Best Apps To Deposit Checks Using Phone

244+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

The best apps to deposit checks using phone on iPhone average 4.6★ across 244+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Apps To Deposit Checks Using Phone (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Green Dot - Mobile BankingGreen Dot - Mobile BankingFree3.5★ (12K)NoNoAug 2026
2Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (9.2K)NoNoAug 2026
3Money Network Mobile AppMoney Network Mobile AppFree4.2★ (138K)NoNoAug 2026
4VenmoVenmoFree4.8★ (15M)NoNoAug 2026
5Citi Mobile®Citi Mobile®Free4.9★ (4M)NoNoAug 2026
6Citizens Bank Mobile BankingCitizens Bank Mobile BankingFree4.8★ (737K)NoNoAug 2026
7Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoAug 2026
8iWalletiWalletFree4.8★ (867)NoNoAug 2026

Top Picks for Apps To Deposit Checks Using Phone

Green Dot - Mobile Banking#1

Green Dot - Mobile Banking by Green Dot Corporation

Your banking. Your choice.
Editor's Choice
💰 Finance
3.5😞(12K ratings)
Free
Green Dot - Mobile Banking screenshot 1
Green Dot - Mobile Banking screenshot 2
Green Dot - Mobile Banking screenshot 3
Green Dot - Mobile Banking screenshot 4
Green Dot - Mobile Banking screenshot 5
Green Dot - Mobile Banking screenshot 6

Manage your finances with a mobile banking app that offers early direct deposit, overdraft protection, and cash deposits. Enjoy features like 2% cash back on purchases and a high-yield savings account with no minimum balance requirement.

What We Love

  • 💳 Works fine for basic banking
  • 🚀 Fast direct deposit
  • 💰 Earns cash back on purchases

Room to Improve

  • 🐛 Frequent login issues and errors
  • 🤖 Poor customer service
  • 💸 High monthly fees
Ingo Money - Cash Checks#2

Ingo Money - Cash Checks by Ingo Money, Inc.

Strong Contender
💰 Finance
4.2😞(9.2K ratings)
Free
Ingo Money - Cash Checks screenshot 1
Ingo Money - Cash Checks screenshot 2
Ingo Money - Cash Checks screenshot 3
Ingo Money - Cash Checks screenshot 4
Ingo Money - Cash Checks screenshot 5

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

  • 🚀 Fast and convenient
  • 💡 Works with various payment methods
  • 👍 Helpful customer service
  • 🚀 Instant check cashing

Room to Improve

  • 🐛 Inconsistent check approval
  • 🔒 Security and identity verification issues
  • 💰 High fees for instant cashing
Money Network Mobile App#3

Money Network Mobile App by First Data Corporation

Worth Considering
💰 Finance
4.2😞(138K ratings)
Free
Money Network Mobile App screenshot 1
Money Network Mobile App screenshot 2
Money Network Mobile App screenshot 3
Money Network Mobile App screenshot 4
Money Network Mobile App screenshot 5

Manage your finances on the go with this secure mobile application. Track balances, set aside funds, receive alerts, and deposit checks. Access account details and locate ATMs and reload agents 24/7.

What We Love

  • 🚀 Convenient and fast
  • 💡 Useful features like locking card
  • 👍 Easy to use and navigate

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable app performance
  • 🐛 Incorrect account balances

More Apps To Deposit Checks Using Phone apps to explore

4
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
5
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
6
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

View account balances and activityDeposit checks by snapping photosTransfer money between accounts
💰 Finance
(737K)
free
7
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
8
iWallet
iWallet
iWallet
Mobile deposit
Free

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

Mobile check depositsContactless payments (Tap to Pay)Reputation management
💰 Finance
(867)
free
9
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(196K)
free
10
Serve
Serve
Serve
by HI Technology Corp
Free

Manage your finances with an account that offers no credit check, minimum balance, or hidden fees. This app provides tools for budgeting, flexible spending online and in-store, and convenient access to your money. Handle transactions, deposit checks, and send money easily.

No credit checkNo minimum balanceNo hidden fees
💰 Finance
(41K)
free
11
First Deposit
First Deposit
First Deposit
Business Banking Tool
Free
💼 Business
(0)
12
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
13
Rockland Trust Mobile Banking
Rockland Trust Mobile Banking
Rockland Trust Mobile Banking
by Rockland Trust Company
Free

Manage your bank accounts 24/7 from your mobile device. Deposit checks with photos, view balances, transfer funds, pay bills, and find ATMs. Secure login options include fingerprint authentication.

Mobile check depositView account balances and activityFund transfers
💰 Finance
(11K)
free
14
TCBNW Remote Deposit Capture
TCBNW Remote Deposit Capture
TCBNW Remote Deposit Capture
by Zions Bancorporation, N.A.
Free
💰 Finance
(0)
15
CB&T BusinessRDC
CB&T BusinessRDC
CB&T BusinessRDC
by Zions Bancorporation, N.A.
Free
💰 Finance
(0)
16
P1FCU Business Mobile Deposit
P1FCU Business Mobile Deposit
P1FCU Business Mobile Deposit
by Potlatch No.1 Financial Credit Union
Free
💼 Business
(0)
17
Mobile Remote Deposit Complete
Mobile Remote Deposit Complete
Mobile Remote Deposit Complete
by Five Star Bank
Free
💼 Business
(0)
18
Hawthorn Remote Deposit
Hawthorn Remote Deposit
Hawthorn Remote Deposit
by Hawthorn Bank
Free
💰 Finance
(0)
19
Remote Deposit
Remote Deposit
Remote Deposit
by The Bank of Missouri
Free
💼 Business
(0)
20
FNBB/BOSA Mobile RDC
FNBB/BOSA Mobile RDC
FNBB/BOSA Mobile RDC
by The First National Bank of Ballinger / Bank of San Angelo
Free
💰 Finance
(0)

FAQ about Apps To Deposit Checks Using Phone

What are the best apps to deposit checks using phone for iPhone?
Green Dot - Mobile Banking tops our apps to deposit checks using phone ranking as of August 2026, with a 3.5-star average from 12K App Store ratings, and it's free to download.
Yes — 20 of the top apps to deposit checks using phone we rank are free to download, including Green Dot - Mobile Banking and Ingo Money - Cash Checks.
Green Dot - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 244+ apps to deposit checks using phone on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Green Dot is a financial technology company offering mobile banking services. It provides features like early direct deposit, overdraft protection, cash deposits, and a high-yield savings account. The app allows users to manage their accounts, activate cards, and view transaction history.
Key features include getting paid up to 2 days early with direct deposit, overdraft protection up to $200, the ability to deposit cash using the app, and no minimum balance requirement. Some cards also offer 2% cash back on purchases and a high-yield savings account with 2.00% APY.