Best Online Banking App Reviews

228+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 228+ online banking app reviews apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Online Banking App Reviews

FB Mobile Banking#1

FB Mobile Banking by FIRST SOUTH BANCORP, INC.

FirstBank Mobile Banking App
Editor's Choice
💰 Finance
4.8😊(18K ratings)
FreeAds
FB Mobile Banking screenshot 1
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FB Mobile Banking screenshot 4

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools for transaction organization, payment, transfers, check deposits, and card management. It also provides security features and branch/ATM locators.

What We Love

  • 👍 Convenient money transfers
  • 🚀 Easy to use app
  • 🔒 Robust security features
  • 📸 Mobile check deposit

Room to Improve

  • 🐛 Slow app performance
  • 🐛 Unreliable mobile deposit
  • 🐛 Delayed transaction updates
Varo Bank: Online Banking#2

Varo Bank: Online Banking by Varo Money, Inc.

Early Payday & Cash Advances
Strong Contender
💰 Finance
4.9😞(233K ratings)
Free
#52in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Worth Considering
💰 Finance
4.6😞(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions

More Online Banking App Reviews apps to explore

4
Service CU Mobile Banking
Service CU Mobile Banking
Service CU Mobile Banking
by Service Credit Union
Free

Easily manage your finances on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Find ATM and branch locations with this secure and convenient mobile banking solution.

Check account balancesTransfer fundsPay bills
💰 Finance
(5.2K)
free with in-app purchases
5
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
6
Horizon Bank Mobile Banking
Horizon Bank Mobile Banking
Horizon Bank Mobile Banking
by Horizon Bank, National Association
Free

Manage your finances conveniently from your mobile device. Access account balances, transaction history, and transfer funds securely. Pay bills, view statements, and set up custom alerts to stay on top of your money.

Check account balancesView account historyTransfer money between accounts
💰 Finance
(3.7K)
free
7
Goldenwest Mobile Banking
Goldenwest Mobile Banking
Goldenwest Mobile Banking
by Goldenwest Credit Union
Free

Manage your finances on the go with this secure mobile banking app. Access account details, transfer funds, deposit checks, and pay bills. Locate branches and ATMs, and control your debit and credit cards.

Account balance and history viewingFund transfersMobile check deposit
💰 Finance
(23K)
free
8
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accountsTrack account activityMobile check deposit
💰 Finance
(35K)
free
9
FirstBank Tu Banca Digital App
FirstBank Tu Banca Digital App
FirstBank Tu Banca Digital App
by FIRSTBANK PUERTO RICO
Free

Manage your finances conveniently with a suite of digital banking tools. Deposit checks remotely, view account details, make payments, and perform various banking services securely from your mobile device.

Mobile check depositView account balances and transaction historyPay bills and loans
💰 Finance
(21K)
free
10
BCU Mobile Banking
BCU Mobile Banking
BCU Mobile Banking
by BCU
Free

Manage your finances with a modern, secure mobile banking app. Access accounts, track spending, set savings goals, and make payments easily. Enjoy personalized dashboards and card controls for a seamless banking experience.

Quick & Secure Logins (Fingerprint/Face ID)Financial Well-Being ResourcesFlexible Payments (Mobile Payments/Bill Pay)
💰 Finance
(93K)
free with in-app purchases
11
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
💰 Finance
(1.7K)
free
12
NWFCU Mobile Banking
NWFCU Mobile Banking
NWFCU Mobile Banking
by Northwest Federal Credit Union
Free

Manage your personal and business accounts, credit cards, and loans securely on the go. This app allows for bill payments, check deposits, transaction history viewing, and ATM location services.

Account managementBill and loan paymentsMobile check deposit
💰 Finance
(15K)
free with in-app purchases
13
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
14
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
15
Frontwave Mobile Banking
Frontwave Mobile Banking
Frontwave Mobile Banking
by Frontwave Credit Union
Free

Manage your finances on the go with this mobile banking solution. Check balances, view transactions, transfer funds, pay bills, and deposit checks. Locate nearby branches and ATMs with ease.

Check account balanceView transaction historyTransfer funds
💰 Finance
(27K)
free
16
Provident CU Mobile Banking
Provident CU Mobile Banking
Provident CU Mobile Banking
by Provident Credit Union
Free

Manage your finances on the go with this mobile banking application. Easily monitor account balances, transfer funds, pay bills, and deposit checks. Securely access your accounts and manage credit cards with advanced features.

Secure sign-in with biometricsMonitor account balancesSend and receive money with Zelle®
💰 Finance
(11K)
free
17
1st Advantage Mobile Banking
1st Advantage Mobile Banking
1st Advantage Mobile Banking
by 1st Advantage federal Credit Union
Free

Manage your finances on the go with secure, 24/7 access to your accounts. Check balances, transfer funds, pay bills, deposit checks, and find nearby locations. Receive important account alerts for peace of mind.

Check account balancesTransfer fundsView transaction history
💰 Finance
(4.4K)
free
18
Plumas Bank Mobile Banking
Plumas Bank Mobile Banking
Plumas Bank Mobile Banking
by Plumas Bank
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transactions, and send secure messages from anywhere. It's a fast and free tool for existing online banking users.

Check balances 24/7View pending transactionsFunds transfers
💼 Business
(830)
free
19
FNB Direct
FNB Direct
FNB Direct
by First National Bank of Pennsylvania
Free

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

Check account transactions and balancesManage FNB Debit CardDeposit checks
💰 Finance
(49K)
free
20
CNB Mobile Online Banking
CNB Mobile Online Banking
CNB Mobile Online Banking
by The Canandaigua National Bank and Trust Company
Free

Manage your bank accounts on the go with real-time information, transaction history, and fund transfers. Deposit checks, pay bills, and securely message your bank. Locate branches and ATMs, and easily connect with customer support.

Real-time account informationSearch account historyMobile check deposit
💰 Finance
(3.6K)
free