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OnePay – Mobile Banking

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

405K ratings
2609 reviews
#6 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • March 25, 2020
  • August 12, 2026

Features

Developer

One Finance, Inc.
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OnePay – Mobile Banking screenshot #1 for iPhone
OnePay – Mobile Banking screenshot #2 for iPhone
OnePay – Mobile Banking screenshot #3 for iPhone
OnePay – Mobile Banking screenshot #4 for iPhone
OnePay – Mobile Banking screenshot #5 for iPhone
OnePay – Mobile Banking screenshot #6 for iPhone
OnePay – Mobile Banking screenshot #7 for iPhone
OnePay – Mobile Banking screenshot #8 for iPhone
iphone
ipad
📈no. 119
Charts↘︎
📌Ready
Reviews summary↘︎
⭐2.6K
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
🎪2 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 5 days
Updates frequency↘︎
🖼️Get Icon
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About

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

✓Early pay and rewards
✓High-yield savings accounts
✓Cash back credit card
✓Affordable wireless plans
✓Credit builder loan
✓Buy now, pay later
Show original description

What users say

Summarized from real user reviews of OnePay. Based on 405K reviews and a 4.9/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Efficient banking features
  • 🔒Secure transactions
  • 👍Intuitive user interface
  • 💡Useful budgeting tools
  • 🤑Generous cash back and rewards

Negative things

  • 🐛Unreliable app performance
  • 🤯Frustrating account changes
  • 🤔Lack of transparency
  • 🙅‍♀️Poor customer service
  • 💸Unexpected fees and charges
See all reviews
+2

What's New in OnePay

5.86.2

August 12, 2026

Bug fixes and performance improvements

Charts

Top Free

📈 6+2

Finance

This app rose +2 positions in Finance chart.

Last updated on August 16, 2026.

Top Free

📈 119+11

Global

This app rose +11 positions in Global chart.

Last updated on August 16, 2026.

Events

Read more about Introducing One Pay
Event EndedMajor Update

Introducing One Pay

Get cash back deals when you shop at Walmart.

Jun 17, 2024 — Jul 18, 2024

Read More

Read more about Try One Credit Builder
Event EndedMajor Update

Try One Credit Builder

Check out the benefits of Credit Builder.

Jun 17, 2024 — Jul 18, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

You can find or approve a refused transaction? Nop!

The app notify the refused transaction, but you cant find on app 🤷🏻‍♂️
flfonsec4flfonsec4

worst app

worst banking app ever, my account info was gotten ahold of and they never disputed the money saying it was an “authorized user” i ended up getting 500$ stolen from me they did nothing and also the bank took all the money that was left in my account when i closed it
anika12355anika12355

Best of best

Great service and app, keep going
0077990000779900

Mysterious dark App 😳 lol

I can’t find a way to make payments online so I was told to (re)download this app, I hope that I can find it here!
Scarey movie loverScarey movie lover

Easy

It's a great way to learn!
Quinns MommaQuinns Momma
See 2604 more reviews

Developer apps

ONE@Work (formerly Even)
ONE@Work (formerly Even)

Your Pay, Your Way

💰 Finance

(159K)

Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes

Bug

Delayed transaction updates

Bug

Issues with account access

Bug

Incorrect account balances

Bug
✨

Requested Features

5 requests

Mobile check deposit

Feature

Instant fund transfers

Feature

More customization options

Feature

Improved transaction search

Feature

Joint account management

Feature

FAQ

What does OnePay do?

OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.

What are the key features of OnePay?

Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.

How does OnePay make money?

The app is free to download and use, but it generates revenue through in-app purchases and potentially through partnerships and transaction fees associated with its financial products like the credit card and wireless services.

Is OnePay available on all devices?

While the description doesn't explicitly state compatibility, as a mobile banking app, it is designed to function on smartphones and tablets. Users can typically download it from major app stores like Google Play Store and Apple App Store.

Who is OnePay for?

This app is designed for individuals seeking a convenient way to manage their finances on the go. It's particularly useful for those who want to earn rewards, build credit, save money, and access affordable communication services all within a single platform.