Best One Pay Mobile Apps

247+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

Looking for free one pay mobile apps? 20 of our 247+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top One Pay Mobile Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnePay โ€“ Mobile BankingOnePay โ€“ Mobile BankingFree4.9โ˜… (435K)NoNoSep 2026
2OnPay MobileOnPay MobileFree4.8โ˜… (420)NoNoSep 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoSep 2026
4Capital One MobileCapital One MobileFree4.8โ˜… (11M)NoNoSep 2026
5PNC Mobile BankingPNC Mobile BankingFree4.8โ˜… (2M)NoNoSep 2026
6Depop - Buy & Sell ClothesDepop - Buy & Sell ClothesFree4.8โ˜… (1M)YesNoSep 2026
7Citizens Bank Mobile BankingCitizens Bank Mobile BankingFree4.8โ˜… (743K)NoNoSep 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.4M)YesNoSep 2026

Top Picks for One Pay Mobile

OnePay โ€“ Mobile Banking#1

OnePay โ€“ Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(435K ratings)
Free
#7in Finance
OnePay โ€“ Mobile Banking screenshot 1
OnePay โ€“ Mobile Banking screenshot 2
OnePay โ€“ Mobile Banking screenshot 3
OnePay โ€“ Mobile Banking screenshot 4
OnePay โ€“ Mobile Banking screenshot 5
OnePay โ€“ Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • ๐Ÿš€ Efficient banking features
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ‘ Intuitive user interface
  • ๐Ÿ’ก Useful budgeting tools
  • ๐Ÿค‘ Generous cash back and rewards

Room to Improve

  • ๐Ÿ› Unreliable app performance
  • ๐Ÿคฏ Frustrating account changes
  • ๐Ÿค” Lack of transparency
  • ๐Ÿ™…โ€โ™€๏ธ Poor customer service
  • ๐Ÿ’ธ Unexpected fees and charges
OnPay Mobile#2

OnPay Mobile by Onpay, Inc

Check your pay, hours and PTO.
Strong Contender
๐Ÿ’ผ Business
4.8(420 ratings)
Free
OnPay Mobile screenshot 1
OnPay Mobile screenshot 2
OnPay Mobile screenshot 3
OnPay Mobile screenshot 4
OnPay Mobile screenshot 5
OnPay Mobile screenshot 6

Access your pay stubs, update personal and banking information, and manage time off requests. Easily find colleague contact details and sign important work documents directly from your phone. The app provides lifetime access to employment documents and offers customizable display modes.

PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#6in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
  • ๐Ÿค– Overly automated with lack of human interaction

More One Pay Mobile apps to explore

FAQ about One Pay Mobile

What are the best one pay mobile apps for iPhone?
OnePay โ€“ Mobile Banking tops our one pay mobile apps ranking as of September 2026, with a 4.9-star average from 435K App Store ratings, and it's free to download.
Yes โ€” 20 of the top one pay mobile apps we rank are free to download, including OnePay โ€“ Mobile Banking and OnPay Mobile.
OnePay โ€“ Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ one pay mobile apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.
Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.

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