Best Ulta Credit Card Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Out of 249+ ulta credit card apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Ulta Credit Card Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ulta Beauty: Makeup & SkincareUlta Beauty: Makeup & SkincareFree4.9โ˜… (2.4M)NoNoAug 2026
2Bread FinancialBread FinancialFree4.8โ˜… (153K)NoNoAug 2026
3MySynchronyMySynchronyFree4.8โ˜… (102K)NoNoAug 2026
4Capital One MobileCapital One MobileFree4.8โ˜… (11M)NoNoAug 2026
5Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7โ˜… (253K)NoNoAug 2026
6ediktedediktedFree4.9โ˜… (15K)NoNoAug 2026
7AmexAmexFree4.9โ˜… (4.4M)YesNoAug 2026
8PREMIER Credit CardPREMIER Credit CardFree4.8โ˜… (583K)NoNoAug 2026

Top Picks for Ulta Credit Card

Ulta Beauty: Makeup & Skincare#1

Ulta Beauty: Makeup & Skincare by Ulta Salon, Cosmetics & Fragrance, Inc

Top brand haircare & fragrance
Editor's Choice
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(2.4M ratings)
Free
#31in Shopping
Ulta Beauty: Makeup & Skincare screenshot 1
Ulta Beauty: Makeup & Skincare screenshot 2
Ulta Beauty: Makeup & Skincare screenshot 3
Ulta Beauty: Makeup & Skincare screenshot 4
Ulta Beauty: Makeup & Skincare screenshot 5
Ulta Beauty: Makeup & Skincare screenshot 6

Explore a vast selection of makeup, skincare, and haircare products from top brands. Virtually try on shades, get personalized skincare advice, and manage your loyalty rewards. Book beauty services and discover brands that align with your values.

What We Love

  • ๐Ÿš€ Convenient in-app shopping
  • ๐Ÿ’Ž Rewards program benefits
  • ๐Ÿ‘ User-friendly interface
  • ๐ŸŽจ Wide product selection

Room to Improve

  • ๐Ÿ› Buggy app performance
  • ๐Ÿ” Ineffective search and filters
  • ๐Ÿ“ฆ Shipping and delivery issues
Bread Financial#2

Bread Financial by Bread Financial Holdings, Inc.

Manage Your Comenity Cards
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(153K ratings)
Free
#78in Finance
Bread Financial screenshot 1
Bread Financial screenshot 2
Bread Financial screenshot 3
Bread Financial screenshot 4
Bread Financial screenshot 5
Bread Financial screenshot 6

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ’ก Convenient app for managing credit card
  • ๐Ÿ‘ Well-organized and intuitive interface
  • ๐Ÿš€ Smooth and responsive app

Room to Improve

  • ๐Ÿ› Frequent technical issues and app crashes
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿ‘Ž Poor customer service and support
MySynchrony#3

MySynchrony by Synchrony Financial

Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(102K ratings)
Free
#57in Finance
MySynchrony screenshot 1
MySynchrony screenshot 2
MySynchrony screenshot 3
MySynchrony screenshot 4

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ User-friendly
  • ๐Ÿ‘ Convenient
  • ๐Ÿ‘ Streamlined payment process

Room to Improve

  • ๐Ÿ› App crashes or freezes
  • ๐Ÿ› Login issues
  • ๐Ÿ› Inconsistent account information

More Ulta Credit Card apps to explore

4
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
๐Ÿ’ฐ Finance
(11M)
free
5
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
๐Ÿ’ฐ Finance
(253K)
free with in-app purchases
6
edikted
edikted
edikted
Women's Clothing Online
Free

Discover and shop the latest women's fashion on the go. Save your favorite styles and receive personalized alerts for new arrivals, discounts, and exclusive offers. Your dream wardrobe is easily accessible anytime, anywhere.

Shop on the goSave favorite itemsReceive personalized alerts
๐ŸŒŸ Lifestyle
(15K)
ad-supported
7
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
๐Ÿ’ฐ Finance
(4.4M)
free
8
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
๐Ÿ’ฐ Finance
(583K)
free
9
Hobby Lobby
Hobby Lobby
Hobby Lobby
by Hobby Lobby Stores, Inc.
Free

Discover a vast selection of over 75,000 products for crafts, home decor, and hobbies. Browse weekly ads for savings and easily locate nearby stores for an enriched shopping experience.

Browse weekly adLocate nearby storesVast product selection
๐Ÿ›๏ธ Shopping
(1.6K)
free
10
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
๐Ÿ’ฐ Finance
(191K)
free
11
Citi Mobileยฎ
Citi Mobileยฎ
Citi Mobileยฎ
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
๐Ÿ’ฐ Finance
(4M)
free with in-app purchases
12
Sephora US: Makeup & Skincare
Sephora US: Makeup & Skincare
Sephora US: Makeup & Skincare
Shop Inclusive Beauty Brands
Free

Discover and shop for a wide range of beauty products, including makeup, skincare, haircare, and fragrance. Explore top brands, find personalized routines, and access exclusive offers and rewards.

Shop makeup, skincare, haircare, and fragranceDiscover top beauty brandsFind personalized routines
๐Ÿ›๏ธ Shopping
(426K)
free with in-app purchases
13
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
๐Ÿ’ฐ Finance
(17K)
free with in-app purchases
14
Card by FNBO
Card by FNBO
Card by FNBO
by First Bankcard
Free

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

Check account balanceView statement and transaction historyPay credit card bill
๐Ÿ’ฐ Finance
(124K)
free
15
Aven Card
Aven Card
Aven Card
by AVEN FINANCIAL TECHNOLOGIES, INC
Free

This app offers a unique credit card that leverages your home equity, providing a secure and convenient way to manage your finances directly from your phone. Access your funds, track transactions, and manage your account with ease.

Unlock home equity with a credit cardManage card from your phoneCheck balance and transaction history
๐Ÿ’ฐ Finance
(7.4K)
free with in-app purchases
16
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This app helps users build credit and manage finances responsibly. It offers two credit card options, one for credit building and another with cash back rewards and no fees. Users can track their credit score, set budgets, and manage subscriptions.

Build credit historyCash back rewardsNo annual fee (Petal 2)
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
17
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
๐Ÿ’ฐ Finance
(12K)
free
18
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(604K)
free with in-app purchases
19
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Equifax, Experian + TransUnion
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
๐Ÿ’ฐ Finance
(261K)
free with in-app purchases
20
The Card Caddie
The Card Caddie
The Card Caddie
Save more with every purchase.
Free
๐Ÿ’ฐ Finance
(0)

FAQ about Ulta Credit Card

What are the best ulta credit card apps for iPhone?
Ulta Beauty: Makeup & Skincare tops our ulta credit card apps ranking as of August 2026, with a 4.9-star average from 2.4M App Store ratings, and it's free to download.
Yes โ€” 20 of the top ulta credit card apps we rank are free to download, including Ulta Beauty: Makeup & Skincare and Bread Financial.
Ulta Beauty: Makeup & Skincare has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ ulta credit card apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Ulta Beauty app allows you to shop for a wide range of beauty products including makeup, skincare, and haircare. It also offers features like virtual try-on, personalized skincare analysis, and the ability to book appointments at The Salonโ„ข at Ulta Beauty.
Key features include GLAMlabยฎ for virtual try-on, a Foundation Shade Matcher, Skin Analysis for customized recommendations, tracking Ulta Beauty Rewardsโ„ข points, and booking beauty services at The Salonโ„ข.

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