Best Credit Payment App

235+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our credit payment app list covers 235+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Credit Payment App

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
πŸ’Ό Business
4.8😐(601K ratings)
FreeAds
#26in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

Square Point of Sale (POS) is a versatile mobile application that allows users to accept payments, track sales, manage inventory, and analyze business performance all in one place. With its user-friendly interface and powerful features, Square POS helps businesses streamline their operations and improve customer service. Try it out now to simplify your payment transactions and boost your business efficiency.

What We Love

  • πŸ‘ Convenient and easy to use
  • πŸš€ Quick transactions and payouts
  • πŸ’‘ Useful reporting and inventory management features
  • πŸ‘ Professional and sleek hardware design

Room to Improve

  • πŸ› Connectivity issues with card readers
  • πŸ”’ Concerns over account deactivation and fund holds
  • πŸ€– Poor customer service and lack of live support
Credit Acceptance Mobile#2

Credit Acceptance Mobile by Credit Acceptance Corporation

Secure, on-the-go car payments
Strong Contender
πŸ’° Finance
4.4😞(3.9K ratings)
FreeAds
Credit Acceptance Mobile screenshot 1
Credit Acceptance Mobile screenshot 2
Credit Acceptance Mobile screenshot 3
Credit Acceptance Mobile screenshot 4
Credit Acceptance Mobile screenshot 5

Conveniently manage car payments with the mobile app, offering secure logins, payment options, payment information, alerts, and contact details for ancillary products. Download now for seamless account management on the go!

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient payment options
  • πŸš€ Helpful reminders
  • πŸ‘ Great customer service

Room to Improve

  • πŸ’° High interest rates
  • πŸ’° Excessive fees
  • πŸ› Login issues
Credit Sesame: Grow Your Score#3

Credit Sesame: Grow Your Score by Credit Sesame, Inc.

Manage, Track & Build Credit
Worth Considering
πŸ’° Finance
4.8😐(437K ratings)
FreeIn-App Purchases
#51in Finance
Credit Sesame: Grow Your Score screenshot 1
Credit Sesame: Grow Your Score screenshot 2
Credit Sesame: Grow Your Score screenshot 3
Credit Sesame: Grow Your Score screenshot 4
Credit Sesame: Grow Your Score screenshot 5
Credit Sesame: Grow Your Score screenshot 6

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

What We Love

  • πŸ’³ Helpful for managing credit and financial health
  • πŸ“Š Provides detailed credit report updates
  • πŸ’‘ Offers personalized tips for improving credit score
  • πŸ”’ Provides identity theft protection and monitoring

Room to Improve

  • πŸ’€ Slow credit score updates
  • πŸ“§ Frequent and excessive email notifications
  • πŸ€‘ Pushes credit card applications aggressively

More Credit Payment App apps to explore

4
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid fasterΒ²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

πŸ’° Finance
(195K)
5
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

πŸ’° Finance
(162K)
6
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Access your credit card account on the go with an easy and secure mobile solution provided by Elan Financial Services. Simplify your login process and manage your account effortlessly with streamlined sign-up and various login options available.

πŸ’° Finance
(187K)
7
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

An innovative card organization app designed to help you declutter and digitize your physical card collection easily. Say goodbye to bulky wallets and scattered cards – manage them all with just a few taps on your phone! Download now to simplify your life.

πŸ’° Finance
(24K)
8
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

πŸ’° Finance
(11K)
9
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

An AI-powered credit app that helps you repair, build, monitor, and protect your credit score for free. It offers credit monitoring, alerts, scores, and personalized tips, with over 3,000,000 total points increased. Join now to achieve major life milestones with better credit.

πŸ’° Finance
(65K)
10
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

"BHIM – Making India Cashless" is a UPI-enabled initiative called Bharat Interface for Money, designed to facilitate safe and easy digital transactions. Join the movement towards a cashless India today!

πŸ’° Finance
(1.4K)
11
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

πŸ’° Finance
(4.1K)
12
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

πŸ’Ό Business
(49K)
13
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

🌟 Lifestyle
(2.3K)
14
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

An innovative payment solution for businesses, enabling easy processing of transactions through Stripe. Simplify your point-of-sale system with ChargeStripe for efficient payments and seamless financial transactions. Sign up now for a smarter way to handle payments.

πŸ’° Finance
(2.1K)
15
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

An innovative payment solution that allows businesses to accept major credit cards through their iPhone, offering a seamless and secure transaction experience. Available in multiple countries with responsive customer support and bank-grade encryption for PCI compliance.

πŸ’Ό Business
(3.1K)
16
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Build credit with ease using Seen Mobile. Track your spending, boost your credit score, and take control of your financial health. Start your journey to better credit today!

πŸ’° Finance
(21K)
17
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

πŸ’Ό Business
(6.4K)
18
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

πŸ›οΈ Shopping
(1.7M)
19
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

πŸ’Ό Business
(652)
20
Redwood Credit Union
Redwood Credit Union
Redwood Credit Union
Bank on your schedule anywhere
Free

Access loans, credit cards, and competitive rates conveniently through mobile lending. Easily apply for loans for various needs. Manage your account with fast and secure login and switch to Spanish with a click.

πŸ’° Finance
(42K)