Best Business Loan App

221+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7โ˜…, the business loan app category is one of the App Store's strongest. Browse all 221+ apps we track, sorted so the most loved ones surface first.

Compare top Business Loan App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9โ˜… (2.4K)NoNoJul 2026
2Credlix - Business Loan AppCredlix - Business Loan AppFreeโ€”NoNoMay 2026
3Cashably: Small Business & gigCashably: Small Business & gigFree5.0โ˜… (1)NoNoJul 2026
4Skip โ€“ AI for EntrepreneursSkip โ€“ AI for EntrepreneursFree4.8โ˜… (3.5K)NoYesJul 2026
5Novo - Small Business CheckingNovo - Small Business CheckingFree4.8โ˜… (20K)NoNoJul 2026
6Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (80K)YesYesJul 2026
7Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9โ˜… (22K)YesNoJul 2026
8Moniepoint Business BankingMoniepoint Business BankingFree4.6โ˜… (15K)YesNoJul 2026

Top Picks for Business Loan App

Fundbox - Small Business Loans#1

Fundbox - Small Business Loans by Fundbox

Fast, revolving line of credit
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(2.4K ratings)
Free
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ’ก Flexible payment options
  • ๐Ÿค Great customer service

Room to Improve

  • ๐Ÿ’ธ High interest rates
  • ๐Ÿ”’ Lack of transparency
  • ๐Ÿ› Technical issues and bugs
Cashably: Small Business & gig#3

Cashably: Small Business & gig by Cashably llc

Business Credit, Banking & LLC
Worth Considering
๐Ÿ’ผ Business
5.0(1 ratings)
Free
Cashably: Small Business & gig screenshot 1
Cashably: Small Business & gig screenshot 2
Cashably: Small Business & gig screenshot 3
Cashably: Small Business & gig screenshot 4
Cashably: Small Business & gig screenshot 5
Cashably: Small Business & gig screenshot 6

Access essential financial tools for small businesses, freelancers, and gig workers. Compare loan offers, apply for credit cards, and form your LLC with integrated partners, all without impacting your credit score during prequalification.

More Business Loan App apps to explore

4
Skip โ€“ AI for Entrepreneurs
Skip โ€“ AI for Entrepreneurs
Skip โ€“ AI for Entrepreneurs
Grants, funding & growth tools
Free

Discover and apply for business funding opportunities like grants and loans. Utilize AI tools for application assistance, insights, and automated grant applications. Track your progress and access expert advice to maximize your funding potential.

Discover funding opportunities (grants, loans)Automated grant applicationsAI for business growth and funding questions
๐Ÿ’ฐ Finance
(3.5K)
free with in-app purchases
5
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
๐Ÿ’ฐ Finance
(20K)
free
6
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
๐Ÿ’ฐ Finance
(80K)
subscription
7
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
8
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
๐Ÿ’ฐ Finance
(15K)
free with in-app purchases
9
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
๐Ÿ’ฐ Finance
(14K)
free
10
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
11
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
๐Ÿ’ฐ Finance
(31)
free with in-app purchases
12
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
๐Ÿ’ฐ Finance
(134K)
free with in-app purchases
13
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
14
Capital on Tap
Capital on Tap
Capital on Tap
by New Wave Capital Ltd
Free

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

Real-time spend trackingSet employee spend limitsView transactions and statements
๐Ÿ’ผ Business
(4.7K)
free
15
Kredmint: Quick Business Loan
Kredmint: Quick Business Loan
Kredmint: Quick Business Loan
Kredmint
Free
๐Ÿ’ฐ Finance
(0)
16
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
๐Ÿ’ฐ Finance
(2)
ad-supported
17
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(6.9K)
free with in-app purchases
18
Prospa - Business Account
Prospa - Business Account
Prospa - Business Account
Banking, payments & loans.
Free

This app provides a fully licensed and insured business bank account. It enables businesses to make payments, access loans, and manage operations securely and efficiently through a mobile interface. Designed for growth-focused SMEs, it offers features like expense cards and sub-accounts.

Fully licensed and insured business bank accountSend and receive instant paymentsIssue virtual and physical expense cards
๐Ÿ’ฐ Finance
(9)
free
19
Happen Bank
Happen Bank
Happen Bank
Formerly LendingClub
Free

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account managementLoan progress trackingFree credit score and report monitoring
๐Ÿ’ฐ Finance
(8.5K)
free
20
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
๐Ÿ’ฐ Finance
(12K)
freemium

FAQ about Business Loan App

What is the best business loan app for iPhone?
Fundbox - Small Business Loans tops our business loan app ranking as of June 2026, with a 4.9-star average from 2.4K App Store ratings, and it's free to download.
Yes โ€” 20 of the top business loan app we rank are free to download, including Fundbox - Small Business Loans and Credlix - Business Loan App.
Fundbox - Small Business Loans has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 221+ business loan app on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides small business owners with a revolving line of credit. It allows for fast access to funds and includes features to track historical payments and view details of upcoming debits.
Key features include a revolving line of credit, fast access to funds, detailed historical payment information, and a breakdown of your next scheduled debit. The app also boasts a new home screen design and faster navigation.