Split Pay: Rent, Mortgage, Car

Split Pay: Rent, Mortgage, Car

Bills that fit your paycheck

13K ratings
476 reviews
#75 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • September 19, 2023
  • July 23, 2026

Features

Split Pay: Rent, Mortgage, Car screenshot #1 for iPhone
Split Pay: Rent, Mortgage, Car screenshot #2 for iPhone
Split Pay: Rent, Mortgage, Car screenshot #3 for iPhone
Split Pay: Rent, Mortgage, Car screenshot #4 for iPhone
Split Pay: Rent, Mortgage, Car screenshot #5 for iPhone
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About

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two payments
Build credit history
Improve budgeting
Works with all payment systems
Autopay functionality
Free credit reporting option
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What users say

See all reviews

What's New in Split Pay

2.0.2

July 23, 2026

Bug fixes and general improvements.

Charts

Top Free

📈 75+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 7, 2026.

User reviews

Completely False Advertisement

They advertise like it’s easy to use. They don’t tell you that you have to check eligibility. What sense does that make? It’s not a credit check. You aren’t just automatically eligible like they advertise.

Horrible

The worst app. The 1st 3 months I tried using the service, would act like it was paying then decline. It took until the update to the new dashboard to say Discover isn’t accepted. So I set up Privacy.com to use a Mastercard and it still won’t work, because Privacy.com says it “unauthorized” even though it did an initial authorization to Split Pay when I set it up.

So frustrating when something that should be simple won’t work.
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Love this

This is the best thing since sliced bread for splitting up big expenses

Don’t even bother

Worse don’t try. It’s worse than you know. I have dang good credit. Deny me. It’s ok. Don’t need it. Bye

Dumbest app ever

What’s the point of the app if you can never get approved for it. You don’t do a credit check but yet you can’t get approved for the app. Worthless when you’re in a tight position.

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain bank accounts

Bug

Payments not showing up in app after being processed

Bug

Requested Features

4 requests

Ability to change payment dates after initial setup

Feature

Option to adjust second split pay date within 30-day period

Feature

Integration with property management payment portals

Feature

Clearer communication on approval process and reasons for account suspension

Feature

FAQ

What does Split Pay do?

Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.

How does Split Pay help build credit history?

When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

Is there a cost to use Split Pay?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for the core Split Pay functionality or credit reporting.

Does Split Pay work with any landlord or building management system?

Yes, Split Pay is designed to be compatible with various rental payment methods. Whether you pay through a building portal or directly to your landlord, the app can accommodate your payment setup without compatibility issues.

How quickly can I start using Split Pay?

You can get started in minutes. The process involves downloading the app, securely connecting your bank account, checking your eligibility for Split Pay, and then scheduling your first payment. You can potentially use it for your next month's rent.