This app offers a buy now, pay later service, allowing users to make purchases and repay in installments over extended periods. It provides a fully digital process with quick approval for shopping at numerous online and offline stores.






232+ iOS apps curated and reviewed
Looking for free zestpay apps? 20 of our 232+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | — | No | No | May 2026 | |
| 2 | Free | 2.3★ (15) | No | No | Aug 2026 | |
| 3 | Free | 4.7★ (84K) | No | No | Aug 2026 | |
| 4 | Free | 4.8★ (30K) | No | No | Aug 2026 | |
| 5 | Free | 4.8★ (216K) | No | No | Aug 2026 | |
| 6 | Free | 4.8★ (112K) | No | No | Aug 2026 | |
| 7 | Free | 4.7★ (78K) | No | No | Aug 2026 | |
| 8 | Free | 4.7★ (35K) | No | No | Aug 2026 |












This app offers a buy now, pay later service, allowing users to make purchases and repay in installments over extended periods. It provides a fully digital process with quick approval for shopping at numerous online and offline stores.






Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.


Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.


Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.


Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.


Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.


Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.


Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.


Manage your money globally with this all-in-one digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a globally accepted card, and exchange multiple currencies directly within the app. Enjoy financial freedom with no hidden fees and secure transactions.


Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.


This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.


Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.


This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.


Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.


Earn real money by completing surveys and cashing out instantly via PayPal or gift cards. Join millions of users and receive a welcome bonus upon signup. Live chat support is available for real-time assistance.


Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.


Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.


Earn real money by completing paid surveys and playing mobile games. Get instant payouts to PayPal, Revolut, or gift cards, or donate to charity. The app matches you to relevant surveys and offers high earnings per survey.


Earn cash and gift cards by sharing your opinions through surveys, playing games, and shopping. Discover deals and get cashback on purchases. Redeem rewards for PayPal or various popular gift cards.