Best Health Insurance Apps

230+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Looking for free health insurance apps? 20 of our 230+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Health Insurance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UnitedHealthcareUnitedHealthcareFree4.7★ (818K)NoNoAug 2026
2Sydney HealthSydney HealthFree4.8★ (550K)NoNoAug 2026
3Aetna HealthAetna HealthFree4.7★ (374K)NoNoAug 2026
4Ambetter HealthAmbetter HealthFree4.8★ (48K)NoNoAug 2026
5myCignamyCignaFree4.8★ (149K)NoNoAug 2026
6MyChartMyChartFree4.6★ (690K)NoNoAug 2026
7Oscar HealthOscar HealthFree4.9★ (17K)YesNoAug 2026
8UMR | HealthUMR | HealthFree4.6★ (16K)NoNoAug 2026

Top Picks for Health Insurance

UnitedHealthcare#1

UnitedHealthcare by United HealthCare Services, Inc.

Access Health Plan & Benefits
Editor's Choice
🏥 Medical
4.7😐(818K ratings)
Free
#3in Medical
UnitedHealthcare screenshot 1
UnitedHealthcare screenshot 2
UnitedHealthcare screenshot 3
UnitedHealthcare screenshot 4
UnitedHealthcare screenshot 5
UnitedHealthcare screenshot 6

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

What We Love

  • 🚀 Convenient access to insurance information
  • 🔍 Easy to find in-network providers
  • 📊 Clear overview of claims and expenses
  • 💬 Helpful customer service

Room to Improve

  • 🐛 Glitches and bugs in the app
  • 🔍 Inaccurate provider information
  • 🤔 Confusing navigation and UI
Sydney Health#2

Sydney Health by Elevance Health, Inc

Anthem/Wellpoint
Strong Contender
🏥 Medical
4.8😞(550K ratings)
Free
#11in Medical
Sydney Health screenshot 1
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Sydney Health screenshot 4
Sydney Health screenshot 5
Sydney Health screenshot 6

Manage your health benefits, find care providers, and access your digital ID card. Understand your plan details, track claims, and refill prescriptions. Connect fitness device data for a holistic view of your wellness.

What We Love

  • 🚀 Extremely quick info at your fingertips
  • 👍 Super easy to use
  • 💡 Nutrition tracker with automatic food logging

Room to Improve

  • 🐛 Confusing notifications, data, and customer service
  • 🐛 Clunky and difficult to navigate
  • 🐛 Broken features and bugs
Aetna Health#3

Aetna Health by Aetna Inc.

Take control of your benefits
Worth Considering
💪 Health & Fitness
4.7😞(374K ratings)
Free
#29in Health & Fitness
Aetna Health screenshot 1
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Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

What We Love

  • 🚀 Time saver
  • 💡 $1200 wellness allowance
  • 👍 Very Pleased So Far

Room to Improve

  • 🐛 Full of Miss-information!
  • 🐛 Poorly designed
  • 🐛 Signing in glitch

More Health Insurance apps to explore

4
Ambetter Health
Ambetter Health
Ambetter Health
Your plan in your pocket 24/7
Free

Manage your healthcare benefits conveniently from your mobile device. Access your ID card, find in-network providers, track payments, and view your plan details. Get answers to your questions and manage your health on the go.

View, save, and share ID cardFind in-network doctors and facilitiesPay premiums and view payment history
🏥 Medical
(48K)
free
5
myCigna
myCigna
myCigna
by Cigna Corporation
Free

Access your health insurance information, view ID cards, find care providers, manage claims, and refill prescriptions. This secure app requires Cigna customer login and offers features based on your coverage.

View ID cards (front and back)Search for care providers and compare costsView and search claims
💪 Health & Fitness
(149K)
free
6
MyChart
MyChart
MyChart
Your secure health connection
Free

Access your health records, communicate with your doctor, schedule appointments, and view bills. This app securely connects you to your healthcare provider's information, allowing you to manage your well-being and family's care conveniently from your mobile device.

Communicate with care teamReview health informationSchedule and manage appointments
🏥 Medical
(690K)
free
7
Oscar Health
Oscar Health
Oscar Health
by Oscar Management Corporation
Free

Manage your health insurance plan with ease. Access your ID card, find in-network providers, and connect with virtual care. Get support, pay bills, and earn rewards.

Digital ID card accessIn-network provider search24/7 Virtual Urgent Care
🏥 Medical
(17K)
free with in-app purchases
8
UMR | Health
UMR | Health
UMR | Health
UMR makes health benefits easy
Free

Easily access your health benefits information. Find providers, view plan details, check claims, and receive personalized alerts. Connect with support through chat, call, or secure messaging.

Find in-network providers and estimated costsView plan balances and out-of-pocket amountsCheck claim history and EOBs
🏥 Medical
(16K)
free
9
Health Insurance Portal
Health Insurance Portal
Health Insurance Portal
Your plan in your pocket 24/7
Free

Manage your healthcare benefits conveniently from your mobile device. Access your ID card, view coverage details, find providers, and update your account information securely. Get support and FAQs anytime.

View and share ID cardSearch and select providersView benefit overview
🏥 Medical
(1.9K)
free
10
BCBSM
BCBSM
BCBSM
by Blue Cross and Blue Shield of Michigan
Free

Access your health plan benefits, view your virtual ID card, find in-network providers, and explore covered services. Get virtual care, review claims, and manage payments. Compare provider quality and drug prices for informed healthcare decisions.

Virtual ID cardFind doctors and hospitalsView plan balances
🏥 Medical
(78K)
free
11
MyHumana
MyHumana
MyHumana
by Humana Inc.
Free

Manage your health plan on the go. Access ID cards, explore coverage, find care, estimate drug costs, and pay premiums directly from your phone.

Access ID cardsExplore coverage detailsFind nearby care
💪 Health & Fitness
(36K)
free
12
BCBSIL
BCBSIL
BCBSIL
by Blue Cross and Blue Shield of Illinois
Free

Access your Blue Cross and Blue Shield of Illinois member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage pharmacy benefits. This app also offers virtual visit options and shopping tools for new plans.

Access coverage, claims, and ID cardsFind in-network doctors and facilitiesEstimate procedure costs
💪 Health & Fitness
(24K)
free
13
Surest
Surest
Surest
Health plan
Free

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

Compare doctor and service pricesSee clear copays in advanceAccess digital ID card
💪 Health & Fitness
(6.3K)
free
14
Regence Health Insurance
Regence Health Insurance
Regence Health Insurance
by Regence Health Insurance
Free

Manage your health benefits with ease. This app helps you understand coverage, find providers, submit claims, and access personalized health insights and resources. Connect with customer support and virtual care options for a seamless healthcare journey.

Navigate benefits by Care, Coverage, Costs, SupportFind and connect with providersSubmit claims using device camera
💪 Health & Fitness
(1.8K)
free
15
Healthfirst NY
Healthfirst NY
Healthfirst NY
Health Insurance for NYers
Free

This app helps New York residents manage their health insurance. Members can find doctors, access essential community services, and view their digital ID card. It also provides access to virtual doctor consultations and local sales representatives.

Find in-network care providersSearch for essential community servicesAccess digital Member ID
💪 Health & Fitness
(22K)
free
16
Teladoc Health
Teladoc Health
Teladoc Health
Telehealth & Condition Mgmt
Free

Access comprehensive healthcare services virtually, including 24/7 urgent care, primary care, mental health support, and condition management programs. Connect with doctors, therapists, and dietitians for personalized care plans and health insights.

24/7 on-demand urgent careVirtual primary care physiciansMental health therapy and psychiatry
🏥 Medical
(722K)
free with in-app purchases
17
Included Health
Included Health
Included Health
formerly Grand Rounds
Free

Access employer-provided healthcare benefits to track spending, find quality doctors, and get 24/7 health advice. Connect with experts for unbiased insurance support, second opinions, and mental health care. Available at no cost to you.

Track healthcare spendingFind high-quality doctors24/7 health advice
🏥 Medical
(33K)
free
18
Alight Mobile
Alight Mobile
Alight Mobile
Get your benefits on the go.
Free

Manage your employer-provided benefits, including health, retirement, and payroll, from your mobile device. Access personal benefit information, find healthcare providers, and review your financial plans. Get support and explore resources related to your benefits all in one convenient app.

Access employer benefitsFind doctors and clinicsEnroll in benefits
💼 Business
(272K)
free
19
MyAflac
MyAflac
MyAflac
by Aflac Inc.
Free

Manage your Aflac insurance accounts anytime, anywhere. View coverage details, submit and track claims, make payments, and update policy information securely. Access agent contact details and enroll in special programs for continuous coverage.

Access coverage informationSubmit and check claims statusView secure messages
💼 Business
(6.4K)
free
20
HealthJoy
HealthJoy
HealthJoy
by HealthJoy, LLC
Free

Simplify and maximize your employee health benefits. Access healthcare concierges, 24/7 online medical consultations, and a personalized benefits wallet. Get help with appointments, prescriptions, doctor recommendations, and medical bill advocacy.

Healthcare concierges for appointments and questions24/7 online medical consultations with prescriptionsPersonalized benefits wallet
💪 Health & Fitness
(3.7K)
free

FAQ about Health Insurance

What are the best health insurance apps for iPhone?
UnitedHealthcare tops our health insurance apps ranking as of July 2026, with a 4.7-star average from 818K App Store ratings, and it's free to download.
Yes — 20 of the top health insurance apps we rank are free to download, including UnitedHealthcare and Sydney Health.
UnitedHealthcare has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ health insurance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your health plan, check your benefits, track claims, find doctors, access virtual care 24/7, manage prescriptions, and use your digital member ID card. You can also track your health activities and earn rewards.
You can search for in-network doctors, specialists, hospitals, and clinics near you. The app also allows you to create favorites for frequently visited providers and facilities for quick access. You can also find out the estimated cost of services before receiving care.

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