Best Health Insurance Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Looking for free health insurance apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Health Insurance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UnitedHealthcareUnitedHealthcareFree4.7★ (844K)NoNoSep 2026
2Sydney HealthSydney HealthFree4.8★ (563K)NoNoSep 2026
3Aetna HealthAetna HealthFree4.7★ (374K)NoNoSep 2026
4myCignamyCignaFree4.8★ (151K)NoNoSep 2026
5Ambetter HealthAmbetter HealthFree4.8★ (49K)NoNoSep 2026
6Health Insurance PortalHealth Insurance PortalFree4.8★ (2K)NoNoSep 2026
7MyChartMyChartFree4.6★ (711K)NoNoSep 2026
8Oscar HealthOscar HealthFree4.8★ (17K)NoNoSep 2026

Top Picks for Health Insurance

UnitedHealthcare#1

UnitedHealthcare by United HealthCare Services, Inc.

Access Health Plan & Benefits
Editor's Choice
🏥 Medical
4.7😐(844K ratings)
Free
#3in Medical
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Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

What We Love

  • 🚀 Convenient access to insurance information
  • 🔍 Easy to find in-network providers
  • 📊 Clear overview of claims and expenses
  • 💬 Helpful customer service
  • 🌐 Seamless integration with other apps

Room to Improve

  • 🐛 Glitches and bugs in the app
  • 🔍 Inaccurate provider information
  • 🤔 Confusing navigation and UI
  • 📞 Long wait times for customer support
  • 🏥 Difficulty finding and accessing certain medical services
Sydney Health#2

Sydney Health by Elevance Health, Inc

Anthem/Wellpoint
Strong Contender
🏥 Medical
4.8😞(563K ratings)
Free
#13in Medical
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Manage your health benefits, find care providers, and access your digital ID card. Understand your plan details, track claims, and refill prescriptions. Connect fitness device data for a holistic view of your wellness.

What We Love

  • 🚀 Extremely quick info at your fingertips
  • 👍 Super easy to use
  • 💡 Nutrition tracker with automatic food logging

Room to Improve

  • 🐛 Confusing notifications, data, and customer service
  • 🐛 Clunky and difficult to navigate
  • 🐛 Broken features and bugs
  • 🐛 Unreliable telehealth and video appointments
  • 🐛 Lack of basic functionality
  • 🐛 Security issues with login and account management
Aetna Health#3

Aetna Health by Aetna Inc.

Take control of your benefits
Worth Considering
💪 Health & Fitness
4.7😞(374K ratings)
Free
#44in Health & Fitness
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Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

What We Love

  • 🚀 Time saver
  • 💡 $1200 wellness allowance
  • 👍 Very Pleased So Far

Room to Improve

  • 🐛 Full of Miss-information!
  • 🐛 Poorly designed
  • 🐛 Signing in glitch
  • 🐛 This is the worst insurance coverage and customer service
  • 🐛 Terrible customer service
  • 🐛 Can't sign in. Error response. Asks for email they already have then says error
  • 🐛 Not user friendly
  • 🐛 Whatamess!!!!
  • 🔒 Enable staying logged in UX
  • 🐛 Can't fix error
  • 🐛 Not accepting my email address
  • 🐛 Only a fair tool. Not. Do good
  • 🐛 Hard to read the statements
  • 💡 Dollar before member
  • 🐛 Denials
  • 🐛 Impossible to Search Approved Pharmaceuticals
  • 🐛 Awful Insurance that cost me over £1000 denied
  • 🐛 Referrals to see an Eye Doctor
  • 🐛 App is not very good
  • 🐛 Can't even sign in error
  • 🐛 Useless app!
  • 🐛 Signing in glitch
  • 🐛 This app has NEVER worked
  • 🐛 Stupid UI, unable to log in
  • 🐛 Blank screen...?
  • 💡 Please save payment info!
  • 🐛 One of the WORST apps
  • 🐛 This app is a joke!
  • 👍 No Signature Required!
  • 🐛 Misleading UI
  • 🐛 No info/functions except claims and insurance card
  • 🐛 I can't even log-in and the redirect site has been down for weeks
  • 🐛 Latest update 3.4.0 is terrible
  • 🐛 Aetna continues to have USELESS search
  • 🐛 Horrible
  • 👍 Best health app ever - it goes 1 better than labcorp
  • 💡 Use of HSA
  • 🐛 Worthless so far
  • 🐛 Doesn't function well. Infrastructure is 20th century.
  • 🐛 Unable to pay claims
  • 🐛 Do not use Aetna App to make a payment

More Health Insurance apps to explore

FAQ about Health Insurance

What are the best health insurance apps for iPhone?
UnitedHealthcare tops our health insurance apps ranking as of September 2026, with a 4.7-star average from 844K App Store ratings, and it's free to download.
Yes — 20 of the top health insurance apps we rank are free to download, including UnitedHealthcare and Sydney Health.
UnitedHealthcare has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ health insurance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your health plan, check your benefits, track claims, find doctors, access virtual care 24/7, manage prescriptions, and use your digital member ID card. You can also track your health activities and earn rewards.
You can search for in-network doctors, specialists, hospitals, and clinics near you. The app also allows you to create favorites for frequently visited providers and facilities for quick access. You can also find out the estimated cost of services before receiving care.

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