designed for borrowers who have CASHLoans and FFELP student loans serviced by MOHELA. It provides them with convenient tools to manage their accounts and repayment.

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