Best Empower Personal Finance Apps

4.8😞(412K ratings)

Free

#32in Finance

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

👍 Good product overall
🚀 Sleek design and robust performance
🔒 Excellent customer service and support

Room to Improve

🐛 Buggy and unreliable app
⏱️ Slow loading times
🤔 Missing key features and functionality
🤯 Confusing and unintuitive navigation
💻 Forced to use app instead of website
🇨🇦 Not compatible with Canadian users

Beyond Finance by Beyond Finance Inc.

Strong Contender

4.9😐(19K ratings)

Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

What We Love

👍 Best finance help
🙌 Exceptional service and customer support
💰 Debt reduced substantially
🤝 Helpful and friendly representatives
🗓️ Steady progress in resolving debt
🏆 Life-changing results

Room to Improve

🚨 Negative impact on credit score
💰 High fees and settlement costs
⏱️ Slow progress in resolving debt
🤔 Misleading information provided
🚫 Accounts not settled as promised

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards

Worth Considering

Self - Credit Builder & Cards

4.9😐(84K ratings)

Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

🚀 Excellent, easy-to-use app
🔒 Robust fraud prevention
💰 Competitive interest rates and rewards
👍 Seamless account management
🏆 Helpful in improving credit and consolidating debt

Room to Improve

🐛 Inconsistent account updates and transaction history
🤔 Unclear policies around credit limit changes
❌ Poor customer service and unresponsive to issues
💳 Card usage issues and unexpected account suspensions
🕰️ Slow processing of payments and deposits

More Empower Personal Finance apps to explore

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(334K)

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

NerdWallet: Smart Money App

(466K)

subscription

Track, Save & Invest

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

(125K)

Beem: Cash Advance & Banking

Bank, Budget & Build Credit

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

(33K)

Save, Spend & Grow Your Credit

Intuit Credit Karma

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.8M)

Copilot: Track & Budget Money

Spending, investing, net worth

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

EarnIn: Beyond Cash Advance

(31K)

subscription

Get Paid Fast, Early Payday

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

(460K)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

SoLo Funds: Lend & Borrow

(918K)

freemium

Loans On Your Terms

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

(41K)

MoneyLion: Cash Advance App

Cashback rewards & Loan Offers

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

(329K)

Dreamlife-Sim: Finance Coach

Learn Money & Plan Your Future

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

Program progress reviewEnrolled account managementClient Success Team connection

Money Tree Finance Manager

(4.9K)

free

Empowering Financial Insights

VIVA Finance: Personal Loans

Borrow Money & Credit Tracking

Credit score trackingLoan information monitoringSavings recommendations

This app helps employees build and access better credit. Track your credit score, monitor loan information, and receive personalized recommendations to unlock savings and improve your financial future.

Personal Finance Guide Plus

(13)

ad-supported

by corey hoggard

Financial planning tipsBudget creation toolRetirement planning

This app offers guidance and tools to manage your personal finances. Learn to create budgets, plan for retirement and college, pay off debt, and build an emergency fund. It simplifies financial planning with an income-based calculation tool.

Your username = your net worth

(1)

free

twocents: Social Finance