Best Buy Now Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

If you already know BuyNow by KIB, this is the deeper bench. 249+ buy now apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Buy Now Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BuyNow by KIBBuyNow by KIBFree4.7★ (188)NoNoOct 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoNov 2026
3Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (124K)NoNoNov 2026
4Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.9M)NoNoNov 2026
5Katapult | Shop & Lease to OwnKatapult | Shop & Lease to OwnFree4.8★ (29K)NoNoNov 2026
6Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (883K)NoNoNov 2026
7Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.5M)YesNoNov 2026
8Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (86K)NoNoNov 2026

Top Picks for Buy Now

4.7(188 ratings)
Free
BuyNow by KIB screenshot 1
BuyNow by KIB screenshot 2
BuyNow by KIB screenshot 3
BuyNow by KIB screenshot 4
BuyNow by KIB screenshot 5

Shop and finance purchases with 0% profit financing, exclusive deals, and a wide range of products and services. Flexible financing options are available for KIB customers and non-customers alike, with no salary transfer required.

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(753K ratings)
Free
#35in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores
  • 🕰️ Flexible payment scheduling
  • 💰 Helps with budgeting and affordability

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues
  • 💳 Incompatibility with certain payment methods
  • 🕰️ Automatic payments causing overdraft issues
Four | Buy Now, Pay Later#3

Four | Buy Now, Pay Later by Four Technologies, Inc

Flexible Shopping & Payments
Worth Considering
🛍️ Shopping
4.8😞(124K ratings)
Free
#36in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits
  • 🤩 Great app experience

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
  • 🕰️ Slow refund processing
  • 🔒 Account/login issues

More Buy Now apps to explore

FAQ about Buy Now

What are the best buy now apps for iPhone?
BuyNow by KIB tops our buy now apps ranking as of October 2026, with a 4.7-star average from 188 App Store ratings, and it's free to download.
Yes — 20 of the top buy now apps we rank are free to download, including BuyNow by KIB and Afterpay: Pay over time.
BuyNow by KIB has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ buy now apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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