Best Ulta Credit Card Apps

215+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Out of 215+ ulta credit card apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Ulta Credit Card Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ulta Beauty: Makeup & SkincareUlta Beauty: Makeup & SkincareFree4.9โ˜… (2.3M)NoNoJul 2026
2Bread FinancialBread FinancialFree4.8โ˜… (149K)NoNoJul 2026
3MySynchronyMySynchronyFree4.8โ˜… (102K)NoNoJul 2026
4Capital One MobileCapital One MobileFree4.8โ˜… (11M)YesNoJul 2026
5Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7โ˜… (242K)NoNoJul 2026
6BOOHOOMAN: Shop Menโ€™s ClothingBOOHOOMAN: Shop Menโ€™s ClothingFree4.9โ˜… (106K)YesNoJul 2026
7Sephora US: Makeup & SkincareSephora US: Makeup & SkincareFree4.9โ˜… (426K)YesNoJul 2026
8Intuit Credit KarmaIntuit Credit KarmaFree4.8โ˜… (7.7M)YesNoJul 2026

Top Picks for Ulta Credit Card

Ulta Beauty: Makeup & Skincare#1

Ulta Beauty: Makeup & Skincare by Ulta Salon, Cosmetics and Fragrance Inc.

Top brand haircare & fragrance
Editor's Choice
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(2.3M ratings)
Free
#33in Shopping
Ulta Beauty: Makeup & Skincare screenshot 1
Ulta Beauty: Makeup & Skincare screenshot 2
Ulta Beauty: Makeup & Skincare screenshot 3
Ulta Beauty: Makeup & Skincare screenshot 4

Explore a vast selection of makeup, skincare, and haircare products from top brands. Virtually try on shades, get personalized skincare advice, and manage your loyalty rewards. Book beauty services and discover brands that align with your values.

What We Love

  • ๐Ÿš€ Convenient in-app shopping
  • ๐Ÿ’Ž Rewards program benefits
  • ๐Ÿ‘ User-friendly interface
  • ๐ŸŽจ Wide product selection

Room to Improve

  • ๐Ÿ› Buggy app performance
  • ๐Ÿ” Ineffective search and filters
  • ๐Ÿ“ฆ Shipping and delivery issues
Bread Financial#2

Bread Financial by Bread Financial Holdings, Inc.

Manage Your Comenity Cards
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(149K ratings)
Free
#59in Finance
Bread Financial screenshot 1
Bread Financial screenshot 2
Bread Financial screenshot 3
Bread Financial screenshot 4
Bread Financial screenshot 5
Bread Financial screenshot 6

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ’ก Convenient app for managing credit card
  • ๐Ÿ‘ Well-organized and intuitive interface
  • ๐Ÿš€ Smooth and responsive app

Room to Improve

  • ๐Ÿ› Frequent technical issues and app crashes
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿ‘Ž Poor customer service and support
MySynchrony#3

MySynchrony by Synchrony Financial

Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(102K ratings)
Free
#54in Finance
MySynchrony screenshot 1
MySynchrony screenshot 2
MySynchrony screenshot 3
MySynchrony screenshot 4

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ User-friendly
  • ๐Ÿ‘ Convenient
  • ๐Ÿ‘ Streamlined payment process

Room to Improve

  • ๐Ÿ› App crashes or freezes
  • ๐Ÿ› Login issues
  • ๐Ÿ› Inconsistent account information

More Ulta Credit Card apps to explore

4
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
๐Ÿ’ฐ Finance
(11M)
free
5
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
๐Ÿ’ฐ Finance
(242K)
free with in-app purchases
6
BOOHOOMAN: Shop Menโ€™s Clothing
BOOHOOMAN: Shop Menโ€™s Clothing
BOOHOOMAN: Shop Menโ€™s Clothing
Menswear Fashion Shopping
Free

Discover the latest menswear trends and shop a wide range of styles, from streetwear to formal wear. Get exclusive deals, track your orders live, and save your favorite looks for later. Update your wardrobe with fresh seasonal selections and trending outfits.

Latest menswear stylesStreetwear and tracksuitsLive order tracking
๐Ÿ›๏ธ Shopping
(106K)
free with in-app purchases
7
Sephora US: Makeup & Skincare
Sephora US: Makeup & Skincare
Sephora US: Makeup & Skincare
Shop Inclusive Beauty Brands
Free

Discover and shop for a wide range of beauty products, including makeup, skincare, haircare, and fragrance. Explore top brands, find personalized routines, and access exclusive offers and rewards.

Shop makeup, skincare, haircare, and fragranceDiscover top beauty brandsFind personalized routines
๐Ÿ›๏ธ Shopping
(426K)
free with in-app purchases
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
9
CIDER - Clothing & Fashion
CIDER - Clothing & Fashion
CIDER - Clothing & Fashion
Shop your favorite trends here
Free

Discover affordable, on-trend fashion curated for global trendsetters. This app offers an effortless shopping experience with early access to new arrivals, personalized wishlists, and secure checkout. Join a vibrant community and get inspired to express your unique style.

Early access to new drops and salesShop by mood and trendSave favorites to wishlist
๐Ÿ›๏ธ Shopping
(77K)
free with in-app purchases
10
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard, LLC
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
๐Ÿ’ฐ Finance
(571K)
free
11
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This app helps users build credit and manage finances responsibly. It offers two credit card options, one for credit building and another with cash back rewards and no fees. Users can track their credit score, set budgets, and manage subscriptions.

Build credit historyCash back rewardsNo annual fee (Petal 2)
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
12
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(602K)
free with in-app purchases
13
Zable Credit Card
Zable Credit Card
Zable Credit Card
Simple & flexible credit card
Free

Manage your credit card with ease. This app lets you set your PIN, lock your card, and track all your transactions and payments. Apply for a new card directly through the website.

Set your PINLock your cardManage transactions
๐Ÿ’ฐ Finance
(390)
free
14
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Easily manage your Ollo card
Free

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

View balance and activityMake paymentsSet up autopay
๐Ÿ’ฐ Finance
(403)
free
15
Amazon Shopping
Amazon Shopping
Amazon Shopping
More benefits, fewer steps
Free

Shop millions of products with app-exclusive benefits for a faster, easier experience. Track deliveries in real-time, view products in 360ยฐ, get sale alerts, and enjoy secure sign-in. Access 24/7 live chat support and find items by scanning them.

Real-time delivery tracking360ยฐ product viewView in your room (AR)
๐Ÿ›๏ธ Shopping
(8.4M)
free with in-app purchases
16
Aven Card
Aven Card
Aven Card
by AVEN FINANCIAL TECHNOLOGIES, INC
Free

This app offers a unique credit card that leverages your home equity, providing a secure and convenient way to manage your finances directly from your phone. Access your funds, track transactions, and manage your account with ease.

Unlock home equity with a credit cardManage card from your phoneCheck balance and transaction history
๐Ÿ’ฐ Finance
(7.4K)
free with in-app purchases
17
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
๐Ÿ’ฐ Finance
(3.3K)
free
18
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
๐Ÿ’ฐ Finance
(187K)
free
19
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(378K)
free with in-app purchases
20
Card by FNBO
Card by FNBO
Card by FNBO
by First National Bank of Omaha
Free

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

Check account balanceView statement and transaction historyPay credit card bill
๐Ÿ’ฐ Finance
(124K)
free

FAQ about Ulta Credit Card

What are the best ulta credit card apps for iPhone?
Ulta Beauty: Makeup & Skincare tops our ulta credit card apps ranking as of July 2026, with a 4.9-star average from 2.3M App Store ratings, and it's free to download.
Yes โ€” 20 of the top ulta credit card apps we rank are free to download, including Ulta Beauty: Makeup & Skincare and Bread Financial.
Ulta Beauty: Makeup & Skincare has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 215+ ulta credit card apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Ulta Beauty app allows you to shop for a wide range of beauty products including makeup, skincare, and haircare. It also offers features like virtual try-on, personalized skincare analysis, and the ability to book appointments at The Salonโ„ข at Ulta Beauty.
Key features include GLAMlabยฎ for virtual try-on, a Foundation Shade Matcher, Skin Analysis for customized recommendations, tracking Ulta Beauty Rewardsโ„ข points, and booking beauty services at The Salonโ„ข.

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