Best Xoom Alternative Apps

0+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

If you already know Xoom, this is the deeper bench. 0+ xoom alternative apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Compare top Xoom Alternative Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Xoom: Send Money & TransferXoom: Send Money & TransferFree4.8★ (1.2M)NoNoAug 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
3Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
4Xe Money Transfer & CurrencyXe Money Transfer & CurrencyFree4.8★ (124K)YesNoAug 2026
5PayRangePayRangeFree4.7★ (221K)NoNoAug 2026
6PayPal POS (ex Zettle)PayPal POS (ex Zettle)Free3.2★ (1.1K)NoNoAug 2026
7MoonPay: Buy CryptoMoonPay: Buy CryptoFree4.6★ (9.3K)NoNoAug 2026
8PayactivPayactivFree4.7★ (78K)NoNoAug 2026

Top Picks for Xoom Alternative

Xoom: Send Money & Transfer#1

Xoom: Send Money & Transfer by Xoom Corporation

Send money to 150+ countries
Editor's Choice
💰 Finance
4.8😞(1.2M ratings)
Free
Xoom: Send Money & Transfer screenshot 1
Xoom: Send Money & Transfer screenshot 2
Xoom: Send Money & Transfer screenshot 3
Xoom: Send Money & Transfer screenshot 4
Xoom: Send Money & Transfer screenshot 5
Xoom: Send Money & Transfer screenshot 6

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

What We Love

  • 🚀 Fast and seamless transfers
  • 💡 Convenient app-based service
  • 🔒 Secure transactions
  • 👍 Easy to use

Room to Improve

  • 🐛 Delayed or canceled transactions
  • 🔍 Excessive verification requirements
  • 🤖 Poor customer service
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#2in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
💼 Business
4.8😐(603K ratings)
Free
#22in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support

More Xoom Alternative apps to explore

4
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Send Money Abroad in Minutes
Free

Easily send money internationally to over 200 countries and 100+ currencies. Get competitive rates, track transfers, and choose flexible payment and payout methods. Millions trust this app for fast, secure, and reliable global money transfers.

Send money internationally to 200+ countriesTransfer across 100+ currenciesCheck live exchange rates
💰 Finance
(124K)
free with in-app purchases
5
PayRange
PayRange
PayRange
by PayRange Inc.
Free

Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.

Pay with phone swipeSupports vending machinesSupports laundry machines
🔧 Utilities
(221K)
free with in-app purchases
6
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
💼 Business
(1.1K)
free with in-app purchases
7
MoonPay: Buy Crypto
MoonPay: Buy Crypto
MoonPay: Buy Crypto
Buy Crypto with Apple Pay
Free

Easily buy, sell, and swap over 170 cryptocurrencies using various payment methods, including Apple Pay. Manage all your crypto wallets in one place and set up recurring purchases to grow your portfolio automatically.

Buy, sell, and swap over 170 cryptocurrenciesUse Apple Pay, credit/debit cards, PayPal, and moreSet up recurring crypto purchases
💰 Finance
(9.3K)
free with in-app purchases
8
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
9
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(657)
free with in-app purchases
10
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
11
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
12
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
13
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
💰 Finance
(2.4K)
free with in-app purchases
14
CEX.IO: Crypto Wallet/Exchange
CEX.IO: Crypto Wallet/Exchange
CEX.IO: Crypto Wallet/Exchange
Buy Sell Trade 100+ Assets
Free

This app allows users to buy, sell, and trade over 100 cryptocurrencies instantly using various payment methods. It offers features like instant crypto purchases, selling for fiat, rapid card transactions, and a user-friendly interface for managing your crypto portfolio.

Buy and sell Bitcoin and other cryptocurrenciesSupport for 100+ digital assets and 300+ marketsInstant crypto purchases with debit/credit card, Apple Pay, PayPal
💰 Finance
(13K)
free with in-app purchases
15
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Cuenta, tarjeta VISA, remesas
Free

This app allows users to send and receive money within the U.S. and to Latin America, offering a Visa debit card and managing finances in Spanish and English. It provides early direct deposit, cash deposit/withdrawal options, and 24/7 support.

Send and receive moneyVisa debit cardRemittances to Latin America
💰 Finance
(29K)
free with in-app purchases
16
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send Transfers & Remittance
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
17
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
18
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
19
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.6K)
free with in-app purchases
20
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases

FAQ about Xoom Alternative

What are the best xoom alternative apps for iPhone?
Xoom: Send Money & Transfer tops our xoom alternative apps ranking as of June 2026, with a 4.8-star average from 1.2M App Store ratings, and it's free to download.
Yes — 20 of the top xoom alternative apps we rank are free to download, including Xoom: Send Money & Transfer and PayPal - Pay, Send, Save.
Xoom: Send Money & Transfer has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
Xoom is a service that allows you to send money to friends and family abroad quickly, safely, and reliably. It also enables you to reload mobile phones for contacts in other countries. The service is backed by PayPal's trusted technology for security.
Key features include 24/7 transaction protection, competitive and transparent rates with no fees for recipients, easy access to your PayPal wallet, upfront delivery times, real-time tracking, and multiple ways to send money like bank deposits, cash pickup, and mobile wallet transfers.