Best Banking With Rewards Apps

0+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Whether you're new to banking with rewards or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Banking With Rewards Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (84K)NoNoOct 2026
2Robinhood BankingRobinhood BankingFree4.9★ (107K)NoNoOct 2026
3PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoOct 2026
4OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (459K)NoNoOct 2026
5Logix BankingLogix BankingFree4.7★ (9.7K)NoNoOct 2026
6Arvest Mobile Banking AppArvest Mobile Banking AppFree4.8★ (265K)NoNoOct 2026
7AmexAmexFree4.9★ (4.4M)YesNoOct 2026
8Community Choice e-BankingCommunity Choice e-BankingFree4.6★ (4.5K)NoNoOct 2026

Top Picks for Banking With Rewards

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards
Editor's Choice
💰 Finance
4.9😐(84K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management
  • 🏆 Helpful in improving credit and consolidating debt

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
  • 💳 Card usage issues and unexpected account suspensions
  • 🕰️ Slow processing of payments and deposits
Robinhood Banking#2

Robinhood Banking by Robinhood Markets, Inc.

Credit Card & Banking
Strong Contender
💰 Finance
4.9😊(107K ratings)
Free
#87in Finance
Robinhood Banking screenshot 1
Robinhood Banking screenshot 2
Robinhood Banking screenshot 3
Robinhood Banking screenshot 4
Robinhood Banking screenshot 5
Robinhood Banking screenshot 6

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

What We Love

  • 🚀 Fast processing
  • 💰 Excellent cash back rewards
  • 📱 Sleek and intuitive app
  • 🔒 Secure features like virtual cards
  • 🤑 Ability to invest rewards
  • 🤩 Seamless integration with Robinhood platform

Room to Improve

  • ⏱️ Slow payment processing
  • 🚫 Restrictions on modifying flights
  • 🤔 Unclear transaction limits
  • 💸 Potential for reduced cash back when redeeming points
PNC Mobile Banking#3

PNC Mobile Banking by PNC Bank, N.A.

Digital Banking Solutions
Worth Considering
💰 Finance
4.8😐(2M ratings)
Free
#84in Finance
PNC Mobile Banking screenshot 1
PNC Mobile Banking screenshot 2
PNC Mobile Banking screenshot 3
PNC Mobile Banking screenshot 4
PNC Mobile Banking screenshot 5
PNC Mobile Banking screenshot 6

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

What We Love

  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions
  • 👍 Friendly and helpful customer service
  • 🚀 Easy check deposit via mobile app
  • 👍 Reliable and consistent app experience

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • 🔒 Security issues with data breaches
  • 💰 Excessive fees and overdraft charges
  • 🕰️ Slow processing of mobile deposits
  • 👎 Confusing and unintuitive user interface

More Banking With Rewards apps to explore

FAQ about Banking With Rewards

What are the best banking with rewards apps for iPhone?
Upgrade - Mobile Banking tops our banking with rewards apps ranking as of June 2026, with a 4.9-star average from 84K App Store ratings, and it's free to download.
Yes — 20 of the top banking with rewards apps we rank are free to download, including Upgrade - Mobile Banking and Robinhood Banking.
Upgrade - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of June 2026.