Best Free Payment App

244+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Square Point of Sale (POS) is the household name in free payment app, but it's far from the only option. We track 244+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Free Payment App

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
πŸ’Ό Business
4.8😐(601K ratings)
FreeAds
#30in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

Square Point of Sale (POS) is a versatile mobile application that allows users to accept payments, track sales, manage inventory, and analyze business performance all in one place. With its user-friendly interface and powerful features, Square POS helps businesses streamline their operations and improve customer service. Try it out now to simplify your payment transactions and boost your business efficiency.

What We Love

  • πŸ‘ Convenient and easy to use
  • πŸš€ Quick transactions and payouts
  • πŸ’‘ Useful reporting and inventory management features
  • πŸ‘ Professional and sleek hardware design

Room to Improve

  • πŸ› Connectivity issues with card readers
  • πŸ”’ Concerns over account deactivation and fund holds
  • πŸ€– Poor customer service and lack of live support
PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Strong Contender
πŸ’° Finance
4.8😐(161K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • πŸš€ Instant payments
  • πŸ‘ User-friendly interface
  • πŸ”’ Secure transactions
  • πŸ’‘ Diverse payment options

Room to Improve

  • πŸ› Transactions failing or pending
  • πŸ” Lack of customer support
  • πŸ” Difficult to resolve issues
Vi: Recharge, Payments & Games#3

Vi: Recharge, Payments & Games by Vodafone Idea Limited

Vi:Mobile Recharge,Data Top Up
Worth Considering
πŸ”§ Utilities
4.5😞(28K ratings)
FreeIn-App Purchases
Vi: Recharge, Payments & Games screenshot 1
Vi: Recharge, Payments & Games screenshot 2
Vi: Recharge, Payments & Games screenshot 3
Vi: Recharge, Payments & Games screenshot 4
Vi: Recharge, Payments & Games screenshot 5
Vi: Recharge, Payments & Games screenshot 6

Vi is a versatile app that offers seamless recharge and bill payment services along with a host of other features. Experience convenient transactions and manage your financial needs effortlessly.

What We Love

  • πŸ‘ User friendly app
  • πŸš€ Easy and fast service
  • πŸš€ Great app, ease of use and payment acceptance

Room to Improve

  • πŸ› App crashes, freezes, and is unstable
  • πŸ› Slow, cumbersome, and many non-working features
  • πŸ› Inconsistent information and poor navigation

More Free Payment App apps to explore

4
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

"BHIM – Making India Cashless" is a UPI-enabled initiative called Bharat Interface for Money, designed to facilitate safe and easy digital transactions. Join the movement towards a cashless India today!

πŸ’° Finance
(1.4K)
5
ShinePay
ShinePay
ShinePay
Coin-Op Laundry Payment App
Free

Avoid the hassle of finding quarters with this app that lets you pay for laundry digitally. Say goodbye to quarters and switch to a more convenient laundry payment method with ShinePay today!

πŸ’° Finance
(13K)
6
Pandar App
Pandar App
Pandar App
Bills Payment
Free

"Pandar App simplifies bill payments and offers a secure digital wallet for storing Naira. Enjoy features like a Virtual Dollar Card for online shopping and bill payments, all in one convenient app."

πŸ’° Finance
(4.7K)
7
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

🌟 Lifestyle
(2.3K)
8
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

πŸ’° Finance
(4.1K)
9
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

πŸ’Ό Business
(49K)
10
PayRange
PayRange
PayRange
by PayRange Inc.
Free

PayRange allows you to pay easily by swiping on your phone at vending, laundry, parking, and more machines. Simply select the machine on the app and swipe to pay securely with various payment options. Download PayRange now and simplify your payment experience. Visit payrange.com for a demo and get your machines enabled by contacting info@payrange.com.

πŸ”§ Utilities
(221K)
11
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

πŸ’° Finance
(8.5M)
12
SuperQi
SuperQi
SuperQi
Your all-in-one super app
Free

Experience seamless daily transactions with Iraq's Leading Super App from Qi. Simplify your life with money transfers, scan-to-pay, bill payments, and more. Secure, convenient, and all-in-one – discover the features of this super app today!

πŸ’° Finance
(8.7K)
13
Spendr App
Spendr App
Spendr App
Mobile Payments & Rewards
Free

A convenient mobile payments app that streamlines your finances, provides budget tracking, and enables easy money transfers. Simplify your financial management today!

πŸ’° Finance
(860)
14
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

An innovative card organization app designed to help you declutter and digitize your physical card collection easily. Say goodbye to bulky wallets and scattered cards – manage them all with just a few taps on your phone! Download now to simplify your life.

πŸ’° Finance
(24K)
15
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

πŸ›οΈ Shopping
(752K)
16
Bluebird App
Bluebird App
Bluebird App
by HI Technology Corp
Free

Bluebird is a financial account offering flexibility and convenience with no monthly fees. Easily manage your account on the go, add money, make purchases online or in-store, and send money to other Bluebird accountholders. Visit Bluebird.com for more information.

πŸ’° Finance
(22K)
17
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

A mobile wallet application for convenient and secure payments on the go. Simply download the app to manage transactions, pay bills, and make purchases with ease.

πŸ”§ Utilities
(28K)
18
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

πŸ’Ό Business
(6.4K)
19
sunday
sunday
sunday
Rewards and fast payment
Free
πŸ” Food & Drink
(0)
20
Invoice Maker & Estimate App
Invoice Maker & Estimate App
Invoice Maker & Estimate App
Bill & Receipt for Contractor
Free

Easily create professional invoices on-the-go with this user-friendly app. Streamline your billing process and stay organized by generating invoices with just a few taps!

πŸ’° Finance
(17K)