Best Fico 8 Apps

112+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good fico 8 apps. We benchmark 112+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Fico 8

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by Fair Isaac Corporation

Get & Track Your Credit Report
Editor's Choice
💰 Finance
4.8😐(48K ratings)
FreeAds
myFICO - Credit Score Tracking screenshot 1
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myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
Experian®#2

Experian® by CONSUMERINFO.COM, INC.

Control Your Credit & Finances
Strong Contender
💰 Finance
4.8😐(2.7M ratings)
FreeAdsIn-App Purchases
#33in Finance
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Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
TransUnion®#3

TransUnion® by TransUnion Interactive

Your scores, reports & offers
Worth Considering
💰 Finance
4.6😞(39K ratings)
Free
#100in Finance
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Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information

More Fico 8 apps to explore

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
5
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(30K)
free with in-app purchases
6
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(21K)
free
7
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(437K)
freemium
8
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(306K)
free
9
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(363K)
free with in-app purchases
10
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
11
Flashscore: Live Scores & News
Flashscore: Live Scores & News
Flashscore: Live Scores & News
Latest sports results & stats
Free

Get instant live scores, detailed statistics, and breaking sports news for over 30 sports and thousands of competitions worldwide. Receive personalized notifications for your favorite teams and matches, and access expert previews and predicted lineups to enhance your sports understanding.

Fastest live results with detailed statisticsIn-depth sports news and transfer rumorsMultimedia content including video highlights
⚽ Sports
(109K)
free with in-app purchases
12
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
💰 Finance
(65K)
free with in-app purchases
13
FICO
FICO
FICO
by MyCompanyFiles
Free
💼 Business
(0)
14
Wescom Financial Mobile
Wescom Financial Mobile
Wescom Financial Mobile
by Wescom Resources Group
Free

Manage your finances on the go with this mobile banking app. Access account details, deposit checks, make payments, and control your cards. Explore new menus for profile, settings, alerts, and payment options.

Account managementCard managementCheck deposit
💰 Finance
(24K)
free
15
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Money, Loan Terms & APR Tools
Free

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation
💰 Finance
(48)
free
16
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Financial Advisor
Free

This app helps you understand your financial health by checking your credit score, monitoring home equity, and tracking spending. It also provides personalized loan offers and opportunities to win prizes.

Credit score monitoringHome equity trackingSpending analysis
💰 Finance
(3.8K)
free with in-app purchases
17
Credit Card Finder
Credit Card Finder
Credit Card Finder
Get Credit Score Tips
Free

Discover and compare credit cards with detailed benefits and features. Get insights and tips to improve your credit score and manage credit effectively. This app provides educational resources for informed financial decisions.

Card comparison with detailed benefitsBookmark favorite cardsCredit score improvement tips
💰 Finance
(32)
free with in-app purchases
18
Neu Money: Build Your Credit
Neu Money: Build Your Credit
Neu Money: Build Your Credit
Pick 0% APR or No Annual Fee
Free

Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.

0% APR or No Annual Fee options3% cashback on air travelTap and pay functionality
💰 Finance
(878)
free with in-app purchases
19
Credit Genius: Score & Games
Credit Genius: Score & Games
Credit Genius: Score & Games
AI Credit Builder & Monitor
Free

Build and monitor your credit score using AI. Report rent payments to Experian for an instant boost, even backdating up to 24 months. Engage in interactive games to master financial concepts and receive 24/7 AI assistance for disputes and FICO growth.

Report rent payments to ExperianBackdate rent payments up to 24 monthsInteractive credit building games
💰 Finance
(87)
free with in-app purchases
20
Homebody: Better Renting
Homebody: Better Renting
Homebody: Better Renting
by Entrata, Inc.
Free

This app streamlines the renter experience by consolidating essential tasks into a single platform. Manage rent, maintenance, amenities, and important documents all in one place. It also offers integrated services, exclusive deals, and a rewards program for residents.

Manage rent paymentsSubmit maintenance requestsBook amenities
🌟 Lifestyle
(632)
free