Best 1M Finance Apps

222+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Looking for free 1m finance apps? 20 of our 222+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for 1M Finance

M1: Invest & Bank Smarter#2

M1: Invest & Bank Smarter by M1 Finance LLC

Manage Money, Build Wealth
Strong Contender
💰 Finance
4.7😊(73K ratings)
FreeAds
M1: Invest & Bank Smarter screenshot 1
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M1: Invest & Bank Smarter screenshot 3
M1: Invest & Bank Smarter screenshot 4
M1: Invest & Bank Smarter screenshot 5
M1: Invest & Bank Smarter screenshot 6

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

What We Love

  • 🚀 Great update and app
  • 🚀 Wonderful app to organize accounts
  • 🚀 Easiest visual long-term investing app
  • 👍 Excellent service and good app

Room to Improve

  • 🔍 Stop pushing users to take on margin debt
  • 🐛 Buggy and glitchy app
  • 🔍 Confusing and baffling app
OnePay – Mobile Banking#3

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Worth Considering
💰 Finance
4.9😞(354K ratings)
FreeAds
#7in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency

More 1M Finance apps to explore

4
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(31K)
free with in-app purchases
5
Toss - Make finance easier
Toss - Make finance easier
Toss - Make finance easier
Find everything about finance
Free

Manage all your financial accounts, including banking, investments, loans, and insurance, in one place. Enjoy fee-free transfers, personalized financial advice, and easy access to loan and insurance options. Invest simply and track your spending effortlessly.

Consolidated account overviewFee-free money transfersInterest-earning bank accounts
💰 Finance
(635)
free with in-app purchases
6
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription
7
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(77K)
free
8
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
9
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(391K)
free with in-app purchases
10
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(954K)
subscription
11
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(446K)
subscription
12
HSBC HK Mobile Banking
HSBC HK Mobile Banking
HSBC HK Mobile Banking
All-in-one financial services
Free

Manage your finances on the go with this secure banking app. Open accounts, make payments, check balances, and review investments. Offers 24/7 chat support and integrates with Apple Health for fitness tracking.

Open bank accounts remotelySecure login with biometricsFPS QR code payments
💰 Finance
(12K)
free
13
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
14
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
15
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
iMuthoot Muthoot Finance Loans
by Muthoot Finance Limited
Free

Manage and repay various loans, including gold, personal, and business loans, all within a secure digital platform. The app also facilitates bill payments, mobile recharges, and online shopping, offering tools for financial control and exclusive offers.

Apply for gold, personal, home, and business loansManage and repay loans, including EMIs and top-upsPay utility bills and recharge mobile phones
💰 Finance
(144)
free
16
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(24K)
free
17
Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking App
The All New Banking Super App
Free

This comprehensive mobile banking application consolidates over 250 features into a single platform. It offers a wide range of financial services, including fund transfers, investment options, bill payments, and card management, with a customizable interface for a personalized user experience.

Multi-mode fund transfers (UPI, RTGS, NEFT, IMPS)Fixed and Recurring Deposit openingIntegrated Bill Pay and UPI
💰 Finance
(1.1K)
free
18
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(33K)
free
19
Zindigi - All in One Finance
Zindigi - All in One Finance
Zindigi - All in One Finance
Simple Karo!
Free

Manage all your finances in one place. Make payments, save, invest, borrow, and even trade stocks. Enjoy a customizable home screen, a unique translucent debit card, and a rewarding loyalty program.

All-in-one financial managementCustomizable home screen shortcutsTranslucent Mastercard/PayPak Debit Card
💰 Finance
(98)
free
20
GoFundMe: Fundraise and Give
GoFundMe: Fundraise and Give
GoFundMe: Fundraise and Give
Fundraise. Give. Help.
Free

Easily launch personal or nonprofit fundraisers, manage donations, and share your progress. Simplify your charitable giving with donor-advised funds and track your impact.

Launch fundraisersManage fundraisers on the goDonor-advised funds (DAF)
💰 Finance
(46K)
free with in-app purchases