Best Apps To Deposit Checks Using Phone

207+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

The best apps to deposit checks using phone apps on iPhone average 4.6โ˜… across 207+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Apps To Deposit Checks Using Phone

Ingo Money - Cash Checks#1

Ingo Money - Cash Checks by Ingo Money, Inc.

Editor's Choice
๐Ÿ’ฐ Finance
4.2๐Ÿ˜ž(8.9K ratings)
FreeAds
Ingo Money - Cash Checks screenshot 1
Ingo Money - Cash Checks screenshot 2
Ingo Money - Cash Checks screenshot 3
Ingo Money - Cash Checks screenshot 4
Ingo Money - Cash Checks screenshot 5

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

  • ๐Ÿš€ Fast and convenient
  • ๐Ÿ’ก Works with various payment methods
  • ๐Ÿ‘ Helpful customer service
  • ๐Ÿš€ Instant check cashing

Room to Improve

  • ๐Ÿ› Inconsistent check approval
  • ๐Ÿ”’ Security and identity verification issues
  • ๐Ÿ’ฐ High fees for instant cashing
Money Network Mobile App#2

Money Network Mobile App by First Data Corporation

Strong Contender
๐Ÿ’ฐ Finance
4.2๐Ÿ˜ž(136K ratings)
Free
Money Network Mobile App screenshot 1
Money Network Mobile App screenshot 2
Money Network Mobile App screenshot 3
Money Network Mobile App screenshot 4
Money Network Mobile App screenshot 5
Money Network Mobile App screenshot 6

Manage your finances on the go with this secure mobile application. Track balances, set aside funds, receive alerts, and deposit checks. Access account details and locate ATMs and reload agents 24/7.

What We Love

  • ๐Ÿš€ Convenient and fast
  • ๐Ÿ’ก Useful features like locking card
  • ๐Ÿ‘ Easy to use and navigate

Room to Improve

  • ๐Ÿ› Frequent login issues
  • ๐Ÿ› Unreliable app performance
  • ๐Ÿ› Incorrect account balances
OnePay โ€“ Mobile Banking#3

OnePay โ€“ Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(368K ratings)
FreeAds
#10in Finance
OnePay โ€“ Mobile Banking screenshot 1
OnePay โ€“ Mobile Banking screenshot 2
OnePay โ€“ Mobile Banking screenshot 3
OnePay โ€“ Mobile Banking screenshot 4
OnePay โ€“ Mobile Banking screenshot 5
OnePay โ€“ Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • ๐Ÿš€ Efficient banking features
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ‘ Intuitive user interface
  • ๐Ÿ’ก Useful budgeting tools

Room to Improve

  • ๐Ÿ› Unreliable app performance
  • ๐Ÿคฏ Frustrating account changes
  • ๐Ÿค” Lack of transparency

More Apps To Deposit Checks Using Phone apps to explore

4
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid fasterยฒ
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
๐Ÿ’ฐ Finance
(195K)
free
5
Rockland Trust Mobile Banking
Rockland Trust Mobile Banking
Rockland Trust Mobile Banking
by Rockland Trust Company
Free

Manage your bank accounts 24/7 from your mobile device. Deposit checks with photos, view balances, transfer funds, pay bills, and find ATMs. Secure login options include fingerprint authentication.

Mobile check depositView account balances and activityFund transfers
๐Ÿ’ฐ Finance
(11K)
free
6
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
๐Ÿ’ฐ Finance
(15M)
free with in-app purchases
7
iWallet
iWallet
iWallet
Mobile deposit
Free

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

Mobile check depositsContactless payments (Tap to Pay)Reputation management
๐Ÿ’ฐ Finance
(807)
free
8
Green Dot - Mobile Banking
Green Dot - Mobile Banking
Green Dot - Mobile Banking
Your banking. Your choice.
Free

Manage your finances with a mobile banking app that offers early direct deposit, overdraft protection, and cash deposits. Enjoy features like 2% cash back on purchases and a high-yield savings account with no minimum balance requirement.

Early direct deposit (up to 2 days early)Overdraft protection up to $200Deposit cash via app
๐Ÿ’ฐ Finance
(12K)
free
9
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
๐Ÿ’ฐ Finance
(8.5M)
free with in-app purchases
10
Citi Mobileยฎ
Citi Mobileยฎ
Citi Mobileยฎ
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
๐Ÿ’ฐ Finance
(3.9M)
free with in-app purchases
11
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
๐Ÿ’ฐ Finance
(1.5M)
free with in-app purchases
12
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

View account balances and activityDeposit checks by snapping photosTransfer money between accounts
๐Ÿ’ฐ Finance
(737K)
free
13
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelleยฎ
๐Ÿ’ฐ Finance
(2M)
free
14
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(854K)
freemium
15
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(57K)
free
16
DeposZip Mobile
DeposZip Mobile
DeposZip Mobile
by Vertifi Software
Free

Deposit checks directly into your bank account using your iPhone. This app allows you to make quick, safe, and secure deposits from any location, eliminating the need to visit a physical branch. Your financial institution must be a participant in the program to use this service.

Deposit checks remotelyQuick depositsSafe and secure transactions
๐Ÿ’ฐ Finance
(0)
free
17
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
๐Ÿ’ฐ Finance
(233K)
free
18
BECU
BECU
BECU
by BECU
Free

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

Consolidate BECU and non-BECU accountsBudget based on spending historyLocate ATMs and credit unions
๐Ÿ’ฐ Finance
(70K)
ad-supported
19
GoBank - Mobile Banking
GoBank - Mobile Banking
GoBank - Mobile Banking
by Green Dot Corporation
Free

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

No surprise feesEarly direct depositFree ATM network
๐Ÿ’ฐ Finance
(5.3K)
free
20
Billtrust Mobile Deposit
Billtrust Mobile Deposit
Billtrust Mobile Deposit
by Billtrust
Free

Deposit paper checks remotely by taking photos, streamlining cash application for users on the go. Avoid trips to the bank and manage payments from anywhere, anytime. This solution simplifies the financial process for businesses.

Remote check depositStreamlined cash applicationAccept check payments anywhere
๐Ÿ’ฐ Finance
(34)
free