Best Banking With Rewards Apps

0+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Whether you're new to banking with rewards or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Banking With Rewards

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Incorporated

Rewards Checking, Loans, Cards
Editor's Choice
💰 Finance
4.9😐(80K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4
Upgrade - Mobile Banking screenshot 5
Upgrade - Mobile Banking screenshot 6

An app for mobile banking offering rewards checking, loans, and cards, allowing users to check balances, manage funds, track rewards, and credit score. Features include no monthly fee, debit rewards tracking, and credit score management. Share feedback at mobile_app_feedback@upgrade.com.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
Robinhood Banking#2

Robinhood Banking by Robinhood Markets Inc

Credit Card & Banking
Strong Contender
💰 Finance
4.9😊(51K ratings)
FreeAds
#93in Finance
Robinhood Banking screenshot 1
Robinhood Banking screenshot 2
Robinhood Banking screenshot 3
Robinhood Banking screenshot 4
Robinhood Banking screenshot 5
Robinhood Banking screenshot 6

Introducing a versatile credit card exclusively for Robinhood Gold members, offering 3% cash back on all categories, fee-free transactions, 5% cash back on travel, secure account management, virtual card options, and features for family usage. Take control of your spending and earn rewards effortlessly.

What We Love

  • 🚀 Fast processing
  • 💰 Excellent cash back rewards
  • 📱 Sleek and intuitive app
  • 🔒 Secure features like virtual cards

Room to Improve

  • ⏱️ Slow payment processing
  • 🚫 Restrictions on modifying flights
  • 🤔 Unclear transaction limits
PNC Mobile Banking#3

PNC Mobile Banking by PNC Bank, N.A.

Digital Banking Solutions
Worth Considering
💰 Finance
4.9😐(1.9M ratings)
FreeAds
#34in Finance
PNC Mobile Banking screenshot 1
PNC Mobile Banking screenshot 2
PNC Mobile Banking screenshot 3
PNC Mobile Banking screenshot 4
PNC Mobile Banking screenshot 5
PNC Mobile Banking screenshot 6

Manage your finances on the go with our digital banking solution. Check balances, transfer funds, pay bills, and stay in control of your money anytime, anywhere. Experience convenient banking at your fingertips – download now!

What We Love

  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions
  • 👍 Friendly and helpful customer service
  • 🚀 Easy check deposit via mobile app

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • 🔒 Security issues with data breaches
  • 💰 Excessive fees and overdraft charges

More Banking With Rewards apps to explore

4
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

A mobile banking app that allows you to easily manage your finances, pay bills, and access banking services on the go. Take control of your money with secure transactions and account management. Download now for seamless banking experience.

💰 Finance
(341K)
5
Logix Banking
Logix Banking
Logix Banking
Welcome to banking on the go!
Free

Experience the convenience of banking on your smartphone with our app! Manage accounts, pay bills, deposit checks, and more—all while keeping your financial information safe and secure. Join us for a smarter way to bank!

💰 Finance
(9.4K)
6
Arvest Go Mobile Banking
Arvest Go Mobile Banking
Arvest Go Mobile Banking
The Banking App by Arvest
Free

Introducing a comprehensive mobile banking app that offers convenient control over your accounts with features like quick logins, account alerts, bill payments, check deposits, and more. Download the app, log in with your Arvest online banking credentials, and access a range of banking services right at your fingertips. For more information, visit https://www.arvest.com/.

💰 Finance
(255K)
7
Amex
Amex
Amex
Payments, Balance & Rewards
Free

A convenient app for managing finances, making payments, and checking balances all in one place. Simplify your financial life with Amex today!

💰 Finance
(4.3M)
8
Community Choice e-Banking
Community Choice e-Banking
Community Choice e-Banking
by Community Choice
Free

Access your accounts anytime, anywhere with this fast and free mobile banking app. Check balances, view transactions, transfer funds, pay loans, make deposits, and send P2P payments. Download now for convenient banking on the go!

💰 Finance
(4.2K)
9
Mashreq UAE - Digital Banking
Mashreq UAE - Digital Banking
Mashreq UAE - Digital Banking
Online Banking Made Easy
Free

Experience the future of digital banking with a leading mobile banking app in the UAE. Enjoy seamless account management, instant account opening, and exclusive rewards. Join now for smarter banking.

💰 Finance
(8.5K)
10
PayMe by HSBC
PayMe by HSBC
PayMe by HSBC
Go cashless with PayMe!
Free

Go cashless with this app that allows you to pay businesses of all sizes at over 60,000 outlets in Hong Kong. Enjoy discounts, rewards, and easy friend payments all in one place. Sign up today for a convenient and efficient way to manage your finances!

💰 Finance
(2.5K)
11
NBK Mobile Banking
NBK Mobile Banking
NBK Mobile Banking
by National Bank of Kuwait
Free

Access a wide range of banking features with the new NBK Mobile Banking App, offering easier navigation, faster transactions, and enhanced security. Manage accounts, transfer funds, redeem rewards, locate branches, and enjoy a personalized banking experience anytime, anywhere. For support, contact NBK via phone or WhatsApp.

💰 Finance
(45K)
12
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Receipts, Games & Surveys
Free

Earn rewards on every purchase, find automatic savings, and get paid for sharing data with this app. Simply sync your data, make purchases, and watch your savings grow effortlessly. Cash out your rewards easily via Venmo or PayPal. Start saving with this app today!

🛍️ Shopping
(133K)
13
Grow Mobile Banking
Grow Mobile Banking
Grow Mobile Banking
by Grow Financial Federal Credit Union
Free

Access your finances anytime, anywhere with the mobile banking app. Manage your accounts, set budgets, receive alerts, and stay on top of your money effortlessly. Take control of your banking on the go!

💰 Finance
(10K)
14
FSCB Banking
FSCB Banking
FSCB Banking
by First State Community Bank
Free

A convenient digital banking app for managing accounts, transferring money, paying bills, and more on the go. Features include money management tools, setting alerts, managing debit cards, and accessing credit scores. Secure, fast, and free for First State Community Banking customers.

💰 Finance
(1.7K)
15
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
by 1st Source Bank
Free

Access your accounts anytime, anywhere with convenient mobile banking from 1st Source Bank. Manage your money easily through features like check deposit, transaction history, and e-Statements. Sign up or log in with your Online Banking credentials and take control of your finances on-the-go!

💰 Finance
(12K)
16
ICCU Mobile Banking
ICCU Mobile Banking
ICCU Mobile Banking
by Idaho Central Credit Union
Free

Easily manage your accounts on-the-go with our mobile banking app. View transactions, transfer funds, deposit checks, pay bills, and more. Download now for convenient and secure financial management.

💰 Finance
(75K)
17
Educators WI Mobile Banking
Educators WI Mobile Banking
Educators WI Mobile Banking
by Educators Credit Union - Ivanhoe Place Real Estate Llc,
Free

Access your finances anytime, anywhere with this secure mobile banking app. Manage account balances, transfer funds, pay bills, deposit checks, track credit score, set budgets, and more. Simply log in with your Online Banking credentials or register to start.

💰 Finance
(78K)
18
Gesa Digital Banking
Gesa Digital Banking
Gesa Digital Banking
by Gesa Credit Union
Free

Access your banking anytime, anywhere with Gesa Digital Banking. Easily manage your finances, transfer funds, deposit checks, pay bills, and apply for services at your convenience. Experience biometric access and more by visiting Gesa.com today.

💰 Finance
(28K)
19
FAIRWINDS Mobile Banking
FAIRWINDS Mobile Banking
FAIRWINDS Mobile Banking
by FAIRWINDS Credit Union
Free

Access FAIRWINDS Mobile Banking for convenient balance checks, transfers, and check deposits straight from your iPhone or iPad. Enjoy cash back rewards on purchases and easily transfer money using Popmoney. Join now if you're a FAIRWINDS Credit Union account holder.

💰 Finance
(24K)
20
Service CU Mobile Banking
Service CU Mobile Banking
Service CU Mobile Banking
by Service Credit Union
Free

Access a comprehensive mobile banking application that streamlines managing your finances with features like balance checks, fund transfers, bill payments, remote check deposits, cash back offers activation, and loan applications. Enjoy the convenience, security, and speed of this free app. Terms and conditions apply.

💰 Finance
(5.2K)