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Best Business Checking Alternative Apps

211+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 211+ business checking alternative apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Business Checking Alternative

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
💰 Finance
4.8😐(31K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options
Amex Business Blueprint™#3

Amex Business Blueprint™ by American Express

Efficient Cash Flow Management
Worth Considering
💰 Finance
4.8😞(8.5K ratings)
Free
Amex Business Blueprint™ screenshot 1
Amex Business Blueprint™ screenshot 2
Amex Business Blueprint™ screenshot 3
Amex Business Blueprint™ screenshot 4
Amex Business Blueprint™ screenshot 5
Amex Business Blueprint™ screenshot 6

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

What We Love

  • 🚀 Lightning-fast mobile check deposit
  • 👍 Simple and straightforward app
  • 💡 Convenient line of credit when needed

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔒 Lack of security features like Touch ID
  • 💸 High interest rates and short repayment periods

More Business Checking Alternative apps to explore

4
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(7K)
free with in-app purchases
5
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.3K)
free
6
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(961)
free
7
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(14K)
free with in-app purchases
8
Bluevine
Bluevine
Bluevine
Bluevine
Free

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks
💰 Finance
(4.2K)
free
9
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Seller & Wholesale Marketplace
Free

This app is a comprehensive B2B marketplace designed for businesses of all sizes. It offers wholesale prices, business-only deals, and tools to manage purchases, track spending, and streamline procurement. Separate business and personal shopping with ease.

B2B store with wholesale pricesTrack and manage business purchasesThree-way match for package receiving
💼 Business
(17K)
free with in-app purchases
10
Square - Dashboard for POS
Square - Dashboard for POS
Square - Dashboard for POS
Simple, Powerful POS Analytics
Free

Monitor your business performance, finances, and team from anywhere in real time. Track sales, manage cash flow, and update schedules with this powerful analytics tool.

Real-time business monitoringSales and performance trackingFinancial management
💼 Business
(2.6K)
ad-supported
11
Arvest RDC for Business
Arvest RDC for Business
Arvest RDC for Business
Deposit Business Checks
Free

This app allows Arvest business customers to deposit checks remotely using their mobile device. It is designed for frequent check depositors, enabling quick capture of multiple checks in a single transaction. An Arvest Bank business account and RDC service enrollment are required.

Remote check depositCapture multiple checksBusiness account integration
💼 Business
(1)
free
12
Business Card Reader
Business Card Reader
Business Card Reader
Biz Cards Scanner App by ABBYY
Free

This app quickly scans and stores contact information from business cards in 25 languages. It automatically corrects and normalizes data, offers an Apple Watch app, and allows for easy export and sharing of contacts.

Quick and accurate business card scanningAuto-click photo featureAutomatic phone number normalization
💼 Business
(20K)
free with in-app purchases
13
SumUp Business
SumUp Business
SumUp Business
Tap to Pay, paiements et POS
Free

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

Accept paymentsManage item catalogTrack sales reports
💼 Business
(688)
free with in-app purchases
14
Lake Trust Business Banking
Lake Trust Business Banking
Lake Trust Business Banking
by Lake Trust Credit Union
Free

Manage your business finances conveniently from your mobile device. Check balances, monitor activity, transfer funds, and pay bills on the go. Secure messaging and branch information are also available.

Check account balancesMonitor account activityView pending transactions
💰 Finance
(123)
free
15
LZ Books
LZ Books
LZ Books
by LegalZoom.com, Inc.
Free

This app allows subscribers to manage their business finances on the go. Users can track transactions, edit details, upload receipts, manage mileage, and create invoices. It provides insights into business income and trends, with easy access to account information.

Manage business transactionsEdit categories and descriptionsUpload receipts
💼 Business
(2.8K)
ad-supported
16
Wio Business
Wio Business
Wio Business
Reboot business banking
Free

This app offers a fully digital business banking experience, enabling users to manage finances, create virtual cards, and track invoices. It simplifies business growth with real-time transactions and transparent fee structures.

Digital business account openingVirtual card creationInvoice management
💰 Finance
(324)
ad-supported
17
NetSpend Small Business
NetSpend Small Business
NetSpend Small Business
by NETSPEND CORPORATION
Free

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

Separate business and personal expensesOrganize transactions for tax preparationAccept payments on the go
💰 Finance
(30)
free
18
Hancock Whitney Business
Hancock Whitney Business
Hancock Whitney Business
Banking built around you
Free

Manage your business finances with this mobile banking app. Features include transaction details, check deposits, bill payments, money transfers, and budgeting tools to track spending and gain financial insights.

Manage accountsDeposit checksSchedule bill payments
💰 Finance
(19)
free with in-app purchases
19
Columbia Bank Business Banking
Columbia Bank Business Banking
Columbia Bank Business Banking
by Columbia Bank
Free

Manage your business finances on the go with this free mobile banking app. It offers real-time balance checks, transaction tracking, mobile check deposits, and secure messaging for convenient cash management.

Real-time balance checksView pending transactionsFunds transfer management
💰 Finance
(207)
free
20
Columbia Commercial Mobile
Columbia Commercial Mobile
Columbia Commercial Mobile
by Columbia Bank (OR)
Free

Manage your business finances on the go with this mobile banking application. It allows you to deposit checks, view account balances, transfer funds between accounts, and pay bills directly from your device.

Check account balancesSearch recent transactionsTransfer funds between accounts
💰 Finance
(5.9K)
free