Best Check Credit Score Payzapp Apps

220+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Looking for free check credit score payzapp apps? 20 of our 220+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Check Credit Score Payzapp

Kikoff – Build Credit Quickly#1

Kikoff – Build Credit Quickly by Kikoff Inc.

Grow & Track Your Credit
Editor's Choice
💰 Finance
4.9😊(248K ratings)
FreeAds
#46in Finance
Kikoff – Build Credit Quickly screenshot 1
Kikoff – Build Credit Quickly screenshot 2
Kikoff – Build Credit Quickly screenshot 3
Kikoff – Build Credit Quickly screenshot 4
Kikoff – Build Credit Quickly screenshot 5
Kikoff – Build Credit Quickly screenshot 6

Build credit quickly with Kikoff: improve your credit score by 58 points on average. Choose from Basic or Premium plans, get a credit line reported to major bureaus, and watch your credit grow hassle-free. Sign up and start building credit effortlessly today.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score
WalletHub: Credit & Budgeting#2

WalletHub: Credit & Budgeting by Evolution Finance, Inc.

Improve Credit, Budget & Save
Strong Contender
💰 Finance
4.8😊(9.9K ratings)
FreeAdsIn-App Purchases
#55in Finance
WalletHub: Credit & Budgeting screenshot 1
WalletHub: Credit & Budgeting screenshot 2
WalletHub: Credit & Budgeting screenshot 3
WalletHub: Credit & Budgeting screenshot 4
WalletHub: Credit & Budgeting screenshot 5
WalletHub: Credit & Budgeting screenshot 6

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

What We Love

  • 👍 Helpful and informative
  • 🚀 Accurate and fast updates
  • 🔒 Secure and reliable
  • 💡 Great credit monitoring tools

Room to Improve

  • 🐛 Occasional login/access issues
  • 🔒 Concerns about data privacy
  • 💡 Needs more customization options
Credit Sesame: Grow Your Score#3

Credit Sesame: Grow Your Score by Credit Sesame, Inc.

Manage, Track & Build Credit
Worth Considering
💰 Finance
4.8😐(437K ratings)
FreeIn-App Purchases
#45in Finance
Credit Sesame: Grow Your Score screenshot 1
Credit Sesame: Grow Your Score screenshot 2
Credit Sesame: Grow Your Score screenshot 3
Credit Sesame: Grow Your Score screenshot 4
Credit Sesame: Grow Your Score screenshot 5
Credit Sesame: Grow Your Score screenshot 6

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

What We Love

  • 💳 Helpful for managing credit and financial health
  • 📊 Provides detailed credit report updates
  • 💡 Offers personalized tips for improving credit score
  • 🔒 Provides identity theft protection and monitoring

Room to Improve

  • 💤 Slow credit score updates
  • 📧 Frequent and excessive email notifications
  • 🤑 Pushes credit card applications aggressively

More Check Credit Score Payzapp apps to explore

4
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Access credit and build your financial future with Arro. Apply for a credit card in under 5 minutes, regardless of your credit score. Use the virtual card instantly while waiting for the physical one to arrive, and start managing your finances efficiently.

💰 Finance
(1.7K)
5
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Help build your credit for free with an innovative application that uses your subscriptions to boost your credit score quickly across all major credit bureaus. By simply applying for a Grow MasterCard, linking your bank account, and adding subscriptions like Netflix and Spotify, you can start improving your creditworthiness without impacting your score. Start your journey to better financial opportunities today!

💰 Finance
(10K)
6
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

💰 Finance
(130K)
7
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Get your free credit report and credit score updates at no cost with a free account, no credit card required. Sign up now to track your credit journey and set a score goal with monthly updates.

💰 Finance
(30K)
8
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

An app that helps users build credit by reporting their rent payments, offering personalized credit-building tips, and providing tools to track credit scores. Take control of your financial future today.

💰 Finance
(1.2K)
9
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Financial Advisor
Free

This app is a financial advisor that offers an easy way to understand your finances by providing instant access to your real credit score, home equity monitoring, personalized loan offers, and more. It includes the world's first credit card that quickly unlocks home equity, saving time, effort, and money, all conveniently accessible from your phone.

💰 Finance
(3.8K)
10
Credit Tracking
Credit Tracking
Credit Tracking
Customer Monitoring Hub
Free

Monitor your credit restoration journey seamlessly with our Customer Monitoring Hub. Track your credit score, disputed items, deletions, and easily submit documents and messages. Take charge of your credit health today!

💼 Business
(75)
11
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

An application to rapidly build your credit history and improve your credit score, offering quick results in just weeks with a transparent pricing model starting at $6/month. Includes a Credit Builder Card for easy payments and lowering credit utilization, and a Secured Credit Building Account to report positive behavior to credit bureaus quickly.Unlock a better financial future with Ava.

💰 Finance
(47K)
12
Credit Booster AI: Fix & Build
Credit Booster AI: Fix & Build
Credit Booster AI: Fix & Build
Credit Monitoring & Mentoring
Free

This personal AI credit mentor helps you understand, manage, and improve your credit with clear guidance, turning complex credit data into actionable insights. Take control of your financial journey and achieve stronger financial confidence by monitoring your progress, checking reports, and receiving personalized tips.

💰 Finance
(62)
13
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Grid Money lets you build credit, access cash advances, boost your paycheck with Grid Tax, and protect your income. Improve your credit score with each purchase using the Grid card. No interest, credit checks, or late fees - just a flat $10/month fee. Take control of your financial future today.

💰 Finance
(28K)
14
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Access all your accounts and manage your money easily with this app: view balances, pay bills, redeem rewards, and more. Stay informed with alerts, lock your cards instantly, and get assistance from Eno. Download now for better banking.

💰 Finance
(11M)
15
Credit Score Check & Report
Credit Score Check & Report
Credit Score Check & Report
Check • Improve • Monitor
Free
💰 Finance
(56)
16
Mine (formerly Fizz): MoneyGPT
Mine (formerly Fizz): MoneyGPT
Mine (formerly Fizz): MoneyGPT
Build Credit, Budget, Save
Free

Build credit, earn cash back effortlessly with an app designed for college students. Track spending, automate payments, and earn rewards from over 1,000 merchants. Download now to start building your credit profile and enjoy the benefits!

💰 Finance
(12K)
17
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your credit card and bank accounts easily with this mobile app. Check balances, make payments, redeem rewards, and more on the go. Contact us at mobappqs@service.discovercard.com for any queries.

💰 Finance
(5.1M)
18
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Get cash advances up to $100 with True Finance: The Money App. Connect your bank account, request funds, and receive them within 3 days. Explore offers, check your credit score, and stay secure with bank-level security. Start today!

💰 Finance
(43K)
19
Credit Score Check
Credit Score Check
Credit Score Check
Track Your Credit Wise Report
Free

Track your credit history across three major bureaus with a user-friendly dashboard, personalized recommendations, and real-time credit change notifications. Sign up now to improve your financial literacy and take control of your credit profile.

💰 Finance
(164)
20
IdentityIQ
IdentityIQ
IdentityIQ
ID theft & credit protection.
Free

IdentityIQ is an innovative application designed to protect against identity theft and fraud. Safeguard your personal information and financial security with this powerful tool.

💰 Finance
(5.1K)