Best Banking With Rewards Apps

0+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Whether you're new to banking with rewards or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Banking With Rewards Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (83K)NoNoAug 2026
2Robinhood BankingRobinhood BankingFree4.9★ (77K)NoNoAug 2026
3PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoAug 2026
4OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (411K)NoNoAug 2026
5Logix BankingLogix BankingFree4.7★ (9.4K)YesNoAug 2026
6Arvest Mobile Banking AppArvest Mobile Banking AppFree4.8★ (264K)NoNoAug 2026
7AmexAmexFree4.9★ (4.4M)YesNoAug 2026
8Community Choice e-BankingCommunity Choice e-BankingFree4.6★ (4.2K)YesNoAug 2026

Top Picks for Banking With Rewards

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards
Editor's Choice
💰 Finance
4.9😐(83K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
Robinhood Banking#2

Robinhood Banking by Robinhood Markets, Inc.

Credit Card & Banking
Strong Contender
💰 Finance
4.9😊(77K ratings)
Free
Robinhood Banking screenshot 1
Robinhood Banking screenshot 2
Robinhood Banking screenshot 3
Robinhood Banking screenshot 4
Robinhood Banking screenshot 5
Robinhood Banking screenshot 6

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

What We Love

  • 🚀 Fast processing
  • 💰 Excellent cash back rewards
  • 📱 Sleek and intuitive app
  • 🔒 Secure features like virtual cards

Room to Improve

  • ⏱️ Slow payment processing
  • 🚫 Restrictions on modifying flights
  • 🤔 Unclear transaction limits
PNC Mobile Banking#3

PNC Mobile Banking by PNC Bank, N.A.

Digital Banking Solutions
Worth Considering
💰 Finance
4.8😐(2M ratings)
Free
#74in Finance
PNC Mobile Banking screenshot 1
PNC Mobile Banking screenshot 2
PNC Mobile Banking screenshot 3
PNC Mobile Banking screenshot 4
PNC Mobile Banking screenshot 5
PNC Mobile Banking screenshot 6

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

What We Love

  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions
  • 👍 Friendly and helpful customer service
  • 🚀 Easy check deposit via mobile app

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • 🔒 Security issues with data breaches
  • 💰 Excessive fees and overdraft charges

More Banking With Rewards apps to explore

4
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
5
Logix Banking
Logix Banking
Logix Banking
Welcome to banking on the go!
Free

Manage your bank accounts, pay bills, deposit checks, and send money with Zelle® all from your smartphone. Receive real-time card alerts and enjoy enhanced security for all your banking activities.

Send and receive money with Zelle®Manage cards: alerts, freeze/unfreezeMobile check deposit
💰 Finance
(9.4K)
free
6
Arvest Mobile Banking App
Arvest Mobile Banking App
Arvest Mobile Banking App
The Banking App by Arvest
Free

Manage your finances with ease. Deposit checks, transfer funds, pay bills, and control your cards. Securely send and receive money with Zelle® and get instant account alerts.

Mobile check depositFund transfersBill pay
💰 Finance
(264K)
free
7
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
8
Community Choice e-Banking
Community Choice e-Banking
Community Choice e-Banking
by Community Choice Credit Union
Free

Manage your finances on the go with this mobile banking application. Access your accounts, view transaction history, transfer funds, and make deposits conveniently and securely from your device.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(4.2K)
free with in-app purchases
9
Mashreq UAE - Digital Banking
Mashreq UAE - Digital Banking
Mashreq UAE - Digital Banking
Online Banking Made Easy
Free

This digital banking app offers secure and convenient access to your finances. Open accounts instantly, manage investments, make transfers, and access exclusive lifestyle perks and savings opportunities. It provides a comprehensive suite of tools for everyday banking and financial planning.

Instant digital account openingSalary transfer benefitsHigh-yield savings accounts
💰 Finance
(8.9K)
free
10
PayMe by HSBC
PayMe by HSBC
PayMe by HSBC
Go cashless with PayMe!
Free

Go cashless with a mobile payment solution accepted at over 60,000 locations across Hong Kong. Easily pay businesses, friends, and family, and enjoy rewards and vouchers. Top up your wallet conveniently from your bank account or credit card.

Cashless payments at 60,000+ outletsAccepted at major retailers and servicesEarn discounts, vouchers, and rewards
💰 Finance
(2.6K)
free
11
NBK Mobile Banking
NBK Mobile Banking
NBK Mobile Banking
by National Bank of Kuwait
Free

Manage your bank accounts, cards, and finances with a user-friendly mobile banking experience. Perform transactions, redeem rewards, and access banking services securely from anywhere.

Onboard new customersManage debit, prepaid, and credit cardsTransfer funds locally and internationally
💰 Finance
(45K)
free with in-app purchases
12
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Receipts, Games & Surveys
Free

Earn rewards on every purchase and discover automatic savings on everyday expenses like groceries, bills, and insurance. Play games, take surveys, or scan receipts for extra rewards. Cash out your earnings easily via Venmo or PayPal.

Rewards on every purchaseAutomatic savingsEarn from games and surveys
🛍️ Shopping
(138K)
ad-supported
13
Grow Mobile Banking
Grow Mobile Banking
Grow Mobile Banking
by Grow Financial Federal Credit Union
Free

Manage your finances conveniently with this mobile banking app. It offers 24/7 access to account information, customizable views, and tools for setting savings and budget goals. Stay informed with real-time status updates on all your account activity.

24/7 account accessCustomizable account viewsPersonal money manager tools
💰 Finance
(10K)
free
14
FSCB Banking
FSCB Banking
FSCB Banking
by First State Community Bank
Free

Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.

Account managementMobile check depositMoney transfers
💰 Finance
(1.7K)
free
15
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
by 1st Source Bank
Free

Manage your personal banking accounts securely and conveniently from your mobile device. Deposit checks, view transaction history, pay bills, and transfer funds with ease. Access banking services anytime, anywhere.

Check DepositTransaction HistoryBill Pay
💰 Finance
(12K)
free
16
ICCU Mobile Banking
ICCU Mobile Banking
ICCU Mobile Banking
by Idaho Central Credit Union
Free

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

Account activity and balance reviewFund transfersMobile deposits
💰 Finance
(78K)
ad-supported
17
Educators WI Mobile Banking
Educators WI Mobile Banking
Educators WI Mobile Banking
by Educators Credit Union - Ivanhoe Place Real Estate Llc,
Free

Manage your finances on the go with this secure mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and monitor your credit score. It also offers tools for budgeting, savings goals, and financial wellness assessments.

Account management and transaction historyMobile check depositBill payment and fund transfers
💰 Finance
(79K)
free
18
Gesa Digital Banking
Gesa Digital Banking
Gesa Digital Banking
by Gesa Credit Union
Free

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

Money transfersCheck depositsBill payments
💰 Finance
(28K)
free
19
FAIRWINDS Mobile Banking
FAIRWINDS Mobile Banking
FAIRWINDS Mobile Banking
by FAIRWINDS Credit Union
Free

Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.

Check balances and review activityInstant mobile check depositLock/unlock debit and credit cards
💰 Finance
(24K)
free
20
Service CU Mobile Banking
Service CU Mobile Banking
Service CU Mobile Banking
by Service Credit Union
Free

Easily manage your finances on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Find ATM and branch locations with this secure and convenient mobile banking solution.

Check account balancesTransfer fundsPay bills
💰 Finance
(11K)
free with in-app purchases

FAQ about Banking With Rewards

What are the best banking with rewards apps for iPhone?
Upgrade - Mobile Banking tops our banking with rewards apps ranking as of June 2026, with a 4.9-star average from 83K App Store ratings, and it's free to download.
Yes — 20 of the top banking with rewards apps we rank are free to download, including Upgrade - Mobile Banking and Robinhood Banking.
Upgrade - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
This app provides a comprehensive mobile banking experience. You can manage rewards checking accounts, apply for and manage personal loans, credit lines, and cards. It also allows you to track balances, pay bills, monitor your credit score, and request cash advances.
Key features include earning cash back rewards on Upgrade Card purchases, managing various loan types (personal, auto, home improvement), tracking your credit score with alerts and a simulator, opening high-yield savings accounts, and requesting cash advances. It also facilitates bill payments and balance checks.