Best Digital Rupee Icici Apps

198+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated May 2026

Looking for free Digital Rupee ICICI apps? 20 of our 198+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Digital Rupee Icici Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1KBL Digital RupeeKBL Digital RupeeFreeβ€”NoNoMay 2026
2PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7β˜… (167K)NoNoAug 2026
3HDFC Bank Digital RupeeHDFC Bank Digital RupeeFree3.5β˜… (11)NoNoAug 2026
4IDFC FIRST Bank Digital RupeeIDFC FIRST Bank Digital RupeeFree4.0β˜… (2)NoNoJul 2026
5BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4β˜… (1.4K)NoNoAug 2026
6Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7β˜… (39K)YesNoAug 2026
7YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3β˜… (2.9K)NoNoAug 2026
8UBL Digital - Safe BankingUBL Digital - Safe BankingFree4.6β˜… (7.4K)NoNoAug 2026

Top Picks for Digital Rupee Icici

PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Strong Contender
πŸ’° Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • πŸš€ Instant payments
  • πŸ‘ User-friendly interface
  • πŸ”’ Secure transactions
  • πŸ’‘ Diverse payment options

Room to Improve

  • πŸ› Transactions failing or pending
  • πŸ” Lack of customer support
  • πŸ” Difficult to resolve issues

More Digital Rupee Icici apps to explore

4
IDFC FIRST Bank Digital Rupee
IDFC FIRST Bank Digital Rupee
IDFC FIRST Bank Digital Rupee
Digital Rupee - India's CBDC
Free

This app allows IDFC FIRST Bank customers to securely access and use India's Central Bank Digital Currency (CBDC). It provides a digital form of legal tender, equivalent to paper currency, with robust security features like SIM and device binding.

Access India's Digital Rupee (CBDC)Secure banking servicesSIM and device binding
πŸ’° Finance
(2)
free
5
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
πŸ’° Finance
(1.4K)
free
6
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
πŸ’° Finance
(39K)
free with in-app purchases
7
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
πŸ’° Finance
(2.9K)
free
8
UBL Digital - Safe Banking
UBL Digital - Safe Banking
UBL Digital - Safe Banking
Bank securely with UBL Digital
Free

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

Secure transactionsBill paymentsFund transfers
πŸ’° Finance
(7.4K)
free
9
Inter: Mobile Banking
Inter: Mobile Banking
Inter: Mobile Banking
Credit card & Money transfers
Free

Manage your finances with a comprehensive banking app. Spend, invest in stocks, save with gift cards, and send money globally all from your phone. Access a range of financial services designed for modern lifestyles.

Banking solutionsStock and ETF investingGift cards with cashback
πŸ’° Finance
(22K)
free
10
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Free

This app allows users to manage and transact with India's official digital currency. It provides a secure digital wallet for holding and spending digital rupees, offering features like sending, collecting, loading, and redeeming the currency via QR codes and mobile numbers.

Digital wallet for holding digital rupeeSend digital rupee via mobile number or QR codeCollect digital rupee with QR code
πŸ’° Finance
(1)
free
11
UMANG India
UMANG India
UMANG India
by National e-Governance Division
Free

Access a wide range of Indian government services from central, state, and local bodies through a single, unified mobile platform. This app simplifies access to essential services like healthcare, finance, education, and more, offering a convenient and secure way to interact with e-governance.

Unified government services platformMobile-first access to e-governanceIntegration with Digital India services
πŸ”§ Utilities
(1.3K)
free
12
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
UPI, Payments, Loans & Offers
Free

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals
πŸ’° Finance
(13K)
free
13
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
πŸ’° Finance
(11K)
free with in-app purchases
14
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
by IME Khalti Limited
Free

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

Utility bill paymentsFlight bookingRemittance services
πŸ’° Finance
(196)
free
15
UNJSPF Digital CE
UNJSPF Digital CE
UNJSPF Digital CE
Digital CE App
Free

This app digitizes the UNJSPF Certificate of Entitlement process, replacing a slow paper-based system. It utilizes facial biometrics, liveness checks, and geo-location to securely submit eligibility proof to a blockchain, serving over 70,000 retirees globally.

Digital Certificate of EntitlementFacial biometric technologyLiveness check
πŸ“Š Productivity
(4.1K)
free
16
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
πŸ’° Finance
(1.1K)
free with in-app purchases
17
Digital Purse
Digital Purse
Digital Purse
Shop and spend globally.
Free

This platform offers virtual and digital gift cards for convenient online payments. Easily create virtual cards for shopping, subscriptions, and services, or send and redeem digital gift cards from popular brands. Manage your digital spending in one place.

Create virtual cards instantlyUse for online shopping and subscriptionsManage multiple cards for different purposes
πŸ’° Finance
(2.6K)
free
18
El Dorado: P2P Exchange
El Dorado: P2P Exchange
El Dorado: P2P Exchange
The Money SuperApp
Free

Manage your money across Latin America with this powerful financial app. Send, receive, convert, and store funds easily with a streamlined experience. Explore Mini Apps for US dollar accounts, P2P transactions, and future crypto and card features.

Send money internationallyConvert currencies instantlyManage US dollar accounts
πŸ’° Finance
(1.5K)
free
19
Baiduri b.Digital Personal
Baiduri b.Digital Personal
Baiduri b.Digital Personal
Baiduri b.Digital Personal
Free

Manage your finances on the go with a mobile banking app offering secure login, easy balance checks, and transaction capabilities. Discover exclusive deals and view the latest promotions.

Mobile security tokenFace and Touch ID logineCoupons for deals
πŸ’° Finance
(49)
free
20
Soneri Digital
Soneri Digital
Soneri Digital
by Soneri Bank Limited
Free

Manage all your banking needs on the go with this digital banking application. It offers secure access to your accounts, allows for easy self-registration, and provides a range of convenient features for everyday transactions and bill payments.

Fingerprint login for securityManage multiple accountsCheck balance and view statements
πŸ’° Finance
(740)
free

FAQ about Digital Rupee Icici

Are there free Digital Rupee ICICI apps for iPhone?
Yes β€” 20 of the top Digital Rupee ICICI apps we rank are free to download, including KBL Digital Rupee and PhonePe: Secure Payments App.
KBL Digital Rupee has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 198+ Digital Rupee ICICI apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.