Best Zip Payments Apps

224+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our zip payments list covers 224+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Zip Payments

Zip - Buy Now, Pay Later#1

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop & Pay in 4ยน
Editor's Choice
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜Š(823K ratings)
FreeAds
#50in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

What We Love

  • ๐Ÿ’ณ Convenient payment option
  • ๐Ÿค‘ Affordable payment plans
  • โฐ Flexible payment schedules
  • ๐Ÿค Helpful customer service

Room to Improve

  • ๐Ÿ› Unreliable app performance
  • ๐Ÿค” Unclear refund/return policies
  • ๐Ÿคทโ€โ™€๏ธ Inconsistent customer support
Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Strong Contender
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(752K ratings)
FreeAds
#31in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

What We Love

  • ๐Ÿš€ Convenient payment plan
  • ๐Ÿ’ณ No interest or hidden fees
  • ๐Ÿค Good customer service (initially)
  • ๐Ÿ“ˆ Increasing credit limit with usage

Room to Improve

  • ๐Ÿ› App/website technical issues
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿค– Lack of human customer support
Sezzle - Buy Now, Pay Later#3

Sezzle - Buy Now, Pay Later by Sezzle Inc.

Shop & Pay in 4ยน
Worth Considering
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜ž(290K ratings)
FreeAds
Sezzle - Buy Now, Pay Later screenshot 1
Sezzle - Buy Now, Pay Later screenshot 2
Sezzle - Buy Now, Pay Later screenshot 3
Sezzle - Buy Now, Pay Later screenshot 4
Sezzle - Buy Now, Pay Later screenshot 5

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

What We Love

  • ๐Ÿš€ Convenient payment option
  • ๐Ÿ’ณ Flexible payment plans
  • ๐Ÿช Wide range of partner stores
  • ๐Ÿ†™ Increased spending limit with on-time payments

Room to Improve

  • ๐Ÿค– Poor customer service
  • ๐Ÿ”’ Concerns about security and fraud
  • ๐Ÿ”„ Issues with rescheduling payments

More Zip Payments apps to explore

4
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

๐Ÿ›๏ธ Shopping
(109K)
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

๐Ÿ’ฐ Finance
(2.2M)
6
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

๐Ÿ›๏ธ Shopping
(1.7M)
7
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
๐Ÿ’ฐ Finance
(258)
8
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

๐Ÿ’ฐ Finance
(6.3M)
9
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Discover a revolutionary all-in-one shopping platform connecting users to a wide range of products and services from various retailers. Shop, compare prices, and access exclusive deals all in one place. Join ZOOD Mall now for a seamless and convenient shopping experience!

๐Ÿ›๏ธ Shopping
(1.3K)
10
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

๐Ÿ’ฐ Finance
(28K)
11
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
The rewarding way to pay.
Free

Easily make payments by scanning QR codes with this app. Simplify your transactions and experience seamless, efficient payments on the go.

๐Ÿ’ฐ Finance
(3.9K)
12
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

๐Ÿ’ฐ Finance
(11K)
13
Relay Payments
Relay Payments
Relay Payments
Digital payments for truckers
Free

An app for truckers that simplifies digital payments for fuel, lumper fees, scales, and parking reservations, providing discounts and streamlining payment processes. Download the app to pay less for fuel, save time on unloading payments, pay for scales digitally, and locate/ book parking spots along your route.

๐Ÿ’ฐ Finance
(30K)
14
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

๐Ÿ’ฐ Finance
(27K)
15
iZip โ€“  Zip Unzip Unrar
iZip โ€“  Zip Unzip Unrar
iZip โ€“ Zip Unzip Unrar
The Best Zip File Manager
Free

An efficient ZIP file management tool for iPhone and iPad, allowing users to unzip various formats, compress files, manage documents, and integrate with cloud services. Easily handle all your file management needs on the go! Visit http://www.comcsoft.com/Portfolio/our_apps/iZip/iZip_overview.php to learn more.

๐Ÿ”ง Utilities
(62K)
16
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This application simplifies vendor payments for small businesses with flexible payment options and tracking capabilities. It streamlines the payment process, saves time, and provides full payment control from your phone to improve cash flow.

๐Ÿ’ฐ Finance
(1.4K)
17
iZip Pro -Zip Unzip Unrar Tool
iZip Pro -Zip Unzip Unrar Tool
iZip Pro -Zip Unzip Unrar Tool
The Best Zip File Manager
$9.99

An essential tool for managing ZIP, RAR, and other compressed files on iPhone/iPad, offering secure encryption, file compression, viewing various document types, and seamless cloud integration. Easily handle all your file management needs with iZip Pro - Zip Unzip Unrar Tool. Find out more at http://www.comcsoft.com/Portfolio/our_apps/iZip/iZip_overview.php.

๐Ÿ”ง Utilities
(4.9K)
18
1app โ€“ Global Payments
1app โ€“ Global Payments
1app โ€“ Global Payments
US Account, Card & USDT Wallet
Free

Get a dedicated global account to receive payments from clients worldwide and enjoy best exchange rates, as well as access to a dollar virtual card and instant withdrawals. Download the app today to start making seamless global transactions!

๐Ÿ’ฐ Finance
(79)
19
FacilePay for Stripe Payments
FacilePay for Stripe Payments
FacilePay for Stripe Payments
Accept Credit Card Payments
Free

Easily accept credit card payments on-the-go with FacilePay app! Perfect for small business owners like plumbers and tradespeople, this app helps you avoid late payments and streamline your cash flow. Stay ahead in today's mobile payment landscape - download FacilePay now!

๐Ÿ’ผ Business
(216)
20
PaymentWiser - Stripe Payments
PaymentWiser - Stripe Payments
PaymentWiser - Stripe Payments
POS and payments for business
Free

This payment application helps businesses accept credit card payments on the go and online with a simple, intuitive interface, charging only a 0.5% additional fee. It integrates with Stripe, offers features like multi-currency support, built-in fraud detection, and secure payment links, making it a convenient and cost-effective solution for businesses to manage their payments.

๐Ÿ’ผ Business
(43)