Best Upaisa Apps

59+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

UPaisa is the household name in upaisa, but it's far from the only option. We track 59+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Upaisa Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UPaisaUPaisaFree2.7★ (37)NoNoJul 2026
2SadaPay: Money made simpleSadaPay: Money made simpleFree4.6★ (1.3K)YesNoAug 2026
3easypaisa – a digital bankeasypaisa – a digital bankFree4.6★ (7K)YesNoAug 2026
4NayaPayNayaPayFree4.7★ (1.1K)NoNoAug 2026
5UPTCL- App Up Your Life!UPTCL- App Up Your Life!Free4.4★ (2.7K)NoNoAug 2026
6JazzCash- Your Mobile AccountJazzCash- Your Mobile AccountFree4.7★ (7.4K)NoNoAug 2026
7JazzCash BusinessJazzCash BusinessFree4.6★ (143)NoNoAug 2026
8Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoAug 2026

Top Picks for Upaisa

UPaisa#1

UPaisa by Pak Telecom Mobile Limited

Send Money, Load, Pay Bill
Editor's Choice
💰 Finance
2.7(37 ratings)
Free
UPaisa screenshot 1
UPaisa screenshot 2
UPaisa screenshot 3
UPaisa screenshot 4
UPaisa screenshot 5
UPaisa screenshot 6

Manage your finances on the go with this app. Send and receive money, pay bills, shop using QR codes, and top up mobile credit. It also allows for charitable donations and locating nearby agents or merchants.

SadaPay: Money made simple#2

SadaPay: Money made simple by SadaPay

Strong Contender
💰 Finance
4.6😐(1.3K ratings)
FreeAds
SadaPay: Money made simple screenshot 1
SadaPay: Money made simple screenshot 2
SadaPay: Money made simple screenshot 3
SadaPay: Money made simple screenshot 4
SadaPay: Money made simple screenshot 5
SadaPay: Money made simple screenshot 6

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Fast transactions
  • 🔒 Secure digital wallet
  • 💯 Excellent customer service

Room to Improve

  • 🐛 Account approval delays
  • 🔒 Restricted account access
  • 💰 Unexpected fees and charges
easypaisa – a digital bank#3

easypaisa – a digital bank by Easypaisa bank limited

EasyLoad, Send Money, Pay Bill
Worth Considering
💰 Finance
4.6😞(7K ratings)
FreeAds
easypaisa – a digital bank screenshot 1
easypaisa – a digital bank screenshot 2
easypaisa – a digital bank screenshot 3
easypaisa – a digital bank screenshot 4
easypaisa – a digital bank screenshot 5
easypaisa – a digital bank screenshot 6

Manage your finances effortlessly with a digital bank that allows you to send money, pay bills, activate mobile packages, and invest in term deposits. Enjoy rewards, loans, and convenient QR payments all within one app.

What We Love

  • 👍 Convenient digital banking
  • 🚀 Quick payment processing
  • 🔒 Secure transactions
  • 💡 Useful features like TDR and bundles

Room to Improve

  • 🐛 Biometric verification issues
  • 🐛 Login and OTP problems
  • 🐛 Frequent app crashes and bugs

More Upaisa apps to explore

4
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
💰 Finance
(1.1K)
free with in-app purchases
5
UPTCL- App Up Your Life!
UPTCL- App Up Your Life!
UPTCL- App Up Your Life!
Call, SMS & Internet Packages
Free

Manage Ufone and PTCL services from a single application. Pay bills, subscribe to packages, track usage, and access exclusive rewards and support. Offers SIM purchases and internet speed boosts.

Dual network management (Ufone & PTCL)Quick payments and rechargesDaily rewards and app-only offers
🔧 Utilities
(2.7K)
free
6
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7.4K)
free
7
JazzCash Business
JazzCash Business
JazzCash Business
Track, Manage & Accept Payment
Free

Manage your business finances on the go. Track performance, accept payments via QR codes or invoices, and make disbursements. Features include instant refunds, debit card management, and earning rewards for referrals.

Track business performanceAccept and manage paymentsGenerate invoices and reminders
💰 Finance
(143)
free
8
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
9
Meezan Mobile App
Meezan Mobile App
Meezan Mobile App
by Meezan Bank
Free

Manage your finances with a comprehensive digital banking app. Perform transactions, pay bills, send money, and access exclusive discounts. Features include biometric login, account statements, and card management.

Biometric loginAccount statements and transactionsSend money to any bank
💰 Finance
(2.9K)
free
10
HBL Microfinance
HBL Microfinance
HBL Microfinance
HBL Microfinance Bank
Free

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

Send and receive money instantlyPay utility bills digitallyRecharge mobile load and bundles
💰 Finance
(20)
free
11
Daraz Online Shopping App
Daraz Online Shopping App
Daraz Online Shopping App
Happy Shopping :)
Free

Shop millions of products with free nationwide delivery and exclusive new user discounts. Discover daily deals, earn coins for extra savings, and enjoy interactive livestreams with influencers. Offers secure payments and easy returns for a worry-free shopping experience.

Free nationwide deliveryExclusive new user discountsDaraz Coins for extra savings
🛍️ Shopping
(76K)
free with in-app purchases
12
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
13
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(465)
free
14
My-Zong
My-Zong
My-Zong
by CMPAK LIMITED
Free

Manage your mobile services with ease. Browse and activate call, SMS, and data bundles, recharge your account, and access loans. Track your usage, explore entertainment options, and get customer support.

Profile managementBundle browsing and activationOnline recharge and loans
🔧 Utilities
(1.4K)
free
15
myABL
myABL
myABL
by AlliedBank
Free

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

Money transfer via IBAN, Account Number, CNIC, QR, and RAASTBill payments for utilities, telco, education, government, and moreLoan applications and advance salary
💰 Finance
(3.7K)
free with in-app purchases
16
ABHI Bank
ABHI Bank
ABHI Bank
by ABHI Microfinance Bank Limited
Free

A digital banking app offering seamless account management, bill payments, and instant money transfers. It provides secure access with biometric options and allows users to manage multiple accounts and top-up mobile credit easily. Open an account quickly with minimal requirements.

Seamless digital banking sign-upNo minimum balance or paperworkSafe and secure microfinance banking
💰 Finance
(38)
free
17
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
18
Niagara's Choice FCU
Niagara's Choice FCU
Niagara's Choice FCU
by Niagara's Choice Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Access account balances, pay bills, and transfer funds. Locate nearby ATMs with ease.

Check account balancesPay billsMake transfers
💰 Finance
(1.2K)
free
19
Meezan Digital Account Opening
Meezan Digital Account Opening
Meezan Digital Account Opening
by Meezan Bank Limited
Free

Open a bank account digitally with a leading Islamic bank. Manage your debit card, transfer funds, and access banking services like bill payments and mobile top-ups. Enjoy free internet and mobile banking with nationwide ATM access.

Digital account openingDebit card managementFund transfers
💰 Finance
(62)
free
20
Konnect by HBL
Konnect by HBL
Konnect by HBL
Konnect by HBL
Free

Manage your daily banking and lifestyle needs with this digital wallet. Send money, pay bills, recharge your mobile, and access financial documents. Offers secure transactions and a user-friendly interface for all your financial activities.

Money transfers to any bank accountUtility bill paymentsMobile recharge and postpaid bill payment
💰 Finance
(47)
free

FAQ about Upaisa

What are the best upaisa apps for iPhone?
UPaisa tops our upaisa apps ranking as of July 2026, with a 2.7-star average from 37 App Store ratings, and it's free to download.
Yes — 20 of the top upaisa apps we rank are free to download, including UPaisa and SadaPay: Money made simple.
UPaisa has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 59+ upaisa apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The UPaisa app allows you to send and receive money to various wallets and bank accounts, pay utility bills, buy mobile credit, shop using QR codes, subscribe to Super Cards, and donate to charities. You can also locate UPaisa agents and Mastercard enabled merchants nearby.
You can send money to any UPaisa wallet, a bank account, a CNIC, or any other mobile wallet in the industry directly through the app. The process is designed to be convenient and accessible from anywhere.