Best Zestpay Apps

232+ iOS apps curated and reviewed

4.4 avg rating

20 free apps

Updated May 2026

Looking for free zestpay apps? 20 of our 232+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Zestpay Apps (May 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	ZestPay	Free	—	No	No	May 2026
2	ZestMoney	Free	2.3★ (15)	No	No	Oct 2026
3	Sendwave Send & Transfer Money	Free	4.7★ (87K)	No	No	Nov 2026
4	Paysend: Send Money Abroad	Free	4.8★ (30K)	No	No	Nov 2026
5	WorldRemit: Money Transfer App	Free	4.8★ (215K)	No	No	Nov 2026
6	Four \| Buy Now, Pay Later	Free	4.8★ (125K)	No	No	Nov 2026
7	Payactiv	Free	4.7★ (85K)	No	No	Nov 2026
8	myWisely: Mobile Banking	Free	4.7★ (38K)	No	No	Nov 2026

Top Picks for Zestpay

#1

ZestPay by ZestPay

Editor's Choice

0.0(0 ratings)

Free

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#2

ZestMoney by DMI Infotech Solutions Private Limited

Buy Now Pay Later

Strong Contender

2.3(15 ratings)

Free

ZestMoney screenshot 1

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This app offers a buy now, pay later service, allowing users to make purchases and repay in installments over extended periods. It provides a fully digital process with quick approval for shopping at numerous online and offline stores.

#3

Sendwave Send & Transfer Money by Chime Inc.

Remittance & digital wallet

Worth Considering

4.7😐(87K ratings)

Free

Sendwave Send & Transfer Money screenshot 1

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Easily and affordably send money internationally to Africa, Asia, and the Middle East. This secure app allows you to manage mobile payments, support loved ones, and track transfers with transparent fees and real-time updates.

What We Love

🚀 Fast and efficient money transfers
💰 No fees for transactions
💳 Accepts various payment methods
🌍 Supports multiple countries
🔒 Secure and reliable service

Room to Improve

🕰️ Delayed or slow transactions
❌ Account deactivation or restrictions
💬 Poor customer service and communication
🤔 Unclear policies and requirements
🔍 Excessive identity verification process

More Zestpay apps to explore

Paysend: Send Money Abroad

Paysend: Send Money Abroad

Paysend: Send Money Abroad

Fast International Payments

Send money internationally quickly and securely with low fees. Trusted by millions, this service supports transfers to over 100 countries via bank accounts, cards, and mobile wallets.

Fast international money transfersLow fees and transparent pricingSend to bank accounts, cards, and wallets

WorldRemit: Money Transfer App

WorldRemit: Money Transfer App

WorldRemit: Money Transfer App

Send Transfers & Remittance

Send money internationally with a trusted digital service. Offers bank transfers, mobile wallets, cash pickup, and airtime top-ups with competitive rates and low fees. Track transfers in real-time for secure and convenient global remittances.

International money transfersBank transfersMobile wallet transfers

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Flexible Shopping & Payments

This shopping app allows you to buy now and pay later at hundreds of online retailers. Split purchases into four easy payments, managed within a single app for a smoother checkout experience. Upgrade for exclusive access and offers.

Buy now, pay later at online retailersSplit purchases into 4 paymentsManage orders in one app

🛍️ Shopping

On-demand pay and beyond

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools

myWisely: Mobile Banking

myWisely: Mobile Banking

myWisely: Mobile Banking

Get paid. Track spend. Save.

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees

Skrill - Pay & Transfer Money

Skrill - Pay & Transfer Money

Skrill - Pay & Transfer Money

Fast, secure online payments

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid card and various funding methods. Receive real-time notifications and access friendly customer support.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card

AstroPay - Global Wallet

AstroPay - Global Wallet

AstroPay - Global Wallet

Global multicurrency wallet

Manage your money globally with this digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a widely accepted card, and exchange over 10 currencies directly within the app.

Free international transfersSend and receive money overseasConvert 10+ currencies

ZayZoon - Wages On-Demand

ZayZoon - Wages On-Demand

ZayZoon - Wages On-Demand

Benefit for Eligible Employees

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools, including overdraft prediction and educational resources, to improve your financial health. It's a benefit available through eligible employers.

Instant wage accessFinancial wellness toolsOverdraft prediction

Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

Flexible payments, big savings

This app allows users to pay for purchases over time with flexible payment options. It offers a virtual card for use anywhere Visa is accepted and provides access to deals and 0% APR options.

Pay over time online and in-appAffirm Card for Visa purchasesDiscover 0% APR deals

🛍️ Shopping

Secured & Most Convenient

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money

Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

This finance app simplifies bill payments by allowing users to pay any bill quickly and securely using their preferred method. It eliminates the need for multiple logins or mailing checks, making bill management effortless.

Pay any billFast payment processingSecure transactions

Jim: sell & get paid instantly

Jim: sell & get paid instantly

Jim: sell & get paid instantly

Tap to Pay & Payment Links

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card

free with in-app purchases

Prime Opinion: Earn Real Money

Prime Opinion: Earn Real Money

Prime Opinion: Earn Real Money

Paid surveys for cash, rewards

Earn real cash by completing surveys and get paid instantly via PayPal or gift cards. Join over a million members and receive a free $5 welcome bonus upon signup. Offers live chat support for real-time assistance.

Earn real cash from surveysInstant payouts via PayPalHundreds of gift card options

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts

free with in-app purchases

ZOOD: Buy Now, Pay Later

ZOOD: Buy Now, Pay Later

ZOOD: Buy Now, Pay Later

Shop in up to 12 installments

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans

🛍️ Shopping

AttaPoll Surveys - Earn Money

AttaPoll Surveys - Earn Money

AttaPoll Surveys - Earn Money

Make money answering surveys

Earn money by completing surveys and playing mobile games in your spare time. Get paid instantly via PayPal, bank transfer, or gift cards. The app matches you to relevant surveys and offers a referral program.

Earn money from surveysPlay games for rewardsInstant cash out

Swagbucks: Earn Real Rewards

Swagbucks: Earn Real Rewards

Swagbucks: Earn Real Rewards

Play Fun Games & Take Surveys

Earn cash and gift cards by sharing your opinions through surveys, playing games, and shopping. Discover deals and get cashback on purchases. Redeem rewards for PayPal or various popular gift cards.

Take paid surveysEarn cash and gift cardsMystery shopping

free with in-app purchases

FAQ about Zestpay

Are there free zestpay apps for iPhone?

Yes — 20 of the top zestpay apps we rank are free to download, including ZestPay and ZestMoney.

Does ZestPay have ads or in-app purchases?

ZestPay has no ads and has no in-app purchases, according to its App Store listing as of May 2026.

How many zestpay apps are on the App Store?

We track 232+ zestpay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.