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Best Apps To Deposit Checks Using Phone

244+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

The best apps to deposit checks using phone on iPhone average 4.6★ across 244+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Apps To Deposit Checks Using Phone (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash AppCash AppFree4.8★ (8.7M)NoNoOct 2026
2Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (9.4K)NoNoOct 2026
3Citizens Bank Mobile BankingCitizens Bank Mobile BankingFree4.8★ (750K)NoNoOct 2026
4Green Dot - Mobile BankingGreen Dot - Mobile BankingFree3.5★ (12K)NoNoOct 2026
5Money Network Mobile AppMoney Network Mobile AppFree4.3★ (141K)NoNoOct 2026
6BankMobileBankMobileFree4.7★ (34K)NoNoOct 2026
7VenmoVenmoFree4.8★ (15M)NoNoOct 2026
8Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (197K)NoNoOct 2026

Top Picks for Apps To Deposit Checks Using Phone

Cash App#1

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Editor's Choice
💰 Finance
4.8😞(8.7M ratings)
Free
#5in Finance
Cash App screenshot 1
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Cash App screenshot 3
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Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
Ingo Money - Cash Checks#2

Ingo Money - Cash Checks by Ingo Money, Inc.

Strong Contender
💰 Finance
4.2😞(9.4K ratings)
Free
Ingo Money - Cash Checks screenshot 1
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Ingo Money - Cash Checks screenshot 3
Ingo Money - Cash Checks screenshot 4
Ingo Money - Cash Checks screenshot 5

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

  • 🚀 Fast and convenient
  • 💡 Works with various payment methods
  • 👍 Helpful customer service
  • 🚀 Instant check cashing

Room to Improve

  • 🐛 Inconsistent check approval
  • 🔒 Security and identity verification issues
  • 💰 High fees for instant cashing
  • 🤖 Poor communication and lack of transparency
Citizens Bank Mobile Banking#3

Citizens Bank Mobile Banking by Citizens Bank, N.A.

Worth Considering
💰 Finance
4.8😞(750K ratings)
Free
Citizens Bank Mobile Banking screenshot 1
Citizens Bank Mobile Banking screenshot 2
Citizens Bank Mobile Banking screenshot 3
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Citizens Bank Mobile Banking screenshot 6

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

What We Love

  • 💻 Mostly good banking app
  • 👍 Love the App

Room to Improve

  • 🐛 Crashes and bugs non stop
  • 🔍 App is clunky, needs lots of work
  • 🔒 Puzzle to Access
  • 💰 They steal your money
  • 🚫 I wouldn't know!!!
  • 👎 The actual bank is great, the app is HORRIBLE
  • 🚫 Fix the login!
  • ⏰ Keeps getting worse!!
  • 🤯 Whoever updated this app should be fired
  • 🐛 Crashes all the time
  • 🚫 2 stars only because it works *sometimes*
  • 🚫 I can not believe how bad
  • ⏰ Inconvenience
  • 🚫 App does not permit access to account

More Apps To Deposit Checks Using Phone apps to explore

FAQ about Apps To Deposit Checks Using Phone

What are the best apps to deposit checks using phone for iPhone?
Cash App tops our apps to deposit checks using phone ranking as of October 2026, with a 4.8-star average from 8.7M App Store ratings, and it's free to download.
Yes — 20 of the top apps to deposit checks using phone we rank are free to download, including Cash App and Ingo Money - Cash Checks.
Cash App has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 244+ apps to deposit checks using phone on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.