This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.
Reviews of Split Pay are mostly positive: the Finance app is rated 4.9/5 from 20K App Store ratings. What users like most: great service with team members that go above and beyond, easy to use and intuitive. Top complaints: delayed rent payments to landlord, accounts suspended with no explanation. Summarized from real user reviews.
2.1.0
October 13, 2026
Now you can split more than one bill, like rent and your car payment. Rolling out gradually to eligible members.
3 issues
Login screen freezes
Incompatibility with certain bank accounts
4 requests
Ability to change payment dates after initial setup
Option to adjust second split pay date within 30-day period
Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.
When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.
Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for the core Split Pay functionality or credit reporting.
Yes, Split Pay is designed to be compatible with various rental payment methods. Whether you pay through a building portal or directly to your landlord, the app can accommodate your payment setup without compatibility issues.
You can get started in minutes. The process involves downloading the app, securely connecting your bank account, checking your eligibility for Split Pay, and then scheduling your first payment. You can potentially use it for your next month's rent.
